Gavop's guide to buying homeowners insurance in Sutherlin, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $156,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $173,000 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $193,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $349,000 | $320,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $589 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$63 | $638 |
| Hail Resistant Roof Discount | -$14 | $687 |
| Newly Constructed Home Discount | -$161 | $540 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Sutherlin, OR | $2,000 | $692 | $2,692 | $503 | $2,503 | $189 |
| Yoncalla, OR | $400 | $463 | $863 | $337 | $737 | $127 |
| Drain, OR | $700 | $456 | $1,156 | $332 | $1,032 | $125 |
| Lookingglass, OR | $200 | $631 | $831 | $459 | $659 | $173 |
| Winston, OR | $2,500 | $631 | $3,131 | $458 | $2,958 | $172 |
| Canyonville, OR | $500 | $464 | $964 | $337 | $837 | $127 |
| South Umpqua, OR | $2,500 | $582 | $3,082 | $423 | $2,923 | $159 |
| Lane County, OR | $300 | $597 | $897 | $434 | $734 | $163 |
| Pleasant Hill, OR | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| North Bayside, OR | $500 | $570 | $1,070 | $414 | $914 | $156 |
| Bunker Hill, OR | $1,000 | $531 | $1,531 | $386 | $1,386 | $145 |
| Home Insurance Company Sutherlin, OR | Homeowners Insurance Agency Sutherlin, OR | Address | Popularity Score | Distance from Sutherlin (miles) |
|---|---|---|---|---|
| Allstate | Kyle Blain | 2677 Willakenzie Rd Ste 6, Eugene, OR, 97401 | 46.2 | |
| State Farm | Mitch Hanan | 111 S 47th St, Springfield, OR, 97478-6625 | 45.5 | |
| Farmers | Jason Jakubos | 161 Ne Garden Valley Blvd Ste 111, Roseburg, OR, 97470 | 14.5 | |
| Travelers | Alliance Insurance Group | 941 Oak St, Eugene, OR, 97401 | 43.9 | |
| State Farm | Terra Hager | 114 Melton Rd, Creswell, OR, 97426-9453 | 36.3 | |
| Farmers | Rick Jackson | 1875 River Rd, Eugene, OR, 97404 | 46.6 | |
| State Farm | Jeff Krier | 2379 Oakmont Way, Eugene, OR, 97401-6459 | 45.2 | |
| Liberty Mutual Independent | Kpd Insurance Inc. | 1111 Gateway Loop, Springfield, OR, 97477 | 46.5 | |
| Liberty Mutual Independent | Kpd Insurance Inc. | 1111 Gateway Loop, Springfield, OR, 97477 | 46.5 | |
| Allstate | Bill Cavinee | 2590 River Rd Ste 201, Eugene, OR, 97404 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $460 | $930 | $470 |
| Douglas County, OR | $174,200 | $737 | $530 | $1,020 | $490 |
| Sutherlin, OR | $207,800 | $701 | $480 | $1,000 | $520 |
| Yoncalla, OR | $118,900 | $469 | $330 | $650 | $320 |
| Drain, OR | $115,100 | $462 | $330 | $630 | $300 |
| Lookingglass, OR | $246,800 | $639 | $470 | $890 | $420 |
| Winston, OR | $154,100 | $639 | $450 | $900 | $450 |
| Canyonville, OR | $119,400 | $470 | $310 | $670 | $360 |
| South Umpqua, OR | $202,500 | $589 | $420 | $810 | $390 |
| Lane County, OR | $232,800 | $604 | $430 | $860 | $430 |
| Pleasant Hill, OR | $298,600 | $653 | $450 | $890 | $440 |
| North Bayside, OR | $192,600 | $577 | $420 | $810 | $390 |
| Bunker Hill, OR | $161,400 | $537 | $390 | $760 | $370 |