Gavop shows you how to buy homeowners insurance in North Versailles, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $64,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $116,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $183,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $126,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $585 |
| Superior Protection Discount | -$71 | $642 |
| Fire & Security Discount | -$50 | $663 |
| Hail Resistant Roof Discount | -$21 | $692 |
| Newly Constructed Home Discount | -$171 | $542 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegheny County | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| North Versailles, PA | $2,000 | $705 | $2,705 | $512 | $2,512 | $193 |
| Upper St. Clair, PA | $200 | $792 | $992 | $575 | $775 | $216 |
| Allegheny, PA | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Ohio, PA | $500 | $949 | $1,449 | $690 | $1,190 | $259 |
| Perryopolis, PA | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Smock, PA | $500 | $538 | $1,038 | $391 | $891 | $147 |
| Connellsville, PA | $1,500 | $723 | $2,223 | $526 | $2,026 | $198 |
| Rochester, PA | $200 | $523 | $723 | $380 | $580 | $143 |
| Bethany, WV | $700 | $743 | $1,443 | $540 | $1,240 | $203 |
| Greene County, PA | $200 | $814 | $1,014 | $592 | $792 | $222 |
| Bobtown, PA | $700 | $443 | $1,143 | $322 | $1,022 | $121 |
| Home Insurance Company North Versailles, PA | Homeowners Insurance Agency North Versailles, PA | Address | Popularity Score | Distance from North Versailles (miles) |
|---|---|---|---|---|
| State Farm | Jeff Berthney | 2526 Mosside Blvd Ste B, Monroeville, PA, 15146-3556 | 4.5 | |
| State Farm | Darla Zeli | 2513 E Carson St, Pittsburgh, PA, 15203-2186 | 9.2 | |
| State Farm | Adriana Pasquini | 735 Copeland St, Pittsburgh, PA, 15232-4228 | 8.4 | |
| Travelers | Babb Inc | 850 Ridge Ave, Pittsburgh, PA, 15212 | 12.1 | |
| State Farm | Grace Robinson | 5108 Baum Blvd, Pittsburgh, PA, 15224-2302 | 9.0 | |
| Erie | Hunt Insurance Services Inc. | 510 Pittsburgh Street, Mars, PA, 16046 | 24.5 | |
| State Farm | Brian Winfield | 550 Route 30, Irwin, PA, 15642 | 8.9 | |
| Liberty Mutual Independent | Gallina & Sons | 1269 Washington Pike, Bridgeville, PA, 15017 | 15.3 | |
| Erie | Benedetti & Associates Inc. | 620 Lincoln Highway, North Versailles, PA, 15137 | 1.3 | |
| Liberty Mutual Independent | Crawford Insurance Agency | 11743 Frankstown Road , Pittsburgh, PA, 15235 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Allegheny County, PA | $140,600 | $665 | $470 | $950 | $480 |
| North Versailles, PA | $80,200 | $713 | $490 | $990 | $500 |
| Upper St. Clair, PA | $279,700 | $801 | $580 | $1,110 | $530 |
| Allegheny, PA | $167,900 | $688 | $470 | $980 | $510 |
| Ohio, PA | $282,600 | $961 | $650 | $1,330 | $680 |
| Perryopolis, PA | $139,300 | $684 | $470 | $940 | $470 |
| Smock, PA | $81,300 | $545 | $390 | $750 | $360 |
| Connellsville, PA | $82,400 | $732 | $490 | $1,010 | $520 |
| Rochester, PA | $75,600 | $529 | $370 | $720 | $350 |
| Bethany, WV | $121,700 | $752 | $500 | $1,070 | $570 |
| Greene County, PA | $108,600 | $824 | $590 | $1,160 | $570 |
| Bobtown, PA | $49,400 | $448 | $300 | $620 | $320 |