Gavop shows you how to buy homeowners insurance in German, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $126,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $176,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $282,500 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $319,500 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $636 |
| Home and Two Car | -$119 | $580 |
| Home and Three Car | -$168 | $532 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| German, OH | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Butler County, OH | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| Lebanon, OH | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Hanover, OH | $300 | $634 | $934 | $461 | $761 | $173 |
| Mason, OH | $2,000 | $850 | $2,850 | $618 | $2,618 | $232 |
| Dent, OH | $500 | $666 | $1,166 | $484 | $984 | $182 |
| Fountain City, IN | $1,000 | $647 | $1,647 | $470 | $1,470 | $177 |
| Kelso, IN | $2,500 | $1,012 | $3,512 | $735 | $3,235 | $276 |
| Ryland Heights, KY | $300 | $845 | $1,145 | $614 | $914 | $231 |
| Modoc, IN | $1,500 | $472 | $1,972 | $343 | $1,843 | $129 |
| Home Insurance Company German, OH | Homeowners Insurance Agency German, OH | Address | Popularity Score | Distance from German (miles) |
|---|---|---|---|---|
| Farmers | Ross Crisp | 4496 Marie Dr, Middletown, OH, 45044 | 8.8 | |
| Liberty Mutual Independent | Mccord Insurance Agency Inc. | 11385 Montgomery Rd Ste 240, Cincinnati, OH, 45249 | 24.6 | |
| Allstate | Michael Steinke | 664 N Main St, Springboro, OH, 45066 | 9.8 | |
| Farmers | Richard Denny | 110 E Central Ave Ste 112, Miamisburg, OH, 45342 | 6.3 | |
| State Farm | Mark Neal | 779 Central Ave, Carlisle, OH, 45005-3318 | 5.0 | |
| State Farm | Jason Nemeth | 1008 N University Boulevard, Middletown, OH, 45042-3317 | 7.1 | |
| State Farm | Scott Wolfenden | 7967 Cincinnati-Dayton Road, West Chester, OH, 45069-2026 | 18.6 | |
| Travelers | First Central Insurance Agency | Six South First Street, Miamisburg, OH, 45342 | 6.3 | |
| Allstate | Tammy Mann | 4217 Grand Ave, Middletown, OH, 45044 | 8.7 | |
| Travelers | Insurance Associates | 1061 N. University Blvd., Middletown, OH, 45042 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,010 | $500 |
| Montgomery County, OH | $112,100 | $637 | $450 | $890 | $440 |
| German, OH | $154,400 | $699 | $500 | $990 | $490 |
| Butler County, OH | $162,300 | $744 | $540 | $1,060 | $520 |
| Lebanon, OH | $166,700 | $652 | $440 | $900 | $460 |
| Hanover, OH | $160,500 | $642 | $460 | $890 | $430 |
| Mason, OH | $235,000 | $860 | $620 | $1,200 | $580 |
| Dent, OH | $181,500 | $674 | $480 | $960 | $480 |
| Fountain City, IN | $75,900 | $655 | $470 | $940 | $470 |
| Kelso, IN | $208,200 | $1,024 | $730 | $1,400 | $670 |
| Ryland Heights, KY | $117,900 | $855 | $580 | $1,190 | $610 |
| Modoc, IN | $39,300 | $478 | $320 | $660 | $340 |