Gavop's guide to buying homeowners insurance in Poteau, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $157,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $200,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $328,000 | $300,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $854 |
| Home and Two Car | -$158 | $771 |
| Home and Three Car | -$232 | $696 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Le Flore County | $700 | $1,081 | $1,781 | $786 | $1,486 | $296 |
| Poteau, OK | $1,000 | $917 | $1,917 | $667 | $1,667 | $251 |
| Pocola, OK | $100 | $1,245 | $1,345 | $905 | $1,005 | $340 |
| Sallisaw, OK | $2,500 | $881 | $3,381 | $640 | $3,140 | $241 |
| Bloomer, AR | $300 | $1,087 | $1,387 | $790 | $1,090 | $297 |
| Mena, AR | $2,500 | $759 | $3,259 | $551 | $3,051 | $207 |
| Washburn, AR | $100 | $928 | $1,028 | $674 | $774 | $254 |
| Polk County, AR | $2,500 | $778 | $3,278 | $565 | $3,065 | $213 |
| Mulberry, AR | $300 | $862 | $1,162 | $626 | $926 | $235 |
| Reveilee, AR | $2,500 | $899 | $3,399 | $653 | $3,153 | $246 |
| Home Insurance Company Poteau, OK | Homeowners Insurance Agency Poteau, OK | Address | Popularity Score | Distance from Poteau (miles) |
|---|---|---|---|---|
| State Farm | John Hamilton | 1201 N Broadway St, Poteau, OK, 74953-2616 | 0.7 | |
| Farmers | Brian Brooks | 413 E Broadway St, Spiro, OK, 74959 | 12.9 | |
| Travelers | Shore Insurance Agency | 801 North Broadway, Poteau, OK, 74953 | 0.5 | |
| Liberty Mutual Independent | Hilton Insurance | 111 E Ray Fine Blvd, Roland, OK, 74954 | 25.0 | |
| Farmers | Gregory Wilson | 410 W Ray Fine Blvd, Roland, OK, 74954 | 24.6 | |
| Allstate | Lyle Whitworth | 700 S Broadway St, Poteau, OK, 74953 | 0.7 | |
| Farmers | Keith Patton | 503 N Pocola Blvd, Pocola, OK, 74902 | 16.5 | |
| State Farm | Laverne Anderson | 706 W Broadway St, Spiro, OK, 74959-2462 | 12.9 | |
| State Farm | Wade Vann | 207 S Roland Rd, Roland, OK, 74954-5287 | 25.7 | |
| Farmers | Michael Ogden | 104 Ne 5th St, Stigler, OK, 74462 | 31.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,030 | $2,110 | $1,080 |
| Le Flore County, OK | $87,200 | $1,095 | $800 | $1,510 | $710 |
| Poteau, OK | $102,600 | $929 | $680 | $1,290 | $610 |
| Pocola, OK | $97,100 | $1,260 | $910 | $1,800 | $890 |
| Sallisaw, OK | $96,300 | $892 | $640 | $1,270 | $630 |
| Bloomer, AR | $121,100 | $1,100 | $740 | $1,520 | $780 |
| Mena, AR | $82,500 | $768 | $550 | $1,090 | $540 |
| Washburn, AR | $87,600 | $939 | $630 | $1,330 | $700 |
| Polk County, AR | $87,100 | $787 | $570 | $1,090 | $520 |
| Mulberry, AR | $74,400 | $872 | $630 | $1,210 | $580 |
| Reveilee, AR | $81,700 | $910 | $660 | $1,280 | $620 |