Gavop's guide to buying homeowners insurance in Clinton County, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Clinton County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 13th Ave N, Esther St, Dubuque Ct, 16th Ave S, Westfield Ln, Lee Ln, 351st Ave, 160th Ave, N 12th St, 11th Ave S | $160,000 | $140,000 | $125,000-$150,000 | $133,500 | $120,000 | $125,000-$150,000 |
| 100th Ave, Boutelle St, N Washington Blvd, Ten Mile, E Deer Creek Rd, 6th Ave N, Dewitt St, Windsor Dr, 9th St, S 30th St | $151,500 | $130,000 | $150,000-$175,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Co Hwy F12, 5th Ave, Peregrine Ct, 330th Ave, 267th Ave, Vane St, S 12th St, Lakewood Dr, Skyline Dr, 452nd Ave | $97,500 | $80,000 | $75,000-$100,000 | $123,500 | $110,000 | $125,000-$150,000 |
| 10th Ave, Co Rd Z50, Co Hwy Y24, 3rd Ave N, Elvira Rd, Clinton St, 365th Ave, 150th St, 9th St NW, 27th Ave S | $172,500 | $150,000 | $125,000-$150,000 | $155,000 | $130,000 | $125,000-$150,000 |
| Forest Ct, Buttermilk St, Co Rd, 17th Ave N, 330th Ave, S 8th St, Lee Ct, 135th St, Co Hwy E55, 29th Ave N | $191,500 | $170,000 | $150,000-$175,000 | $142,500 | $120,000 | $100,000-$125,000 |
| 300th Ave, 3rd Ave S, 200th St, S 13th St, Park Pl, Park Ave, Millcrest Ct, 275th Ave, Railroad St, Railroad Ave | $103,500 | $100,000 | $75,000-$100,000 | $75,000 | $70,000 | $50,000-$75,000 |
| Sherman Park Rd, 105th Ave, Hospital Dr, 16th Ave NW, S 2nd St, Terrace Dr, Swan Dr, N 7th St, Harding St, Co Hwy Y70 | $116,000 | $110,000 | $75,000-$100,000 | $95,500 | $80,000 | $75,000-$100,000 |
| 31st Ave, 215th St, 9th Ave, 11th Ave S, Bluff Heights Rd, 370th Ave, N Stockwell Ln, 420th Ave, 320th Ave, 280th St | $135,500 | $110,000 | $125,000-$150,000 | $86,500 | $70,000 | $50,000-$75,000 |
| 250th St, 225th St, 4th Ave E, 460th Ave, Mississippi Vw, 432nd Ave, 145th St, 362nd Ave, 370th Ave, Ridge Ave | $132,500 | $110,000 | $100,000-$125,000 | $160,000 | $130,000 | $125,000-$150,000 |
| Cedar Clinton Co Line, 242nd St, Circle Dr N, Manufacturing Ct, Old Hwy 61, Harrison Dr, Rock Creek Ln, Briarcliff Ln, S 7th St, 210th St | $106,000 | $90,000 | $75,000-$100,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $615 |
| Superior Protection Discount | -$72 | $651 |
| Fire & Security Discount | -$72 | $651 |
| Hail Resistant Roof Discount | -$22 | $702 |
| Newly Constructed Home Discount | -$195 | $528 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Clinton County, IA | $1,500 | $715 | $2,215 | $520 | $2,020 | $195 |
| Hampshire, IA | $300 | $898 | $1,198 | $653 | $953 | $245 |
| Sheridan, IA | $1,500 | $847 | $2,347 | $615 | $2,115 | $231 |
| Port Byron, IL | $500 | $827 | $1,327 | $601 | $1,101 | $226 |
| Moline, IL | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Sweetland, IA | $400 | $899 | $1,299 | $653 | $1,053 | $246 |
| Table Mound, IA | $700 | $984 | $1,684 | $715 | $1,415 | $269 |
| Martelle, IA | $400 | $707 | $1,107 | $514 | $914 | $193 |
| Pearl City, IL | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Lena, IL | $100 | $684 | $784 | $497 | $597 | $187 |
| Home Insurance Company Clinton County, IA | Homeowners Insurance Agency Clinton County, IA | Address | Popularity Score | Distance from Clinton County (miles) |
|---|---|---|---|---|
| State Farm | Dennis Baumhover | 2615 Dodge St Ste 1, Dubuque, IA, 52003-7120 | 41.8 | |
| Allstate | Lori Rutten | 894 Middle Rd, Bettendorf, IA, 52722 | 24.8 | |
| Travelers | V P Sheridan Insurance Inc | 710 6th Ave De Witt, Dewitt, IA, 52742 | 5.2 | |
| State Farm | Dave Feist | 1910 East Kimberly Road, Davenport, IA, 52807 | 23.6 | |
| State Farm | Jeff Reed | 826 S 4th St, Clinton, IA, 52732-5729 | 18.1 | |
| State Farm | Jeff Ferguson | 208 S Main St, Maquoketa, IA, 52060-3062 | 13.5 | |
| State Farm | Ron Neblung | 1300 S 14th Street, Clinton, IA, 52732-6402 | 16.9 | |
| Travelers | The Insurance Group | 1050 N 18th St, Clinton, IA, 52732 | 16.0 | |
| State Farm | Ron Neblung | 1300 S 14th St, Clinton, IA, 52732-6402 | 16.9 | |
| Liberty Mutual Independent | Oconnor & English Insurance Agency | 1545 Associates Dr Ste 103, Dubuque, IA, 52002 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $600 | $1,190 | $590 |
| Clinton County, IA | $112,400 | $724 | $530 | $990 | $460 |
| Clinton County, IA | $112,400 | $724 | $480 | $1,020 | $540 |
| Hampshire, IA | $166,900 | $909 | $650 | $1,250 | $600 |
| Sheridan, IA | $221,100 | $857 | $590 | $1,180 | $590 |
| Port Byron, IL | $173,000 | $837 | $610 | $1,190 | $580 |
| Moline, IL | $116,600 | $681 | $470 | $930 | $460 |
| Sweetland, IA | $167,300 | $910 | $660 | $1,300 | $640 |
| Table Mound, IA | $208,200 | $996 | $720 | $1,410 | $690 |
| Martelle, IA | $104,300 | $716 | $520 | $1,010 | $490 |
| Pearl City, IL | $98,300 | $644 | $460 | $890 | $430 |
| Lena, IL | $113,200 | $692 | $480 | $950 | $470 |