Gavop shows you how to buy homeowners insurance in Yardville, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $226,000 | $200,000 | $250,000-$300,000 |
| 3 Bedroom | $187,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $419,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $549,500 | $470,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $664 |
| Superior Protection Discount | -$72 | $728 |
| Fire & Security Discount | -$64 | $736 |
| Hail Resistant Roof Discount | -$16 | $784 |
| Newly Constructed Home Discount | -$192 | $608 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $2,500 | $953 | $3,453 | $693 | $3,193 | $260 |
| Yardville, NJ | $700 | $790 | $1,490 | $574 | $1,274 | $216 |
| Howell, NJ | $100 | $999 | $1,099 | $726 | $826 | $273 |
| Holiday City-Berkeley, NJ | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| Somerset County, NJ | $200 | $1,189 | $1,389 | $864 | $1,064 | $325 |
| Cliffwood Beach, NJ | $2,500 | $923 | $3,423 | $671 | $3,171 | $252 |
| Hilltown, PA | $500 | $871 | $1,371 | $633 | $1,133 | $238 |
| Port Monmouth, NJ | $2,500 | $1,006 | $3,506 | $731 | $3,231 | $275 |
| Barnegat Light, NJ | $100 | $2,139 | $2,239 | $1,554 | $1,654 | $585 |
| Brooklyn, NY | $700 | $844 | $1,544 | $613 | $1,313 | $231 |
| Sanatoga, PA | $500 | $642 | $1,142 | $467 | $967 | $176 |
| Salisbury, PA | $1,000 | $678 | $1,678 | $493 | $1,493 | $185 |
| Home Insurance Company Yardville, NJ | Homeowners Insurance Agency Yardville, NJ | Address | Popularity Score | Distance from Yardville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Rue Insurance | 3812 Quakerbridge Rd, Hamilton, NJ, 8619 | 5.4 | |
| State Farm | Tawanda Jackson | 688 Highway 440, Jersey City, NJ, 07304-1059 | 47.6 | |
| Allstate | Steven Lambusta | 4130 Quakerbridge Rd Bldg 2, Lawrenceville, NJ, 8648 | 6.9 | |
| State Farm | Hemant Jiwnani | 2770 Kennedy Blvd Fl 1, Jersey City, NJ, 07306-5529 | 48.9 | |
| Travelers | The Bixler Group Llc | 758 Kearny Ave, Kearny, NJ, 7032 | 49.2 | |
| Liberty Mutual Independent | Borden Perlman Salisbury & Kelly | 250 Phillips Blvd Ste 280, Ewing, NJ, 8618 | 9.6 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 44.1 | |
| Travelers | Joseph J Schipsi Inc | 303 Kings Hwy S Ste 5, Cherry Hill, NJ, 8034 | 26.6 | |
| Travelers | Dynasty Agency | 83 Kearny Avenue, Kearny, NJ, 7032 | 47.5 | |
| Travelers | Sas Insurance Agency Inc | 233 Kearny Ave, Kearny, NJ, 7032 | 47.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,540 | $750 |
| Mercer County, NJ | $281,900 | $965 | $690 | $1,320 | $630 |
| Yardville, NJ | $252,100 | $800 | $580 | $1,140 | $560 |
| Howell, NJ | $324,000 | $1,011 | $730 | $1,400 | $670 |
| Holiday City-Berkeley, NJ | $145,800 | $733 | $490 | $1,010 | $520 |
| Somerset County, NJ | $412,800 | $1,203 | $850 | $1,670 | $820 |
| Cliffwood Beach, NJ | $242,400 | $934 | $680 | $1,340 | $660 |
| Hilltown, PA | $318,200 | $881 | $610 | $1,260 | $650 |
| Port Monmouth, NJ | $289,000 | $1,018 | $740 | $1,450 | $710 |
| Barnegat Light, NJ | $699,700 | $2,165 | $1,560 | $3,100 | $1,540 |
| Brooklyn, NY | $623,900 | $854 | $610 | $1,220 | $610 |
| Sanatoga, PA | $186,100 | $650 | $470 | $890 | $420 |
| Salisbury, PA | $209,700 | $686 | $490 | $950 | $460 |