Gavop shows you how to buy homeowners insurance in Madison County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Madison County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| King Rd, Wilson Shoals Ln, York Dr, Cedar Creek Rd, Glover Ln, Ash St, Co Rd 218, 7th St, Watson Rd, Hamilton Hill Ln | $124,000 | $110,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Union Rd, Lou Bee Ln, Brandy Ln, Co Rd 212, Green Pastures, Starview Ln, FM 1452, Post Oak Ln, Co Rd 310, Bullard St | $97,500 | $90,000 | $100,000-$125,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Co Rd 240, Beasley Rd, Co Rd 321, Jozye Rd, N Minden St, Parker Ln, Burns Rd, Coffman Ln, W South St, 5th St | $125,500 | $120,000 | $125,000-$150,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Bridges Rd, Bacon St, S Tammye Ln, Poteet Rd (Cr 326), Wildwood Ln, Robinson Ln, Co Rd 429, Old Reservoir Ln, W Central, Sueing Ln | $145,000 | $120,000 | $100,000-$125,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Co Rd 411, Osr Hwy, Co Rd 409, Co Rd 422, Sandles Ln, Westmoreland St, FM 2548, Co Rd 219, Burr Rd, Collard Lake Rd | $112,000 | $110,000 | $75,000-$100,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $871 |
| Superior Protection Discount | -$96 | $966 |
| Fire & Security Discount | -$117 | $945 |
| Hail Resistant Roof Discount | -$21 | $1,041 |
| Newly Constructed Home Discount | -$212 | $850 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $1,500 | $1,049 | $2,549 | $763 | $2,263 | $287 |
| Madison County, TX | $1,500 | $1,049 | $2,549 | $763 | $2,263 | $287 |
| Normangee, TX | $500 | $1,629 | $2,129 | $1,184 | $1,684 | $445 |
| Northeast Brazos, TX | $1,500 | $1,797 | $3,297 | $1,306 | $2,806 | $491 |
| Lovelady, TX | $500 | $1,570 | $2,070 | $1,141 | $1,641 | $429 |
| Grimes County, TX | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Franklin, TX | $500 | $917 | $1,417 | $667 | $1,167 | $251 |
| Jewett, TX | $2,500 | $1,371 | $3,871 | $997 | $3,497 | $375 |
| Lake Bryan, TX | $500 | $1,472 | $1,972 | $1,070 | $1,570 | $402 |
| Oakwood, TX | $700 | $1,372 | $2,072 | $997 | $1,697 | $375 |
| Crockett, TX | $500 | $1,003 | $1,503 | $729 | $1,229 | $274 |
| Grapeland, TX | $700 | $960 | $1,660 | $698 | $1,398 | $262 |
| Home Insurance Company Madison County, TX | Homeowners Insurance Agency Madison County, TX | Address | Popularity Score | Distance from Madison County (miles) |
|---|---|---|---|---|
| Farmers | Heather Wacasey | 1505 League Line Rd, Conroe, TX, 77304 | 49.0 | |
| Farmers | Tom Hanson | 3400 S College Ave, Bryan, TX, 77801 | 34.0 | |
| Allstate | Jerry B. Anderson | 2214 Texas Ave S, College Station, TX, 77840 | 33.5 | |
| Farmers | Jimmy Ford | 2911 E Villa Maria Rd, Bryan, TX, 77803 | 32.1 | |
| State Farm | Shanon Salsbury | 20821 Eva St Ste C, Montgomery, TX, 77356-1976 | 42.2 | |
| State Farm | Darrell Streater | 305 N May St Ste B, Madisonville, TX, 77864-1636 | 1.5 | |
| Allstate | Larry Hallam | 7607 Eastmark Dr Ste 106, College Station, TX, 77840 | 32.5 | |
| State Farm | Shanubh Desai | 3900 State Hwy 6 S Ste 107, College Sta, TX, 77845-5831 | 33.7 | |
| State Farm | Jon Crenshaw | 603 W Montgomery Road Ste A, Willis, TX, 77378-8681 | 45.9 | |
| Farmers | Kathryn Sullivan | 18445 Highway 105 W Unit 105, Montgomery, TX, 77356 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Madison County, TX | $101,700 | $1,062 | $700 | $1,640 | $940 |
| Madison County, TX | $101,700 | $1,062 | $700 | $1,640 | $940 |
| Normangee, TX | $132,600 | $1,649 | $1,090 | $2,540 | $1,450 |
| Northeast Brazos, TX | $193,500 | $1,819 | $1,200 | $2,800 | $1,600 |
| Lovelady, TX | $116,500 | $1,589 | $1,050 | $2,450 | $1,400 |
| Grimes County, TX | $110,100 | $978 | $650 | $1,510 | $860 |
| Franklin, TX | $126,900 | $928 | $610 | $1,430 | $820 |
| Jewett, TX | $74,100 | $1,388 | $920 | $2,140 | $1,220 |
| Lake Bryan, TX | $93,700 | $1,490 | $980 | $2,290 | $1,310 |
| Oakwood, TX | $74,300 | $1,389 | $920 | $2,140 | $1,220 |
| Crockett, TX | $81,500 | $1,015 | $670 | $1,560 | $890 |
| Grapeland, TX | $70,400 | $972 | $640 | $1,500 | $860 |