Gavop's guide to buying homeowners insurance in Beech Island, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $111,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $193,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $565 |
| Superior Protection Discount | -$61 | $612 |
| Fire & Security Discount | -$74 | $598 |
| Hail Resistant Roof Discount | -$13 | $659 |
| Newly Constructed Home Discount | -$134 | $538 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Aiken County | $2,500 | $871 | $3,371 | $633 | $3,133 | $238 |
| Beech Island, SC | $2,500 | $664 | $3,164 | $483 | $2,983 | $182 |
| Warrenville, SC | $100 | $385 | $485 | $280 | $380 | $105 |
| Murphys Estates, SC | $2,000 | $576 | $2,576 | $419 | $2,419 | $157 |
| Dearing, GA | $100 | $628 | $728 | $457 | $557 | $172 |
| Ward, SC | $1,500 | $597 | $2,097 | $434 | $1,934 | $163 |
| Barnwell, SC | $500 | $617 | $1,117 | $448 | $948 | $168 |
| Saluda County, SC | $700 | $590 | $1,290 | $429 | $1,129 | $161 |
| Lincolnton, GA | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| North, SC | $300 | $487 | $787 | $354 | $654 | $133 |
| Bamberg County, SC | $1,000 | $813 | $1,813 | $591 | $1,591 | $222 |
| Home Insurance Company Beech Island, SC | Homeowners Insurance Agency Beech Island, SC | Address | Popularity Score | Distance from Beech Island (miles) |
|---|---|---|---|---|
| Allstate | Hap Greenway | 1832 Georgia Ave, North Augusta, SC, 29841 | 8.2 | |
| Allstate | Aaron Myers | 306 West Ave, North Augusta, SC, 29841 | 7.6 | |
| State Farm | Joan Kight-Piercy | 132 Kerr St Ste 120, North Augusta, SC, 29841-2674 | 8.4 | |
| Allstate | Walker Crosby | 1890 Huntsman Dr, Aiken, SC, 29803 | 9.3 | |
| State Farm | Jimmy Rooney | 1820 Jefferson Davis Hwy, Graniteville, SC, 29829-4032 | 8.2 | |
| State Farm | Chad Stalvey | 616 Edgefield Rd Ste 120, North Augusta, SC, 29841-6406 | 9.0 | |
| Travelers | Tidwell Agency Inc | 2650 Augusta Highway, Lexington, SC, 29071 | 49.4 | |
| State Farm | Bobby Fuller | 1740 Georgia Ave, North Augusta, SC, 29841-2971 | 8.0 | |
| Allstate | Melissa Moski | 1032 Richland Ave W, Aiken, SC, 29801 | 12.3 | |
| Travelers | Fields Insurance Agency | 37 Pine View Avenue , North Augusta, SC, 29841 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,370 | $700 |
| Aiken County, SC | $135,900 | $881 | $600 | $1,250 | $650 |
| Beech Island, SC | $104,700 | $672 | $460 | $930 | $470 |
| Warrenville, SC | $60,600 | $390 | $270 | $550 | $280 |
| Murphys Estates, SC | $85,000 | $583 | $390 | $820 | $430 |
| Dearing, GA | $89,500 | $636 | $460 | $870 | $410 |
| Ward, SC | $87,800 | $604 | $410 | $860 | $450 |
| Barnwell, SC | $97,200 | $624 | $460 | $850 | $390 |
| Saluda County, SC | $93,100 | $597 | $440 | $840 | $400 |
| Lincolnton, GA | $100,300 | $748 | $550 | $1,020 | $470 |
| North, SC | $73,200 | $493 | $350 | $680 | $330 |
| Bamberg County, SC | $65,800 | $823 | $580 | $1,170 | $590 |