Gavop tells you how to get the best homeowners insurance in Theodore, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Theodore, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jackson Dr, Katherin Hankins Dr, Kim Ave, David Ct, Aloyis Dr, Riverwood Lndg, Wardwood Cir W, Oriental Ave, Byrnewood Rd, Cherokee Trl N | $188,000 | $180,000 | $150,000-$175,000 | $124,500 | $110,000 | $100,000-$125,000 |
| Riverchase Dr S, L & N Cir, Kanode Rd, Savage Loop, Broadview Dr N, Todd Acres Dr, Rutgers Rd, Lake Rd N, Highland Ave, Rangeline Rd | $144,500 | $130,000 | $125,000-$150,000 | $122,500 | $110,000 | $100,000-$125,000 |
| Paddock Dr, Cypress Shores Dr, Gator Rd, Naman Loop, Tulipwood Dr, Marie Rd, Bayou Rd, Langston Ct, Oaklane Dr, Mailon Ct | $160,500 | $150,000 | $150,000-$175,000 | $139,000 | $130,000 | $125,000-$150,000 |
| Rester Rd, Mary Dr, Desiree Ct S, Island Ct, Cypress Cir, Leo St Exd, Henning Dr E, Joe Carl Rd W, Riverchase Dr N, Lake Ruth Dr | $173,500 | $150,000 | $175,000-$200,000 | $153,500 | $140,000 | $150,000-$175,000 |
| Cumberland Ct, Blue Gill Cir, Riverview Pointe Dr, Carolyn Way, Live Oak Cir, Country Club Blvd, Sperry Rd, Pineview Ave, M G Tanner Dr, Queens Way | $151,500 | $130,000 | $125,000-$150,000 | $191,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $658 |
| Superior Protection Discount | -$71 | $721 |
| Fire & Security Discount | -$87 | $706 |
| Hail Resistant Roof Discount | -$24 | $769 |
| Newly Constructed Home Discount | -$206 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mobile County | $2,000 | $1,036 | $3,036 | $753 | $2,753 | $283 |
| Theodore, AL | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Tillmans Corner, AL | $100 | $881 | $981 | $640 | $740 | $241 |
| Bayou La Batre, AL | $700 | $796 | $1,496 | $578 | $1,278 | $217 |
| Mobile, AL | $300 | $984 | $1,284 | $715 | $1,015 | $269 |
| Big Point, MS | $1,000 | $1,562 | $2,562 | $1,135 | $2,135 | $427 |
| Axis, AL | $200 | $1,081 | $1,281 | $785 | $985 | $295 |
| Lucedale, MS | $2,500 | $988 | $3,488 | $718 | $3,218 | $270 |
| Stockton, AL | $700 | $831 | $1,531 | $604 | $1,304 | $227 |
| Escambia County, FL | $300 | $1,155 | $1,455 | $839 | $1,139 | $316 |
| Home Insurance Company Theodore, AL | Homeowners Insurance Agency Theodore, AL | Address | Popularity Score | Distance from Theodore (miles) |
|---|---|---|---|---|
| Nationwide | Chambliss Insurance Inc | 1208 W I65 Service Rd S, Mobile, AL, 36609-5514 | 9.9 | |
| State Farm | Otto Brewer | 6185 Three Notch Rd, Mobile, AL, 36619-1735 | 6.4 | |
| State Farm | Tim Simmonds | 356 Morphy Ave, Fairhope, AL, 36532-2301 | 12.3 | |
| Nationwide | Bailey Agency Inc | 3700 K Government Blvd, Mobile, AL, 36693 | 8.8 | |
| State Farm | Jeff Kahn | 1129 Sarald Blvd S Ste B, Saraland, AL, 36571-3612 | 19.1 | |
| Farmers | Marilyn Van Bemen | 2316 Knollwood Dr Ste A, Mobile, AL, 36693 | 9.2 | |
| State Farm | Don Hargrove | 5646 Old Pascagoula Rd Ste A, Mobile, AL, 36619-2133 | 5.9 | |
| State Farm | Herman Bedwell | 3753 Cottage Hill Rd, Mobile, AL, 36609-6556 | 9.4 | |
| State Farm | Richard Grogan | 1621 S University Blvd Ste A1, Mobile, AL, 36609-2944 | 9.8 | |
| Liberty Mutual Independent | Burkholder Insurance Inc | 115b S University Blvd, Mobile, AL, 36608 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,610 | $820 |
| Mobile County, AL | $124,500 | $1,049 | $700 | $1,450 | $750 |
| Theodore, AL | $121,900 | $793 | $530 | $1,100 | $570 |
| Tillmans Corner, AL | $112,200 | $891 | $640 | $1,260 | $620 |
| Bayou La Batre, AL | $125,300 | $806 | $560 | $1,110 | $550 |
| Mobile, AL | $114,000 | $996 | $720 | $1,410 | $690 |
| Big Point, MS | $186,100 | $1,581 | $1,140 | $2,250 | $1,110 |
| Axis, AL | $118,100 | $1,094 | $800 | $1,550 | $750 |
| Lucedale, MS | $85,400 | $1,000 | $720 | $1,380 | $660 |
| Stockton, AL | $77,600 | $841 | $610 | $1,170 | $560 |
| Escambia County, FL | $126,700 | $1,169 | $910 | $1,570 | $660 |