Gavop's guide to buying homeowners insurance in Westchase, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Westchase, FL - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sudbury Ct, Berkeley Square Dr, Bournemouth Rd, Parley Dr, Needlepoint Pl, Lightner Bridge Dr, Downey Ln, Gretna Green Dr, Greenhedges Dr, Lake Aston Ct | $369,500 | $330,000 | $400,000-$500,000 | $283,000 | $230,000 | $300,000-$350,000 |
| Brompton Dr, Ashford Gables Ct, Whitmarsh Ln, Northholt Ct, Abbywood Ln, Rowlett Way, Esher Wood Ct, Crystal Commons Way, Tavistock Dr, Stirrup Way | $509,000 | $420,000 | $400,000-$500,000 | $301,000 | $280,000 | $300,000-$350,000 |
| Emerald Links Dr, Talbot Pl, Bridgeton Dr, Splendid Ln, Hampden Dr, Castleford Way, Chambers Dr, Corral Rd, Twin Branch Acres Rd, Minaret Dr | $463,000 | $370,000 | $400,000-$500,000 | $194,500 | $160,000 | $150,000-$175,000 |
| Aston Wood Dr, Middlebury Dr, Westchase Golf Dr, Sierra Vista Pl, Northumberland Dr, Tree Tops Lake Rd, Easthampton Dr, Fountainhead Dr, Abbotsford Dr, Bentley Way | $424,500 | $400,000 | $350,000-$400,000 | $242,000 | $220,000 | $250,000-$300,000 |
| Gretna Green Dr, Bristol Commons Cir, Gothic Ln, Palomino Ct, Mountbatten Dr, Kearney Way, Maverick Ct, Greensleeve Ave, Edenton Way, Wandsworth Dr | $448,500 | $360,000 | $500,000-$600,000 | $254,500 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $772 |
| Superior Protection Discount | -$94 | $848 |
| Fire & Security Discount | -$94 | $848 |
| Hail Resistant Roof Discount | -$28 | $914 |
| Newly Constructed Home Discount | -$264 | $678 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hillsborough County | $2,000 | $1,432 | $3,432 | $1,040 | $3,040 | $391 |
| Westchase, FL | $2,500 | $931 | $3,431 | $676 | $3,176 | $254 |
| Tampa, FL | $400 | $1,403 | $1,803 | $1,020 | $1,420 | $383 |
| Feather Sound, FL | $2,500 | $2,350 | $4,850 | $1,708 | $4,208 | $642 |
| Harbor Bluffs, FL | $500 | $2,371 | $2,871 | $1,723 | $2,223 | $648 |
| Wesley Chapel, FL | $2,000 | $1,385 | $3,385 | $1,007 | $3,007 | $379 |
| Ruskin, FL | $500 | $1,339 | $1,839 | $973 | $1,473 | $366 |
| High Point, FL | $2,000 | $818 | $2,818 | $595 | $2,595 | $224 |
| North Weeki Wachee, FL | $400 | $1,436 | $1,836 | $1,043 | $1,443 | $392 |
| North Brooksville, FL | $1,500 | $1,060 | $2,560 | $770 | $2,270 | $290 |
| Lakeland Highlands, FL | $500 | $985 | $1,485 | $716 | $1,216 | $269 |
| Jan Phyl Village, FL | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Home Insurance Company Westchase, FL | Homeowners Insurance Agency Westchase, FL | Address | Popularity Score | Distance from Westchase (miles) |
|---|---|---|---|---|
| Travelers | Prime Group Insurance Services, Inc. | 5402 W Laurel St Ste 220, Tampa, FL, 33607 | 8.5 | |
| Allstate | Baskal Korkis | 36163 E Lake Rd, Palm Harbor, FL, 34685 | 6.1 | |
| Allstate | James Gardner | 26238 Us Highway 19 N, Clearwater, FL, 33761 | 8.5 | |
| Allstate | Ric Cave | 7755 W Waters Ave, Tampa, FL, 33615 | 3.4 | |
| State Farm | Pamela Patterson | 6903 Gunn Highway, Tampa, FL, 33625-3817 | 2.3 | |
| Allstate | Ryan Toombs | 4551 Gunn Hwy, Tampa, FL, 33624 | 5.4 | |
| Allstate | Michael Lia | 11001 N Dale Mabry Hwy, Tampa, FL, 33618 | 6.3 | |
| Allstate | Steven Hauck | 2323 Curlew Rd Ste 6a, Dunedin, FL, 34698 | 8.4 | |
| State Farm | Dave Cosper | 1164 Belcher Rd, Dunedin, FL, 34698-5679 | 9.1 | |
| Liberty Mutual Independent | Willis Of Florida | 3000 Bayport Dr Ste 300, Tampa, FL, 33607 | 7.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Westchase, FL | $326,400 | $942 | $730 | $1,260 | $530 |
| Tampa, FL | $174,600 | $1,420 | $1,110 | $1,900 | $790 |
| Feather Sound, FL | $300,700 | $2,379 | $1,860 | $3,190 | $1,330 |
| Harbor Bluffs, FL | $304,200 | $2,400 | $1,870 | $3,220 | $1,350 |
| Wesley Chapel, FL | $197,800 | $1,402 | $1,090 | $1,880 | $790 |
| Ruskin, FL | $163,700 | $1,355 | $1,060 | $1,820 | $760 |
| High Point, FL | $63,500 | $828 | $650 | $1,110 | $460 |
| North Weeki Wachee, FL | $155,900 | $1,453 | $1,130 | $1,950 | $820 |
| North Brooksville, FL | $99,500 | $1,073 | $840 | $1,440 | $600 |
| Lakeland Highlands, FL | $212,900 | $997 | $780 | $1,340 | $560 |
| Jan Phyl Village, FL | $117,300 | $1,194 | $930 | $1,600 | $670 |