Gavop's guide to buying homeowners insurance in Larchmont, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Larchmont, NY - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Winslow Pl, Sheppard Pl, Pineridge Rd, Parkway St, Point Rd, W Fountain Sq, Ervilla Dr, Cambridge Ct, Cherry Ave, Stafford Pl | $1,498,000 | $1,220,000 | More than 10,000,000 | $1,083,000 | $920,000 | More than 10,000,000 |
| Larchmont Ave, West Ave, Harrison Dr, Bayard St, Nassau Rd, Rockhill Ter, Center Ave, Thompson Pl, Wendt Ave, Devon Rd | $1,049,500 | $890,000 | More than 10,000,000 | $774,000 | $620,000 | $900,000-$1,000,000 |
| Depot Way, Gerlach Pl, Pine Ridge Rd, Lincoln St, Beach Ave, Iden Ave, Griffen Dr, Walnut Ave, Highwood Way, Depot Way W | $1,040,000 | $980,000 | $900,000-$1,000,000 | $1,084,500 | $930,000 | More than 10,000,000 |
| E Fountain Pl, Forest Park Ave, Bonnett Ave, Beverly Pl, Virginia Pl, Sherwood Oval, Iselin Ter, Grove Ave, Gilder St, Shore Dr | $1,086,000 | $1,000,000 | More than 10,000,000 | $1,047,000 | $920,000 | More than 10,000,000 |
| Lyons Pl, Cliff Way, Dawes Pl, East Ave, Post Aly, Hazel Ln, Flint Pl, Coolidge St, Brittany Ln, Bishop Pl | $1,020,500 | $940,000 | More than 10,000,000 | $567,500 | $520,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $698 |
| Superior Protection Discount | -$85 | $766 |
| Fire & Security Discount | -$68 | $783 |
| Hail Resistant Roof Discount | -$26 | $825 |
| Newly Constructed Home Discount | -$247 | $604 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Westchester County | $1,000 | $1,090 | $2,090 | $792 | $1,792 | $298 |
| Larchmont, NY | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Jericho, NY | $100 | $852 | $952 | $619 | $719 | $233 |
| Upper Saddle River, NJ | $1,500 | $786 | $2,286 | $571 | $2,071 | $215 |
| Croton-on-Hudson, NY | $300 | $1,186 | $1,486 | $862 | $1,162 | $324 |
| South Orange Village, NJ | $700 | $985 | $1,685 | $716 | $1,416 | $269 |
| Ridgefield, CT | $200 | $903 | $1,103 | $656 | $856 | $247 |
| New Windsor, NY | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Monmouth County, NJ | $300 | $1,175 | $1,475 | $854 | $1,154 | $321 |
| Tinton Falls, NJ | $2,500 | $894 | $3,394 | $650 | $3,150 | $244 |
| East Brunswick, NJ | $300 | $1,138 | $1,438 | $827 | $1,127 | $311 |
| Interlaken, NJ | $2,000 | $2,028 | $4,028 | $1,474 | $3,474 | $554 |
| Home Insurance Company Larchmont, NY | Homeowners Insurance Agency Larchmont, NY | Address | Popularity Score | Distance from Larchmont (miles) |
|---|---|---|---|---|
| Allstate | Peter Ungaro | 4156 Hylan Blvd, Staten Island, NY, 10308 | 33.9 | |
| Travelers | Murray Schoen & Homer Inc | 800 Westchester Ave Ste N603 , Rye Brook, NY, 10573 | 6.4 | |
| Allstate | Edward Gajdosik | 221 Harrison Ave, Harrison, NY, 10528 | 3.6 | |
| State Farm | Julio Tejada | 1206 St Nicholas Ave, New York, NY, 10032-1907 | 11.4 | |
| Travelers | Cohen Partners Llc | 104 West 40th St Ste 1001, New York, NY, 10018 | 17.1 | |
| State Farm | Ralph Marciante | 1820 Middle Cntry Rd Ste 102, Centereach, NY, 11720-3675 | 35.7 | |
| Travelers | Total Dollar Management Effort Ltd | 1 Pleasant Ave , Port Washington, NY, 11050 | 6.5 | |
| Allstate | Geoffrey Csenge | 2097 Boston Post Rd, Larchmont, NY, 10538 | 0.2 | |
| Allstate | Robert Labarbera | 900 E Boston Post Rd, Mamaroneck, NY, 10543 | 2.4 | |
| State Farm | Traci Menes | 4734 White Plains Rd, Bronx, NY, 10470-1117 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Westchester County, NY | $513,300 | $1,103 | $740 | $1,520 | $780 |
| Larchmont, NY | $1,183,700 | $851 | $600 | $1,170 | $570 |
| Jericho, NY | $732,100 | $862 | $620 | $1,180 | $560 |
| Upper Saddle River, NJ | $920,400 | $795 | $560 | $1,120 | $560 |
| Croton-on-Hudson, NY | $507,600 | $1,201 | $860 | $1,690 | $830 |
| South Orange Village, NJ | $553,100 | $997 | $690 | $1,390 | $700 |
| Ridgefield, CT | $671,700 | $914 | $630 | $1,270 | $640 |
| New Windsor, NY | $248,900 | $801 | $570 | $1,100 | $530 |
| Monmouth County, NJ | $396,200 | $1,189 | $870 | $1,640 | $770 |
| Tinton Falls, NJ | $319,100 | $905 | $610 | $1,260 | $650 |
| East Brunswick, NJ | $383,200 | $1,151 | $790 | $1,650 | $860 |
| Interlaken, NJ | $648,800 | $2,053 | $1,480 | $2,920 | $1,440 |