Gavop's guide to buying homeowners insurance in Hilton, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hilton, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Parkwood Ln, Shirleen Dr, Burning Tree Dr, Railroad Ave, Cambridge Rd, Hovey St, Peach Blossom Rd S, Fraser Dr, Hill Rd, Upton Ave | $128,000 | $110,000 | $125,000-$150,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Co Rd 220, Dunbar Rd, Heinz St, Cosman Ter, Panarites Ln, Archer Dr, Upton St, Cross Ln, Strussenberg Dr, Lloyd Ln | $107,500 | $100,000 | $75,000-$100,000 | $101,500 | $90,000 | $75,000-$100,000 |
| Co Rd 187, Sherwood Dr, Henry St, Saveria Dr, Curtis Rd, Centennial Ln, Cooper Dr, School Ln, Stothard St, Newcomb Dr | $106,000 | $90,000 | $100,000-$125,000 | $107,000 | $100,000 | $100,000-$125,000 |
| Country Meadow Way, Gursslin Ln, Bennett Rd, Grove St, Tyler Trl, Wilder Rd, Short Hills Dr, Co Rd 195, Brook St, Efner Dr | $103,500 | $90,000 | $100,000-$125,000 | $138,500 | $120,000 | $150,000-$175,000 |
| Green Ln, Marple Ln, Pickett Ln, Cedar Ter, Fairwood Dr, Walnut Ct, Atchinson Dr, Parmaview Dr, Rolling Meadows Dr, Tallwood Dr | $148,500 | $130,000 | $150,000-$175,000 | $122,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $804 |
| Superior Protection Discount | -$97 | $871 |
| Fire & Security Discount | -$68 | $900 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$203 | $765 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,368 |
| Hail Damage | $4,524 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
| Home Insurance Company Hilton, NY | Homeowners Insurance Agency Hilton, NY | Address | Popularity Score | Distance from Hilton (miles) |
|---|---|---|---|---|
| State Farm | Nick Mieney | 4 South Ave, Hilton, NY, 14468-1308 | 0.1 | |
| Erie | Emerling Agency Llc | 8625 Main Street, Williamsville, NY, 14221 | 49.8 | |
| Travelers | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 18.7 | |
| Erie | Rachel E Francisco | 2858 Dewey Avenue, Rochester, NY, 14616 | 9.0 | |
| State Farm | Rich Voci | 2394 Ridgeway Ave, Rochester, NY, 14626-4112 | 8.6 | |
| Travelers | Eastern Shore Associates | 1109 English Rd Ste D, Rochester, NY, 14616 | 6.8 | |
| State Farm | Bera Jurado | 2511 Browncroft Blvd Ste 102, Rochester, NY, 14625-1513 | 17.3 | |
| Travelers | First Niagara Insurance Agency | 2743 Main St, Newfane, NY, 14108 | 46.2 | |
| Liberty Mutual Independent | The Feltner Group | 191 S Union St, Spencerport, NY, 14559 | 6.9 | |
| Allstate | Ray Hess | 58 N Main St, Honeoye Falls, NY, 14472 | 25.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,640 | $790 |
| Monroe County, NY | $142,300 | $612 | $430 | $850 | $420 |
| Hilton, NY | $132,600 | $968 | $700 | $1,340 | $640 |
| Pittsford, NY | $270,400 | $883 | $640 | $1,240 | $600 |
| Orleans County, NY | $93,600 | $1,205 | $880 | $1,660 | $780 |
| Yates, NY | $96,400 | $590 | $420 | $810 | $390 |
| Medina, NY | $71,300 | $943 | $650 | $1,330 | $680 |
| Pembroke, NY | $149,300 | $643 | $440 | $910 | $470 |
| Darien, NY | $154,100 | $651 | $440 | $920 | $480 |
| Castile, NY | $97,300 | $591 | $400 | $830 | $430 |
| North Rose, NY | $85,600 | $591 | $430 | $850 | $420 |
| Rushville, NY | $101,800 | $592 | $430 | $820 | $390 |
| Galen, NY | $83,900 | $591 | $420 | $820 | $400 |