Gavop's guide to buying homeowners insurance in Orchard Hill, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $156,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $125,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $273,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $134,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $587 |
| Superior Protection Discount | -$64 | $651 |
| Fire & Security Discount | -$79 | $637 |
| Hail Resistant Roof Discount | -$21 | $694 |
| Newly Constructed Home Discount | -$143 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spalding County | $1,500 | $779 | $2,279 | $566 | $2,066 | $213 |
| Orchard Hill, GA | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Towalaga, GA | $300 | $856 | $1,156 | $622 | $922 | $234 |
| Concord-Molena, GA | $2,000 | $872 | $2,872 | $634 | $2,634 | $238 |
| Culloden, GA | $500 | $557 | $1,057 | $405 | $905 | $152 |
| Rockdale County, GA | $1,000 | $925 | $1,925 | $672 | $1,672 | $253 |
| Lizella, GA | $500 | $832 | $1,332 | $605 | $1,105 | $227 |
| Bibb County, GA | $2,000 | $803 | $2,803 | $584 | $2,584 | $219 |
| Grantville, GA | $200 | $718 | $918 | $522 | $722 | $196 |
| Gray-Macon East, GA | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
| Mableton, GA | $500 | $952 | $1,452 | $692 | $1,192 | $260 |
| Peach County, GA | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Home Insurance Company Orchard Hill, GA | Homeowners Insurance Agency Orchard Hill, GA | Address | Popularity Score | Distance from Orchard Hill (miles) |
|---|---|---|---|---|
| State Farm | Barbara Collins | 4475 Lawrenceville Highway, Tucker, GA, 30084 | 44.0 | |
| State Farm | Ken Dean | 1845 Grayson Hwy Ste 200, Grayson, GA, 30017-4972 | 48.4 | |
| Travelers | The Assurance Group | 5365-F Five Forks Trickum Rad, Lilburn, GA, 30047 | 43.0 | |
| Allstate | Rob Enfinger | 1400 Scott Blvd, Decatur, GA, 30030 | 40.0 | |
| State Farm | Amber Brown | 1000 Parkwood Cir Se Ste 140, Atlanta, GA, 30339-2121 | 49.9 | |
| State Farm | Scotty Lewis | 1245 Pleasant Hill Rd, Lawrenceville, GA, 30044-3003 | 49.3 | |
| State Farm | Valerie Primas | 2798 Lakewood Ave Sw, Atlanta, GA, 30315-5807 | 35.7 | |
| State Farm | Keysha Davis | 2343 Jonesboro Rd, Hampton, GA, 30228-2718 | 17.2 | |
| State Farm | Wade Brewer | 3432 Highway 155, Locust Grove, GA, 30248-3741 | 8.7 | |
| Allstate | Michael Thompson | 244 14th St Ne, Atlanta, GA, 30309 | 40.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,440 | $760 |
| Spalding County, GA | $112,400 | $789 | $560 | $1,100 | $540 |
| Orchard Hill, GA | $120,200 | $716 | $520 | $980 | $460 |
| Towalaga, GA | $163,900 | $866 | $620 | $1,230 | $610 |
| Concord-Molena, GA | $126,600 | $883 | $640 | $1,230 | $590 |
| Culloden, GA | $71,400 | $564 | $410 | $810 | $400 |
| Rockdale County, GA | $148,600 | $936 | $670 | $1,300 | $630 |
| Lizella, GA | $156,000 | $843 | $600 | $1,200 | $600 |
| Bibb County, GA | $117,300 | $813 | $560 | $1,160 | $600 |
| Grantville, GA | $122,900 | $727 | $530 | $1,000 | $470 |
| Gray-Macon East, GA | $128,300 | $890 | $650 | $1,260 | $610 |
| Mableton, GA | $156,200 | $964 | $650 | $1,380 | $730 |
| Peach County, GA | $126,000 | $739 | $500 | $1,040 | $540 |