Gavop shows you how to buy homeowners insurance in Livingston, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $92,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $205,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $654 |
| Superior Protection Discount | -$72 | $726 |
| Fire & Security Discount | -$56 | $742 |
| Hail Resistant Roof Discount | -$24 | $774 |
| Newly Constructed Home Discount | -$176 | $622 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sumter County | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Livingston, AL | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Epes, AL | $400 | $735 | $1,135 | $534 | $934 | $201 |
| Bellamy, AL | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Boligee, AL | $400 | $410 | $810 | $298 | $698 | $112 |
| Myrtlewood, AL | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Macon, MS | $1,500 | $786 | $2,286 | $572 | $2,072 | $215 |
| Fosters, AL | $300 | $1,135 | $1,435 | $825 | $1,125 | $310 |
| Uniontown, AL | $2,000 | $625 | $2,625 | $454 | $2,454 | $171 |
| Pickens County, AL | $200 | $778 | $978 | $565 | $765 | $213 |
| Gilbertown-Toxey, AL | $1,000 | $741 | $1,741 | $539 | $1,539 | $203 |
| Home Insurance Company Livingston, AL | Homeowners Insurance Agency Livingston, AL | Address | Popularity Score | Distance from Livingston (miles) |
|---|---|---|---|---|
| State Farm | Eddie Pope | 128 N Mulberry Ave, Butler, AL, 36904-2224 | 37.0 | |
| State Farm | Joe Moore | 104 West Main Street, Livingston, AL, 35470 | 3.1 | |
| Travelers | Marengo Insurance Agency | 107 W Washington St, Demopolis, AL, 36732 | 22.5 | |
| Travelers | C S Jones Inc | 406 4th Ave, York, AL, 36925 | 11.3 | |
| Allstate | Velma Carlton | 112 S Main St, Linden, AL, 36748 | 32.3 | |
| State Farm | A J Mccampbell | 1327 Hwy 80 West, Demopolis, AL, 36732 | 22.2 | |
| Travelers | Ezell & Skipper Insurance Agencies | 118 S Mulberry Street, Butler, AL, 36904 | 37.1 | |
| State Farm | Joe Moore | 104 W Main Street, Livingston, AL, 35470-0607 | 3.1 | |
| Travelers | Marengo Insurance Agency | 107 W Washington, Demopolis, AL, 36732 | 22.5 | |
| State Farm | Joanne Young | 400 3rd Ave Ne Ste B, Aliceville, AL, 35442-2247 | 34.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,610 | $800 |
| Sumter County, AL | $69,500 | $658 | $470 | $900 | $430 |
| Livingston, AL | $93,900 | $798 | $540 | $1,130 | $590 |
| Epes, AL | $64,300 | $744 | $540 | $1,020 | $480 |
| Bellamy, AL | $52,100 | $648 | $470 | $890 | $420 |
| Boligee, AL | $25,700 | $415 | $290 | $590 | $300 |
| Myrtlewood, AL | $85,000 | $892 | $610 | $1,240 | $630 |
| Macon, MS | $57,400 | $796 | $570 | $1,130 | $560 |
| Fosters, AL | $128,500 | $1,149 | $840 | $1,630 | $790 |
| Uniontown, AL | $50,300 | $633 | $460 | $900 | $440 |
| Pickens County, AL | $91,800 | $787 | $570 | $1,090 | $520 |
| Gilbertown-Toxey, AL | $65,100 | $750 | $540 | $1,070 | $530 |