Gavop's guide to buying homeowners insurance in Bennington, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bennington, VT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| West St, Arthurs Dr, Harrington Rd, Mt Anthony Rd, Overlea Rd, Sweets Mhp N, Harmony Ln, Caroline Dr, Rockwood St, Dudley Pl | $146,500 | $120,000 | $100,000-$125,000 | $139,500 | $130,000 | $150,000-$175,000 |
| Sawyer Dr, Orchard Rd, Gage St, South St, Carpenter Hill Rd, Bennington Sq, Garbrooke Dr, Earls Dr, Hicks Ave, Observatory St | $131,500 | $120,000 | $125,000-$150,000 | $161,000 | $140,000 | $150,000-$175,000 |
| Division St, Franklin Ln, Percy Rd, Sunset Mobile Home Park, Kocher Dr, Northside Dr, Silver St, S Prospect St, Nelson Rd, Gore Rd | $131,500 | $110,000 | $125,000-$150,000 | $106,500 | $100,000 | $75,000-$100,000 |
| Brambley Ln, Barney Rd, Rice Ln, Fillmore St, Hutchinson St, Cutler St, Beaudoin Ln, Murphy Rd, N Branch St, Apple Hill Rd | $152,000 | $130,000 | $150,000-$175,000 | $105,000 | $90,000 | $100,000-$125,000 |
| Homestead Green, Mechanic St, Eddy St, Ice Pond Ln, Hildur Hill, Putnam St, Mountain View Rd, Sunset Dr, Church Ln, Adrian Ln | $177,000 | $150,000 | $175,000-$200,000 | $169,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $545 |
| Superior Protection Discount | -$58 | $583 |
| Fire & Security Discount | -$70 | $570 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$147 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bennington County | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Bennington, VT | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Old Bennington, VT | $500 | $980 | $1,480 | $712 | $1,212 | $268 |
| Grafton, NY | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Greenwich, NY | $100 | $681 | $781 | $495 | $595 | $186 |
| Wynantskill, NY | $2,000 | $735 | $2,735 | $534 | $2,534 | $201 |
| Moreau, NY | $100 | $656 | $756 | $477 | $577 | $179 |
| South Glens Falls, NY | $700 | $627 | $1,327 | $456 | $1,156 | $171 |
| Milton, NY | $200 | $689 | $889 | $501 | $701 | $188 |
| Saxtons River, VT | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Baltimore, VT | $500 | $712 | $1,212 | $518 | $1,018 | $195 |
| Coxsackie, NY | $1,000 | $612 | $1,612 | $445 | $1,445 | $167 |
| Home Insurance Company Bennington, VT | Homeowners Insurance Agency Bennington, VT | Address | Popularity Score | Distance from Bennington (miles) |
|---|---|---|---|---|
| State Farm | Mark Sekora | 818 Main St, Bennington, VT, 05201-2636 | 1.6 | |
| Liberty Mutual Independent | Lawrence & Wheeler Inc | 46 Main St, Springfield, VT, 5156 | 46.7 | |
| Liberty Mutual Independent | Lawrence & Wheeler Inc | 46 Main St, Springfield, VT, 5156 | 46.7 | |
| Allstate | The Equinox Agency | 3553 Vt Route 7a, Arlington, VT, 5250 | 13.1 | |
| Liberty Mutual Independent | Kinney Pike Insurance | 199 Main St, Poultney, VT, 5764 | 43.7 | |
| Allstate | Ludlow Insurance Agency | 150 Main St, Ludlow, VT, 5149 | 43.8 | |
| Allstate | George Ammirato | 1222 Putney Rd # 8232, Brattleboro, VT, 5301 | 33.4 | |
| Liberty Mutual Independent | The Richards Group | Po Box 248 , Wilmington, VT, 5363 | 1.0 | |
| State Farm | Rich Hoppe | 20 Technology Dr, Brattleboro, VT, 05301-9181 | 33.1 | |
| State Farm | Jim Thibodeau | 112 North Street, Bennington, VT, 05201-1825 | 0.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $520 | $1,070 | $550 |
| Bennington County, VT | $208,600 | $742 | $500 | $1,020 | $520 |
| Bennington, VT | $166,200 | $641 | $450 | $910 | $460 |
| Old Bennington, VT | $347,100 | $992 | $720 | $1,360 | $640 |
| Grafton, NY | $172,800 | $692 | $510 | $980 | $470 |
| Greenwich, NY | $171,500 | $689 | $460 | $950 | $490 |
| Wynantskill, NY | $191,800 | $744 | $510 | $1,060 | $550 |
| Moreau, NY | $181,300 | $664 | $480 | $950 | $470 |
| South Glens Falls, NY | $144,900 | $635 | $440 | $880 | $440 |
| Milton, NY | $194,000 | $698 | $470 | $970 | $500 |
| Saxtons River, VT | $208,200 | $764 | $550 | $1,090 | $540 |
| Baltimore, VT | $182,500 | $721 | $490 | $990 | $500 |
| Coxsackie, NY | $161,300 | $619 | $410 | $850 | $440 |