Gavop tells you how to get the best homeowners insurance in China Grove, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $147,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $162,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $225,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $234,000 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $543 |
| Superior Protection Discount | -$60 | $610 |
| Fire & Security Discount | -$54 | $617 |
| Hail Resistant Roof Discount | -$13 | $657 |
| Newly Constructed Home Discount | -$168 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rowan County | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| China Grove, NC | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| East Spencer, NC | $500 | $530 | $1,030 | $385 | $885 | $145 |
| Mecklenburg County, NC | $2,000 | $986 | $2,986 | $717 | $2,717 | $270 |
| South Buck Shoals, NC | $200 | $724 | $924 | $526 | $726 | $198 |
| South Fall Creek, NC | $2,500 | $858 | $3,358 | $623 | $3,123 | $234 |
| Crowders Mountain, NC | $300 | $615 | $915 | $447 | $747 | $168 |
| Van Wyck, SC | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Long View, NC | $100 | $550 | $650 | $400 | $500 | $150 |
| Steeles, NC | $1,000 | $464 | $1,464 | $337 | $1,337 | $127 |
| Hildebran, NC | $300 | $800 | $1,100 | $582 | $882 | $219 |
| Bethania, NC | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| Home Insurance Company China Grove, NC | Homeowners Insurance Agency China Grove, NC | Address | Popularity Score | Distance from China Grove (miles) |
|---|---|---|---|---|
| Erie | Trey W Siner Insurance & Investment Group | 247 Church Street N, Concord, NC, 28025 | 9.1 | |
| Nationwide | Kevin Brewer & Associates Inc. | 8310 University Exec Park Ste 505, Charlotte, NC, 28262-3383 | 19.5 | |
| Allstate | Jeremy Hathcock | 817 S Fayetteville St, Asheboro, NC, 27203 | 44.5 | |
| Travelers | Mcleod Insurance Agency Llc | 1203 South Fayetteville St, Asheboro, NC, 27203 | 44.4 | |
| Nationwide | Corie F. Mcrae Agency Inc. | 128 N Park St, Asheboro, NC, 27203-5440 | 44.4 | |
| State Farm | James Sweatt | 668 Hanes Mall Blvd, Winston Salem, NC, 27103-5670 | 38.8 | |
| State Farm | Uwem Equan | 5412 Central Ave # B, Charlotte, NC, 28212-2706 | 25.4 | |
| State Farm | Dan Nied | 6608 Roberta Road, Harrisburg, NC, 28075-6983 | 15.8 | |
| Liberty Mutual Independent | George W Stowe Ins | 508 Park St, Belmont, NC, 28012 | 32.4 | |
| State Farm | Denise Ayers | 2603 S Cannon Blvd, Kannapolis, NC, 28083-6913 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,220 | $580 |
| Rowan County, NC | $130,400 | $746 | $540 | $1,060 | $520 |
| China Grove, NC | $119,700 | $671 | $480 | $960 | $480 |
| East Spencer, NC | $84,100 | $536 | $360 | $730 | $370 |
| Mecklenburg County, NC | $203,900 | $998 | $690 | $1,430 | $740 |
| South Buck Shoals, NC | $122,300 | $733 | $520 | $1,020 | $500 |
| South Fall Creek, NC | $154,300 | $868 | $620 | $1,190 | $570 |
| Crowders Mountain, NC | $109,000 | $622 | $450 | $860 | $410 |
| Van Wyck, SC | $277,200 | $970 | $670 | $1,350 | $680 |
| Long View, NC | $87,800 | $557 | $410 | $770 | $360 |
| Steeles, NC | $72,800 | $470 | $330 | $650 | $320 |
| Hildebran, NC | $139,900 | $810 | $590 | $1,110 | $520 |
| Bethania, NC | $125,800 | $697 | $500 | $1,000 | $500 |