How Can I Make My Swansea, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Swansea, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Swansea, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $41,000 $30,000 $25,000-$50,000
2 Bedroom $64,500 $50,000 $50,000-$75,000
3 Bedroom $93,500 $80,000 $100,000-$125,000
4 Bedroom $117,500 $110,000 $100,000-$125,000
5 Bedroom $295,000 $280,000 $200,000-$250,000

Estimate your Savings with Home Insurance Discounts in Swansea, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$146 $663
Superior Protection Discount -$73 $736
Fire & Security Discount -$57 $752
Hail Resistant Roof Discount -$24 $784
Newly Constructed Home Discount -$226 $582

Choose the Right Deductible for your Swansea, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lexington County $1,500 $937 $2,437 $681 $2,181 $256
Swansea, SC $700 $799 $1,499 $581 $1,281 $218
Woodford, SC $300 $484 $784 $352 $652 $132
West Columbia-Cayce, SC $1,500 $822 $2,322 $597 $2,097 $225
Seven Oaks, SC $400 $770 $1,170 $560 $960 $210
Aiken County, SC $2,000 $871 $2,871 $633 $2,633 $238
Lugoff, SC $100 $766 $866 $557 $657 $209
Sumter, SC $1,000 $837 $1,837 $608 $1,608 $229
Vance, SC $400 $475 $875 $345 $745 $130
Mulberry, SC $2,500 $892 $3,392 $648 $3,148 $244
Newberry, SC $200 $799 $999 $581 $781 $218
Kershaw County, SC $2,500 $795 $3,295 $578 $3,078 $217

Identify Top Home Insurance Agents near Swansea, SC | Back to Top

Home Insurance Company Swansea, SC Homeowners Insurance Agency Swansea, SC Address Popularity Score Distance from Swansea (miles)
Travelers Herring Insurance Services Inc 519 East Main St, Lexington, SC, 29072
16.5
State Farm Brad Everhart 1530 Dutch Fork Rd, Irmo, SC, 29063-8827
26.1
Allstate Gary Blight 5335 Sunset Blvd Ste B, Lexington, SC, 29072
17.6
State Farm Jimmy Rooney 1820 Jefferson Davis Hwy, Graniteville, SC, 29829-4032
44.8
Travelers Palmetto Financial Consultants 111 E Library Hill Ln, Lexington, SC, 29072
16.1
Liberty Mutual Independent Jesse T Reese Inc 2014 Assembly St, Columbia, SC, 29201
17.3
State Farm Ryan Grubbs 1909 Augusta Hwy Ste A, Lexington, SC, 29072-2205
18.1
Allstate Victoria Ares 2251 Augusta Rd, West Columbia, SC, 29169
15.0
State Farm Chris Spivey 514 Gervais St Ste B, Columbia, SC, 29201-3057
16.3
Travelers Turbeville Insurance Agency 109 Library Hill Ln, Lexington, SC, 29072
16.1

Compare Rates for Swansea, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $660 $1,370 $710
Lexington County, SC $148,400 $948 $670 $1,360 $690
Swansea, SC $69,500 $809 $540 $1,150 $610
Woodford, SC $72,900 $490 $350 $690 $340
West Columbia-Cayce, SC $121,600 $832 $600 $1,170 $570
Seven Oaks, SC $137,700 $780 $520 $1,070 $550
Aiken County, SC $135,900 $881 $630 $1,260 $630
Lugoff, SC $136,700 $775 $570 $1,070 $500
Sumter, SC $128,300 $847 $600 $1,190 $590
Vance, SC $71,700 $481 $320 $690 $370
Mulberry, SC $133,300 $903 $610 $1,250 $640
Newberry, SC $82,200 $809 $580 $1,120 $540
Kershaw County, SC $121,200 $805 $560 $1,100 $540