Gavop shows you how to buy homeowners insurance in Rosedale, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $201,000 | $190,000 | $150,000-$175,000 |
| 3 Bedroom | $323,500 | $300,000 | $250,000-$300,000 |
| 4 Bedroom | $395,000 | $370,000 | $300,000-$350,000 |
| 5 Bedroom | $556,000 | $480,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $555 |
| Superior Protection Discount | -$67 | $602 |
| Fire & Security Discount | -$74 | $595 |
| Hail Resistant Roof Discount | -$13 | $655 |
| Newly Constructed Home Discount | -$187 | $481 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kern County | $2,500 | $612 | $3,112 | $445 | $2,945 | $167 |
| Rosedale, CA | $2,500 | $661 | $3,161 | $480 | $2,980 | $181 |
| West Kern, CA | $500 | $568 | $1,068 | $413 | $913 | $155 |
| Edmundson Acres, CA | $1,500 | $524 | $2,024 | $381 | $1,881 | $143 |
| Mettler, CA | $300 | $560 | $860 | $407 | $707 | $153 |
| Pixley, CA | $2,500 | $955 | $3,455 | $694 | $3,194 | $261 |
| Golden Hills, CA | $700 | $634 | $1,334 | $461 | $1,161 | $173 |
| Tehachapi, CA | $400 | $676 | $1,076 | $491 | $891 | $185 |
| California Hot Springs, CA | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Kernville, CA | $400 | $678 | $1,078 | $493 | $893 | $185 |
| Home Insurance Company Rosedale, CA | Homeowners Insurance Agency Rosedale, CA | Address | Popularity Score | Distance from Rosedale (miles) |
|---|---|---|---|---|
| Allstate | Evan Evans | 3939 Bernard St Ste 4, Bakersfield, CA, 93306 | 12.9 | |
| State Farm | Darlene Denison | 4903 Calloway Dr Ste 103, Bakersfield, CA, 93312-9711 | 3.8 | |
| State Farm | John Cooper | 1400 Easton Dr Ste 127, Bakersfield, CA, 93309-9405 | 7.7 | |
| State Farm | Johnny Williamson | 4208 Rosedale Hwy Ste 202, Bakersfield, CA, 93308-6172 | 6.9 | |
| Travelers | Stockdale Insurance Agency Inc | 1675 Chester Ave Ste 310, Bakersfield, CA, 93301 | 9.0 | |
| Travelers | Clifford & Bradford Insurance Agency | 1515 20th St, Bakersfield, CA, 93301 | 9.0 | |
| Travelers | Wm K Lyons Agency Inc | 2100 F Street, Suite 200, Bakersfield, CA, 93301 | 8.7 | |
| Farmers | Scott Brown | 6501 Schirra Ct Ste 100, Bakersfield, CA, 93313 | 7.9 | |
| Travelers | Wm K Lyons Agency Inc | 2100 F St Ste 200, Bakersfield, CA, 93301 | 8.7 | |
| State Farm | Mike Alexander | 312 H St, Bakersfield, CA, 93304-2914 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Kern County, CA | $190,600 | $620 | $460 | $840 | $380 |
| Rosedale, CA | $295,700 | $669 | $490 | $910 | $420 |
| West Kern, CA | $143,400 | $575 | $430 | $780 | $350 |
| Edmundson Acres, CA | $114,600 | $530 | $390 | $720 | $330 |
| Mettler, CA | $137,500 | $567 | $420 | $770 | $350 |
| Pixley, CA | $113,500 | $967 | $720 | $1,310 | $590 |
| Golden Hills, CA | $229,200 | $642 | $470 | $870 | $400 |
| Tehachapi, CA | $240,400 | $684 | $510 | $930 | $420 |
| California Hot Springs, CA | $212,500 | $667 | $490 | $910 | $420 |
| Kernville, CA | $226,600 | $686 | $510 | $930 | $420 |