Gavop's guide to buying homeowners insurance in Swansea, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $117,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $295,000 | $280,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $663 |
| Superior Protection Discount | -$73 | $736 |
| Fire & Security Discount | -$57 | $752 |
| Hail Resistant Roof Discount | -$24 | $784 |
| Newly Constructed Home Discount | -$226 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexington County | $1,500 | $937 | $2,437 | $681 | $2,181 | $256 |
| Swansea, SC | $700 | $799 | $1,499 | $581 | $1,281 | $218 |
| Woodford, SC | $300 | $484 | $784 | $352 | $652 | $132 |
| West Columbia-Cayce, SC | $1,500 | $822 | $2,322 | $597 | $2,097 | $225 |
| Seven Oaks, SC | $400 | $770 | $1,170 | $560 | $960 | $210 |
| Aiken County, SC | $2,000 | $871 | $2,871 | $633 | $2,633 | $238 |
| Lugoff, SC | $100 | $766 | $866 | $557 | $657 | $209 |
| Sumter, SC | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Vance, SC | $400 | $475 | $875 | $345 | $745 | $130 |
| Mulberry, SC | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
| Newberry, SC | $200 | $799 | $999 | $581 | $781 | $218 |
| Kershaw County, SC | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
| Home Insurance Company Swansea, SC | Homeowners Insurance Agency Swansea, SC | Address | Popularity Score | Distance from Swansea (miles) |
|---|---|---|---|---|
| Travelers | Herring Insurance Services Inc | 519 East Main St, Lexington, SC, 29072 | 16.5 | |
| State Farm | Brad Everhart | 1530 Dutch Fork Rd, Irmo, SC, 29063-8827 | 26.1 | |
| Allstate | Gary Blight | 5335 Sunset Blvd Ste B, Lexington, SC, 29072 | 17.6 | |
| State Farm | Jimmy Rooney | 1820 Jefferson Davis Hwy, Graniteville, SC, 29829-4032 | 44.8 | |
| Travelers | Palmetto Financial Consultants | 111 E Library Hill Ln, Lexington, SC, 29072 | 16.1 | |
| Liberty Mutual Independent | Jesse T Reese Inc | 2014 Assembly St, Columbia, SC, 29201 | 17.3 | |
| State Farm | Ryan Grubbs | 1909 Augusta Hwy Ste A, Lexington, SC, 29072-2205 | 18.1 | |
| Allstate | Victoria Ares | 2251 Augusta Rd, West Columbia, SC, 29169 | 15.0 | |
| State Farm | Chris Spivey | 514 Gervais St Ste B, Columbia, SC, 29201-3057 | 16.3 | |
| Travelers | Turbeville Insurance Agency | 109 Library Hill Ln, Lexington, SC, 29072 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,370 | $710 |
| Lexington County, SC | $148,400 | $948 | $670 | $1,360 | $690 |
| Swansea, SC | $69,500 | $809 | $540 | $1,150 | $610 |
| Woodford, SC | $72,900 | $490 | $350 | $690 | $340 |
| West Columbia-Cayce, SC | $121,600 | $832 | $600 | $1,170 | $570 |
| Seven Oaks, SC | $137,700 | $780 | $520 | $1,070 | $550 |
| Aiken County, SC | $135,900 | $881 | $630 | $1,260 | $630 |
| Lugoff, SC | $136,700 | $775 | $570 | $1,070 | $500 |
| Sumter, SC | $128,300 | $847 | $600 | $1,190 | $590 |
| Vance, SC | $71,700 | $481 | $320 | $690 | $370 |
| Mulberry, SC | $133,300 | $903 | $610 | $1,250 | $640 |
| Newberry, SC | $82,200 | $809 | $580 | $1,120 | $540 |
| Kershaw County, SC | $121,200 | $805 | $560 | $1,100 | $540 |