Gavop shows you how to buy homeowners insurance in Sevierville, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Sevierville, TN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Goose Creek Way, Pallette Ln, Maples Branch Rd, Cypress Way, Wilma Way, Misty Morning Way, Tanglewood Dr, Gospel Way, Wicks Way, Still Rest Rd | $121,000 | $100,000 | $100,000-$125,000 | $121,000 | $110,000 | $100,000-$125,000 |
| Ford Dr, Mary Kay Dr, Young Blood Way, Crescent Dr, Lariat Way, Sims Rd, Graves Delozier Rd, River Rd, Riverside Dr, Bogard View Rd | $80,500 | $70,000 | $75,000-$100,000 | $135,500 | $120,000 | $125,000-$150,000 |
| Underwood Cemetary Rd, Lewelling Rd, Twin Pines Way, Brookside Ln, Reese Rd, Wallin Way, Avon Cir, Hardin Rd, Romance Ridge Way, Runaround Way | $123,500 | $100,000 | $125,000-$150,000 | $153,000 | $120,000 | $175,000-$200,000 |
| Beechview Dr, Fisherman St, E View St, Hawk Ln, Gladys Breeden Cir, Upper Windsor Way, Charles Way, Wehali Trl, Old Newport Hwy, Barton Fields Dr | $111,500 | $100,000 | $100,000-$125,000 | $131,000 | $110,000 | $150,000-$175,000 |
| S Kilby St, Breeden Way, Shaconage Trl, Crescent Way, Chesney Meadows Dr, Cusick Rd, Terry Rd, Placid Dr, Knob Creek Blvd, State Rte 66 | $91,000 | $80,000 | $75,000-$100,000 | $151,500 | $120,000 | $150,000-$175,000 |
| Northview Dr, Lonesome Valley Rd, K O A Dr, Murphy Rd, Lockett Way, Arrow Cir, Center Rd, Wildwood Way, Ownby Dr, Waldroup Rd | $110,000 | $100,000 | $125,000-$150,000 | $151,500 | $140,000 | $175,000-$200,000 |
| Red Maple Ln, Shady Rd, Gary Wade Blvd, Bogard Rd, Cold Springs Hollow Rd, Mountain View Dr, Wesley Way, Georgia Peach Cir, Bertie St, Jordans Creek Way | $94,000 | $90,000 | $100,000-$125,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Bobcat Ridge Way, Dogwood Ln, Green Valley Rd, Conley Huskey Way, Webb Creek Rd, Sauls Rd, Stiles Ln, Long Dr, Henry Town Rd, Ruff Grouse Way | $146,000 | $120,000 | $125,000-$150,000 | $127,000 | $110,000 | $125,000-$150,000 |
| Big Dogwood Rd, Oak Cluster Dr, Dogwood St, Bryson Carter Way, Amy Lea, Windsong Way, Fred Sales Pl, Fantasy Way, Weber Rd, Forrest Loop Way | $102,000 | $80,000 | $75,000-$100,000 | $109,000 | $100,000 | $75,000-$100,000 |
| Six Point Way, Leatherwood Rd, Jill Way, Balls Hollow Rd E, Franklin Rd, Kellum Creek Rd, E Ridge Rd, Allensville Ridge, Park Hurst Dr, Leatherwood Ln | $114,500 | $100,000 | $100,000-$125,000 | $191,000 | $180,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $758 |
| Superior Protection Discount | -$83 | $841 |
| Fire & Security Discount | -$92 | $832 |
| Hail Resistant Roof Discount | -$18 | $906 |
| Newly Constructed Home Discount | -$249 | $675 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sevier County | $1,500 | $989 | $2,489 | $718 | $2,218 | $270 |
| Sevierville, TN | $2,500 | $913 | $3,413 | $663 | $3,163 | $249 |
| Pittman Center, TN | $200 | $1,173 | $1,373 | $852 | $1,052 | $320 |
| Knox County, TN | $2,000 | $1,002 | $3,002 | $728 | $2,728 | $274 |
| Morristown, TN | $400 | $759 | $1,159 | $551 | $951 | $207 |
| Charleston, NC | $700 | $646 | $1,346 | $469 | $1,169 | $177 |
| Ivy Hill, NC | $200 | $1,038 | $1,238 | $755 | $955 | $284 |
| Dillsboro, NC | $2,000 | $1,134 | $3,134 | $824 | $2,824 | $310 |
| Mosheim, TN | $500 | $867 | $1,367 | $630 | $1,130 | $237 |
| Haywood County, NC | $2,500 | $898 | $3,398 | $653 | $3,153 | $245 |
| Loudon, TN | $200 | $740 | $940 | $538 | $738 | $202 |
| Cumberland Gap, TN | $2,500 | $1,022 | $3,522 | $742 | $3,242 | $279 |
| Home Insurance Company Sevierville, TN | Homeowners Insurance Agency Sevierville, TN | Address | Popularity Score | Distance from Sevierville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Barnes Insurance Agency Inc | 190 Community Center Dr, Pigeon Forge, TN, 37863 | 5.9 | |
| Liberty Mutual Independent | Barnes Insurance Agency Inc | 190 Community Center Drive Pigeon Forge, Pigeon Forge, TN, 37863 | 5.9 | |
| Liberty Mutual Independent | Atchley & Associates | 112 East Main Street, Sevierville, TN, 37862 | 1.7 | |
| Farmers | Debra Loss | 217 Prince St Ste 2, Sevierville, TN, 37862 | 2.0 | |
| Liberty Mutual Independent | Atchley & Associates | 112 E Main St, Sevierville, TN, 37862 | 1.7 | |
| Travelers | Ownby Insurance Service Inc | 400 Court Avenue, Sevierville, TN, 37864 | 2.0 | |
| State Farm | Robin Porter | 4806 Washington Pike, Knoxville, TN, 37917-2156 | 19.4 | |
| Liberty Mutual Independent | Bible Insurance Agency | 1600 E Andrew Johnson Highway, Morristown, TN, 37814 | 28.6 | |
| State Farm | Herbie Clark | 601 South Charles Seivers Blvd, Clinton, TN, 37716 | 34.4 | |
| State Farm | Jack Maness | 144 N Henderson Avenue, Sevierville, TN, 37864-4039 | 2.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,450 | $750 |
| Sevier County, TN | $164,000 | $1,001 | $670 | $1,420 | $750 |
| Sevierville, TN | $173,300 | $924 | $660 | $1,280 | $620 |
| Pittman Center, TN | $212,500 | $1,187 | $840 | $1,670 | $830 |
| Knox County, TN | $169,400 | $1,014 | $730 | $1,430 | $700 |
| Morristown, TN | $111,200 | $768 | $520 | $1,060 | $540 |
| Charleston, NC | $116,000 | $654 | $440 | $930 | $490 |
| Ivy Hill, NC | $207,700 | $1,051 | $730 | $1,460 | $730 |
| Dillsboro, NC | $240,500 | $1,148 | $790 | $1,580 | $790 |
| Mosheim, TN | $101,900 | $878 | $640 | $1,250 | $610 |
| Haywood County, NC | $175,900 | $909 | $660 | $1,250 | $590 |
| Loudon, TN | $105,500 | $749 | $510 | $1,060 | $550 |
| Cumberland Gap, TN | $148,200 | $1,034 | $750 | $1,420 | $670 |