Gavop shows you how to buy homeowners insurance in Red Springs, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $149,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $141,500 | $120,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $706 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$78 | $793 |
| Hail Resistant Roof Discount | -$17 | $854 |
| Newly Constructed Home Discount | -$253 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,759 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,389 |
| Home Insurance Company Red Springs, NC | Homeowners Insurance Agency Red Springs, NC | Address | Popularity Score | Distance from Red Springs (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Wade S Dunbar Insurance Agency | 800 Atkinson St, Laurinburg, NC, 28352 | 16.8 | |
| State Farm | Ann Mcleod | 7137 Raeford Rd, Fayetteville, NC, 28304-0806 | 17.7 | |
| Nationwide | Herb Townes | 8175 Cliffdale Rd Suite 106, Fayetteville, NC, 28314-5839 | 18.5 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 31.1 | |
| Allstate | Charles Montjoy | 115 E Salisbury St, Robbins, NC, 27325 | 48.7 | |
| State Farm | Jay Childress | 2206 S Horner Blvd, Sanford, NC, 27330-5822 | 44.8 | |
| Travelers | Clayton Insurance Agency | 344 Wilson Rd, Sanford, NC, 27332 | 43.6 | |
| Nationwide | William E. Johnson Jr. | 1817 Lee Avenue Ext, Sanford, NC, 27330-8486 | 44.9 | |
| State Farm | Barbara Shelly | 8140 Cliffdale Rd., Fayetteville, NC, 28314-6162 | 18.5 | |
| Travelers | Lacy West Insurance Agenc | 700 West Broad Street, Elizabethtown, NC, 28337 | 34.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,240 | $610 |
| Robeson County, NC | $72,100 | $1,004 | $710 | $1,430 | $720 |
| Red Springs, NC | $67,900 | $871 | $590 | $1,200 | $610 |
| Antioch, NC | $69,600 | $450 | $300 | $630 | $330 |
| Allendale, NC | $76,300 | $491 | $330 | $680 | $350 |
| Blue Springs, NC | $71,900 | $464 | $340 | $660 | $320 |
| St. Pauls, NC | $71,100 | $864 | $610 | $1,180 | $570 |
| Ashley Heights, NC | $122,900 | $736 | $500 | $1,020 | $520 |
| Proctorville, NC | $95,000 | $597 | $410 | $820 | $410 |
| Cameron, NC | $127,300 | $756 | $510 | $1,040 | $530 |
| Blenheim, SC | $50,400 | $302 | $200 | $420 | $220 |
| Robbins, NC | $68,100 | $440 | $310 | $600 | $290 |