Gavop shows you how to buy homeowners insurance in Cattaraugus County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cattaraugus County, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Burns Hill Rd, Fox Hill, Hawthorn Ln, Thorpe Hollow Rd, Jayway Rd, Otto Rd, Hill Toe Ln, Eichler Rd, N Academy St, N Sylvan Glen | $98,500 | $80,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Bunker Hill Rd, Button Rd, E Loop Rd, Grove Rd, Nine Mile Rd, Plato Rd, Baldwin Ave, Park Pl, Sattler Ln, Crown St | $110,500 | $90,000 | $75,000-$100,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Block Rd, Sugartown Rd, Meadow Ln, Forest Glen Rd, Hicks Rd, Old State Rd, Wilson St, Maine Rd, Godfrey Hollow Rd, Newton St | $106,000 | $90,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Lindsey Rd, Lovers Lane Rd, Garfield Ct, Holts Run Rd, E Highland Ave, Gray Buck Rd, South Rd, River Rd, Anderson Rd, Co Hwy 8 | $148,000 | $130,000 | $150,000-$175,000 | $100,000 | $80,000 | $100,000-$125,000 |
| First St, Wickham Rd, Chapple Stoughton Rd, S Union Branch, Stoddard Rd, Robbins Hill Rd, Upper Gulf Rd, Gowin Gulf Rd, Central Ave, Tough Row Rd | $77,000 | $60,000 | $75,000-$100,000 | $59,000 | $50,000 | $25,000-$50,000 |
| Aldrich St, Duncan Rd, Button Rd, Cottage Markham Rd, Jolls Rd, Plank St, Myers Rd, Barrett St, Killbuck Rd, W Branch Rd | $93,500 | $80,000 | $100,000-$125,000 | $76,000 | $60,000 | $75,000-$100,000 |
| Earl Seaton Rd, Ruckh Hill Rd, Card Rd, Crestwood Dr, Van Slyke Rd, St Mary's Dr, Moench St, Vangilder Rd, East Ave, Empire St | $145,500 | $120,000 | $100,000-$125,000 | $92,000 | $80,000 | $75,000-$100,000 |
| W Valley View Dr, Spring St, Utley Rd, Archer Hill Rd, Kelly Rd, Colwell St, Guernsey Hollow Rd, John Dallas Rd, Tarbell Hill Rd, Cemetery Rd | $95,000 | $80,000 | $75,000-$100,000 | $109,000 | $90,000 | $75,000-$100,000 |
| Elton Rd, Myers St, Leon Rd, Chapel Hill Rd, Meyers Rd, Poverty Hill Rd, Broadway Rd, E Hill St, State Rte 241, Glover Hill Rd | $124,500 | $110,000 | $125,000-$150,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Tug Hill Rd, N 5th St, Gile Hollow Rd, Robison Rd, Co Hwy 23, Cash Hill Rd, Co Rd 15, Stoney Lonesome Rd, Canyon Rd, Cuba Lake Rd | $145,000 | $130,000 | $150,000-$175,000 | $101,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $1,054 |
| Superior Protection Discount | -$123 | $1,103 |
| Fire & Security Discount | -$98 | $1,128 |
| Hail Resistant Roof Discount | -$37 | $1,189 |
| Newly Constructed Home Discount | -$343 | $882 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cattaraugus County | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Cattaraugus County, NY | $700 | $1,211 | $1,911 | $880 | $1,580 | $331 |
| Franklinville, NY | $400 | $591 | $991 | $429 | $829 | $161 |
| New Hudson, NY | $2,500 | $585 | $3,085 | $425 | $2,925 | $160 |
| Silver Creek, NY | $100 | $585 | $685 | $425 | $525 | $160 |
| Lake Erie Beach, NY | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Starbrick, PA | $300 | $485 | $785 | $353 | $653 | $133 |
| Harmony, NY | $2,500 | $585 | $3,085 | $425 | $2,925 | $160 |
| Almond, NY | $400 | $584 | $984 | $424 | $824 | $160 |
| Westfield, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Pittsfield, PA | $300 | $576 | $876 | $419 | $719 | $157 |
| Middlebury, NY | $2,000 | $586 | $2,586 | $426 | $2,426 | $160 |
| Home Insurance Company Cattaraugus County, NY | Homeowners Insurance Agency Cattaraugus County, NY | Address | Popularity Score | Distance from Cattaraugus County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Wolf Agency Inc | 5820 Big Tree Rd, Orchard Park, NY, 14127 | 36.7 | |
| Travelers | Pag Agency Inc | 1660 Kensington Avenue, Buffalo, NY, 14215 | 49.2 | |
| Farmers | Mary James | 27 E Main St Ste B, Springville, NY, 14141 | 18.6 | |
| Farmers | Toni Du Bois | 2339 Main St, Buffalo, NY, 14214 | 48.8 | |
| Allstate | Weed Ross Agency | 22 Monroe St, Ellicottville, NY, 14731 | 2.5 | |
| State Farm | Shawn O'Rourke | 1 Main Street, Hamburg, NY, 14075-4930 | 34.0 | |
| State Farm | Donna Carey | 1045 George Urbn Blvd, Cheektowaga, NY, 14225-3335 | 47.4 | |
| State Farm | Tamaris Lott | 2631 Main St, Buffalo, NY, 14214-2015 | 49.2 | |
| Allstate | Bryan Ripellino | 3346 Southwestern Blvd, Orchard Park, NY, 14127 | 38.6 | |
| Travelers | Weed Ross Agency | 54 Main St, Salamanca, NY, 14779 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,660 | $810 |
| Cattaraugus County, NY | $86,500 | $1,226 | $870 | $1,730 | $860 |
| Cattaraugus County, NY | $86,500 | $1,226 | $890 | $1,690 | $800 |
| Franklinville, NY | $70,900 | $598 | $420 | $850 | $430 |
| New Hudson, NY | $80,300 | $592 | $400 | $840 | $440 |
| Silver Creek, NY | $82,100 | $592 | $400 | $840 | $440 |
| Lake Erie Beach, NY | $98,600 | $591 | $400 | $850 | $450 |
| Starbrick, PA | $62,800 | $491 | $340 | $670 | $330 |
| Harmony, NY | $82,600 | $592 | $400 | $830 | $430 |
| Almond, NY | $84,000 | $591 | $400 | $820 | $420 |
| Westfield, NY | $89,900 | $590 | $420 | $830 | $410 |
| Pittsfield, PA | $95,300 | $583 | $400 | $830 | $430 |
| Middlebury, NY | $105,700 | $593 | $420 | $850 | $430 |