Gavop's guide to buying homeowners insurance in Scottsville, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Scottsville, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pleasant Field Rd, Humphrey Ln, State Hwy 87, S Fifth St, Cs-1029, Woodbrier Dr, Creek Rd, Thoroughbred Ln, S 3rd St, Conner Hogan Ln | $134,500 | $120,000 | $125,000-$150,000 | $73,000 | $70,000 | $75,000-$100,000 |
| Walden Rd, Dry Creek Rd, Harrison School Rd, Hwy 2160, Powell Dr, Knight Rd, S 6th St, Tracy Ln, Old US 31E Rd, Polston Ln | $143,000 | $120,000 | $125,000-$150,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Shane Ln, Sunset Hill Dr, Red Barn Rd, State Hwy 98, Shawnee Dr, Old E Main St, Bowling Green Rd, Emery Dr, Mitchell Ln, Dry Rock Rd | $144,500 | $120,000 | $125,000-$150,000 | $104,000 | $90,000 | $75,000-$100,000 |
| Phillip Hatter Rd, Poplar Grove Dr, Veterans Memorial Blvd, Dell Hall Dr, Walker Way, Hwy 3499, Mud Puppy Way, Veterans Memorial Hwy, Navaho Trl, Tabitha Dr | $84,500 | $70,000 | $75,000-$100,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Mount Carmel Church Rd, Clure Brown Rd, Old Walnut Trl, Smiths Grove Rd, N 3rd St, Isom Bradley Rd, Renee Dr, Beach Ln, S Court St, Oak St | $164,000 | $140,000 | $125,000-$150,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $545 |
| Superior Protection Discount | -$59 | $598 |
| Fire & Security Discount | -$66 | $591 |
| Hail Resistant Roof Discount | -$20 | $637 |
| Newly Constructed Home Discount | -$138 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allen County | $1,500 | $661 | $2,161 | $480 | $1,980 | $181 |
| Scottsville, KY | $1,500 | $649 | $2,149 | $472 | $1,972 | $177 |
| Allen County, KY | $500 | $661 | $1,161 | $480 | $980 | $181 |
| Mount Hermon, KY | $100 | $812 | $912 | $590 | $690 | $222 |
| Tompkinsville, KY | $2,000 | $614 | $2,614 | $446 | $2,446 | $168 |
| White House, TN | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Millersville, TN | $2,500 | $884 | $3,384 | $642 | $3,142 | $242 |
| Kettle-Peytonsburg, KY | $400 | $786 | $1,186 | $572 | $972 | $215 |
| Morgantown, KY | $2,000 | $700 | $2,700 | $508 | $2,508 | $191 |
| Bonnieville, KY | $100 | $692 | $792 | $503 | $603 | $189 |
| Green County, KY | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Home Insurance Company Scottsville, KY | Homeowners Insurance Agency Scottsville, KY | Address | Popularity Score | Distance from Scottsville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Van Meter Insurance Group | 1240 Fairway Street, Bowling Green, KY, 42102 | 21.2 | |
| State Farm | David Graves | 262 Three Springs Rd, Bowling Green, KY, 42104-7519 | 19.3 | |
| State Farm | Wade Flowers | 235 Keen St, Burkesville, KY, 42717 | 44.1 | |
| State Farm | Amanda Gossett | 597 E 4th St, Russellville, KY, 42276-1855 | 40.3 | |
| State Farm | Baker Gardner | 101 Ashley Plaza Cir Ste 1, Morgantown, KY, 42261-7236 | 43.3 | |
| Travelers | Glass & Thompson | 1006 W Stockton St, Edmonton, KY, 42129 | 33.7 | |
| Travelers | Noland Insurance Agency | 1111 Shive Ln Ste 101, Bowling Green, KY, 42103 | 19.7 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 20.8 | |
| State Farm | Jonathan Mcdaniel | 1840 Christian Care Way Ste A, Bowling Green, KY, 42104-5819 | 21.7 | |
| Allstate | Tommy Downs | 1901 Russellville Rd, Bowling Green, KY, 42101 | 23.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,270 | $630 |
| Allen County, KY | $102,500 | $669 | $470 | $920 | $450 |
| Scottsville, KY | $99,100 | $657 | $440 | $900 | $460 |
| Allen County, KY | $102,500 | $669 | $450 | $920 | $470 |
| Mount Hermon, KY | $109,200 | $822 | $580 | $1,160 | $580 |
| Tompkinsville, KY | $73,700 | $621 | $450 | $890 | $440 |
| White House, TN | $178,000 | $790 | $540 | $1,110 | $570 |
| Millersville, TN | $159,700 | $895 | $640 | $1,280 | $640 |
| Kettle-Peytonsburg, KY | $102,600 | $796 | $570 | $1,090 | $520 |
| Morgantown, KY | $82,100 | $708 | $520 | $980 | $460 |
| Bonnieville, KY | $80,400 | $700 | $500 | $960 | $460 |
| Green County, KY | $75,800 | $631 | $430 | $900 | $470 |