Gavop shows you how to buy homeowners insurance in Carnesville, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $107,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $238,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $360,000 | $310,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $542 |
| Superior Protection Discount | -$66 | $595 |
| Fire & Security Discount | -$66 | $595 |
| Hail Resistant Roof Discount | -$13 | $648 |
| Newly Constructed Home Discount | -$172 | $489 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,392 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Carnesville, GA | Homeowners Insurance Agency Carnesville, GA | Address | Popularity Score | Distance from Carnesville (miles) |
|---|---|---|---|---|
| State Farm | Duane Hartness | 1094 Historic 441 Hwy, Demorest, GA, 30535-5249 | 18.1 | |
| Liberty Mutual Independent | Jack Bradley Agency | 138 Market Corners Dr, Cornelia, GA, 30531 | 17.2 | |
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 19.8 | |
| Liberty Mutual Independent | Jack Bradley Agency | 138 Market Corners Dr , Cornelia, GA, 30531 | 17.2 | |
| Allstate | Planet Insurance | 1328 Hwy , Buford, GA, 30518 | 47.0 | |
| State Farm | Sean Childers | 4977 Lanier Iss Pkwy Ste 111, Buford, GA, 30518-1716 | 42.2 | |
| State Farm | Philip Gillespie | 5690 Cumming Hwy Ste D, Sugar Hill, GA, 30518-5610 | 49.1 | |
| Travelers | Town Central Insurance | 748 Stonecypher St, Cornelia, GA, 30531 | 16.3 | |
| Allstate | Hitesh Patel | 930 Enota Ave Ne, Gainesville, GA, 30501 | 31.6 | |
| State Farm | Larry Kirchner | 465 Dacula Rd Ste L, Dacula, GA, 30019-2172 | 44.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,430 | $710 |
| Franklin County, GA | $101,600 | $702 | $500 | $980 | $480 |
| Carnesville, GA | $94,000 | $661 | $480 | $910 | $430 |
| Gumlog, GA | $137,000 | $929 | $640 | $1,270 | $630 |
| Yonah, GA | $173,100 | $1,061 | $770 | $1,520 | $750 |
| Statham, GA | $129,900 | $754 | $510 | $1,080 | $570 |
| Iva, SC | $75,400 | $809 | $590 | $1,120 | $530 |
| Central, SC | $121,900 | $701 | $510 | $990 | $480 |
| Flowery Branch, GA | $227,800 | $1,122 | $820 | $1,600 | $780 |
| Three Sisters Mountain, GA | $181,300 | $912 | $620 | $1,260 | $640 |
| Silver City, GA | $241,100 | $879 | $610 | $1,260 | $650 |
| Pelzer, SC | $61,200 | $395 | $280 | $560 | $280 |