Gavop's guide to buying homeowners insurance in Arnold-West Point, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| West Point, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shady Cir, Forest Meadows Dr, Winton Rd, Summit View Dr, Easy St, Mauna Kea Ct, Spring Valley Rd, Crow Ct, Evergreen Dr, Old Prospectol Trl | $217,000 | $190,000 | $200,000-$250,000 | $212,000 | $180,000 | $200,000-$250,000 |
| Grinding Rock Ct, Pine Meadows, Seminole Way, Dolly Ln, Shannon Way, Circle Dr, Miwuk Ct, Lily Valley Way, Patricia Ln, Junco Ln | $162,500 | $130,000 | $175,000-$200,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Manuel Rd, Menominee Dr, Black Bart Blvd, Bald Mountain Rd, Hewett Ln, Gloria Dr, Bluebird Ln, Higdon Spink Cutoff, McCarthy Reservoir Rd, el Camino Boot Strap | $238,000 | $200,000 | $200,000-$250,000 | $134,000 | $120,000 | $100,000-$125,000 |
| Snow Flake Dr, Rainy Dr, Daviman Rd, Forest Rte 4N03, Murphys Dr, Crystal Way, Osage Cir, Stanley Rd, Blagen Rd, Kuehn Ave | $451,500 | $410,000 | $400,000-$500,000 | $281,500 | $230,000 | $200,000-$250,000 |
| Flume Ct, Castlewood Ln, Brandy Flat Ct, Valley View Dr, Vine Maple Dr, St Andrews Dr, Chinook Way, Upper Moran Rd, Shirewood Ln, Jerrilynne Dr | $339,500 | $300,000 | $300,000-$350,000 | $199,500 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $597 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$76 | $618 |
| Hail Resistant Roof Discount | -$21 | $674 |
| Newly Constructed Home Discount | -$167 | $528 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calaveras County | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| West Point, CA | $1,000 | $686 | $1,686 | $499 | $1,499 | $188 |
| Pioneer, CA | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Tuttletown, CA | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Drytown, CA | $500 | $890 | $1,390 | $647 | $1,147 | $243 |
| El Dorado County, CA | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| Mesa Vista, CA | $500 | $917 | $1,417 | $666 | $1,166 | $251 |
| Greeley Hill, CA | $1,000 | $734 | $1,734 | $533 | $1,533 | $201 |
| Peters, CA | $300 | $1,039 | $1,339 | $755 | $1,055 | $284 |
| Galt, CA | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Home Insurance Company West Point, CA | Homeowners Insurance Agency West Point, CA | Address | Popularity Score | Distance from West Point (miles) |
|---|---|---|---|---|
| Travelers | T D Mcneil Insurance Services | 1568 Creekside Dr Ste 106, Folsom, CA, 95630 | 48.2 | |
| State Farm | Dan Normoyle | 1835 Iron Point Rd Ste 100, Folsom, CA, 95630-8771 | 47.3 | |
| Farmers | Jeremy Johnson | 460 N Yosemite Ave Ste 5, Oakdale, CA, 95361 | 49.4 | |
| Farmers | Kimberly Miles | 187 Blue Ravine Rd Ste 130, Folsom, CA, 95630 | 49.4 | |
| Liberty Mutual Independent | Paragon Insurance Services | 301 Natoma St Ste 104, Folsom, CA, 95630 | 49.4 | |
| Allstate | Myles B. Harris Jr. | 702 E F St, Oakdale, CA, 95361 | 49.4 | |
| Farmers | Steven Belleci | 836 N State Highway 49-88 Ste F, Jackson, CA, 95642 | 23.5 | |
| Travelers | Barragan Insurance Agency | 90 Blue Ravine Rd Ste 74, Folsom, CA, 95630 | 49.6 | |
| State Farm | Fred Ott | 3420 Coach Ln Ste 4, Cameron Park, CA, 95682-8406 | 39.1 | |
| Allstate | Mary Agcaoili | 2390 E Bidwell St Ste 300, Folsom, CA, 95630 | 47.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Calaveras County, CA | $273,400 | $733 | $540 | $1,000 | $460 |
| West Point, CA | $268,400 | $695 | $510 | $940 | $430 |
| Pioneer, CA | $271,400 | $752 | $560 | $1,020 | $460 |
| Tuttletown, CA | $280,300 | $768 | $570 | $1,040 | $470 |
| Drytown, CA | $342,000 | $901 | $670 | $1,230 | $560 |
| El Dorado County, CA | $405,900 | $1,038 | $770 | $1,410 | $640 |
| Mesa Vista, CA | $351,700 | $928 | $690 | $1,260 | $570 |
| Greeley Hill, CA | $265,400 | $743 | $550 | $1,010 | $460 |
| Peters, CA | $389,700 | $1,052 | $780 | $1,430 | $650 |
| Galt, CA | $329,400 | $843 | $620 | $1,150 | $530 |