Gavop tells you how to get the best homeowners insurance in Shady Cove, OR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Shady Cove, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Avalon Rd, W Branch Elk Creek Rd, Long Branch Rd, Ironwood Dr, Loper Ln, Natoma Ave, Country Ct, Rockwood Ln, Ragsdale Rd, Yewwood Dr | $292,500 | $260,000 | $250,000-$300,000 | $132,500 | $120,000 | $125,000-$150,000 |
| Quail Run Dr, Penny Ct, Reese Creek Rd, Trails End Ln, Cleveland St, Hillandale Cir, Holly St, Kee Ln, Sowell Ct, Hwy 62 | $244,000 | $200,000 | $200,000-$250,000 | $235,500 | $200,000 | $200,000-$250,000 |
| Redwing Dr, Sowell Dr, Bond Rd, Meadow Ln, Chevney Way, Beagle Dr, Indian Creek Rd, Alicki Ln, Elk Creek Rd, Shady Oaks Ct | $201,000 | $160,000 | $175,000-$200,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Lindsay Ln, Leonore Ct, Kelley Ct, Terrace Pl, Fir St, Lodge Rd, Sams Valley Hwy, Rogue River Dr, Dion Ct, Buck Rock Rd | $360,000 | $330,000 | $350,000-$400,000 | $191,500 | $160,000 | $200,000-$250,000 |
| Celtic Ln, Derby Rd, Rockingham Cir, Hudspeth Ln, del Rio Ave, Crowfoot Rd, Linda Ln, Skyline Dr, Edgewood Park Dr, Richards Way | $240,500 | $210,000 | $200,000-$250,000 | $151,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $507 |
| Superior Protection Discount | -$54 | $549 |
| Fire & Security Discount | -$54 | $549 |
| Hail Resistant Roof Discount | -$18 | $585 |
| Newly Constructed Home Discount | -$175 | $429 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,556 |
| Home Insurance Company Shady Cove, OR | Homeowners Insurance Agency Shady Cove, OR | Address | Popularity Score | Distance from Shady Cove (miles) |
|---|---|---|---|---|
| Farmers | Terry Spitz | 1690 Williams Hwy, Grants Pass, OR, 97527 | 33.7 | |
| Liberty Mutual Independent | Focus1 Insurance Group Inc | 3110 State St, Medford, OR, 97504 | 25.9 | |
| State Farm | Mike Snowden | 8336 Crater Lake Hwy Ste 105, White City, OR, 97503-1024 | 17.5 | |
| Liberty Mutual Independent | Protectors Insurance Llc | 514 Crater Lake Ave, Medford, OR, 97504 | 24.8 | |
| Allstate | Jason Lewis | 1023 Ne 7th St, Grants Pass, OR, 97526 | 31.9 | |
| Farmers | John Eliot | 134 Nw E St, Grants Pass, OR, 97526 | 32.4 | |
| Liberty Mutual Independent | Siskiyou Insurance Marketplace | 704 Sw 4th St, Grants Pass, OR, 97526 | 32.8 | |
| Travelers | Blalock Insurance | 213 Se H St, Grants Pass, OR, 97526 | 32.5 | |
| State Farm | Shane Cunningham | 820 S Riverside Ave, Medford, OR, 97501-7840 | 25.8 | |
| State Farm | Bill Thorp | 323 Ne 7th Street, Grants Pass, OR, 97526 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $470 | $930 | $460 |
| Jackson County, OR | $240,900 | $613 | $450 | $850 | $400 |
| Shady Cove, OR | $255,900 | $604 | $430 | $860 | $430 |
| Gold Hill, OR | $155,400 | $528 | $360 | $730 | $370 |
| Foots Creek, OR | $319,700 | $732 | $490 | $1,030 | $540 |
| Jacksonville, OR | $310,200 | $718 | $500 | $1,010 | $510 |
| Phoenix, OR | $166,200 | $543 | $400 | $740 | $340 |
| Talent, OR | $197,200 | $644 | $460 | $900 | $440 |
| Ashland, OR | $334,400 | $733 | $520 | $1,040 | $520 |
| Ruch, OR | $286,500 | $686 | $470 | $970 | $500 |
| Southwest Jackson, OR | $315,400 | $726 | $520 | $1,030 | $510 |
| North Umpqua, OR | $246,500 | $639 | $470 | $890 | $420 |
| Winston, OR | $154,100 | $639 | $460 | $910 | $450 |