Gavop shows you how to buy homeowners insurance in Millard County, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $131,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $139,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $261,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $302,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $545 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$73 | $591 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$153 | $512 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Millard County | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| Millard County, UT | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| West Juab, UT | $1,500 | $540 | $2,040 | $393 | $1,893 | $148 |
| Hinckley, UT | $100 | $466 | $566 | $339 | $439 | $127 |
| Deseret, UT | $2,500 | $558 | $3,058 | $406 | $2,906 | $153 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $420 | $860 | $440 |
| Millard County, UT | $150,300 | $665 | $480 | $910 | $430 |
| Millard County, UT | $150,300 | $665 | $460 | $920 | $460 |
| West Juab, UT | $162,500 | $547 | $390 | $750 | $360 |
| Hinckley, UT | $109,300 | $472 | $320 | $670 | $350 |
| Deseret, UT | $179,800 | $565 | $410 | $790 | $380 |