Gavop tells you how to get the best homeowners insurance in Walton County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Walton County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Patela St, Joshua Ln, Cordle Rd, Port Ct, Dune Ridge Rd, Jones Rd, Rachels Rd, Deshazo Rd, Hibiscus Ln, Live Oak Ave E | $245,000 | $200,000 | $200,000-$250,000 | $250,500 | $220,000 | $250,000-$300,000 |
| Majestic Blvd, Mariner Way, S Trey Rd, Flowers Dr, Lisa Ln, Sloss Ave, Acorn Way, Ricker Ave, Walton Rd, King's Lake Rd | $116,500 | $110,000 | $125,000-$150,000 | $99,000 | $80,000 | $75,000-$100,000 |
| Fisherman's Run W, Geohagan Cir, Steele Church Rd, Mack Edwards Rd, Goodwin Creek Rd, Crystal Ct, Sycamore Rd, Windswept Blvd, Bayview Dr, Simmons Rd | $181,000 | $150,000 | $200,000-$250,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Wallace Rd, Hare Ln, St Nicholas Ct, Sundown Ct, Viridian Park Dr, Institution Rd, Vereen Cir, Paradise Point Ln, Herons Watch Way, Cox Rd | $198,500 | $180,000 | $200,000-$250,000 | $190,500 | $160,000 | $175,000-$200,000 |
| N Co Hwy 10A, Belleni Rd, Buster Marsh Rd, Valley Ridge Rd, Irish Way, Pond Cypress Cir, Cassine Garden Cir, Alethea Ln, Seascape Dr, Rachel Rd | $221,500 | $190,000 | $175,000-$200,000 | $150,000 | $130,000 | $100,000-$125,000 |
| Whitecap Way, Edwards Ln, Ralph Long Rd, Carla Ln, Scofield Rd, Dogwood Rd, Louie Miller Rd, Co Hwy 183B, Lakewood Dr, N Jackson St | $224,500 | $210,000 | $200,000-$250,000 | $125,000 | $100,000 | $100,000-$125,000 |
| W Indian Creek Ranch Rd, Black Bass Blvd, Long Lake Dr, Keep Out Ln, Deer Run W, Kingston Rd, St Francis Dr N, Crestview St, Watson Rd, C B Whitehead Rd | $345,500 | $310,000 | $250,000-$300,000 | $248,000 | $220,000 | $250,000-$300,000 |
| New Harmoney Rd, Jo Miller Rd, Dilbert Laird Rd, S Zander Way, High Ridge Cir, Richerson Rd, Jones Rd, Hornbean Way, Cypress Dr, Johnstown Ln | $219,000 | $200,000 | $250,000-$300,000 | $181,000 | $170,000 | $175,000-$200,000 |
| Montgomery Cir, Bryan Rd, Jade Dr, Tri-Rose Way, US Hwy 331 Bus, Baytown Ave, Plimsoll Way, E Michaelangelo Rd, Payne St, Woodland Bayou Dr | $323,500 | $290,000 | $300,000-$350,000 | $193,500 | $170,000 | $200,000-$250,000 |
| Private Ct, Donna Ln, Rock Hill Rd, Nimrod Cir, Tantara Dr, Jonquil Ave, Topsail Hill Rd, Hurricane Dr, D & S Ln, US Hwy 98 E | $95,500 | $80,000 | $75,000-$100,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $1,161 |
| Superior Protection Discount | -$122 | $1,229 |
| Fire & Security Discount | -$108 | $1,242 |
| Hail Resistant Roof Discount | -$27 | $1,323 |
| Newly Constructed Home Discount | -$297 | $1,053 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Walton County | $700 | $1,334 | $2,034 | $969 | $1,669 | $365 |
| Walton County, FL | $1,000 | $1,334 | $2,334 | $969 | $1,969 | $365 |
| Walton Beaches, FL | $400 | $931 | $1,331 | $676 | $1,076 | $254 |
| West Holmes, FL | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Fort Walton Beach, FL | $500 | $1,391 | $1,891 | $1,011 | $1,511 | $380 |
| Wright, FL | $1,500 | $1,041 | $2,541 | $757 | $2,257 | $284 |
| Washington County, FL | $100 | $909 | $1,009 | $660 | $760 | $248 |
| Samson, AL | $2,500 | $636 | $3,136 | $462 | $2,962 | $174 |
| Coffee Springs, AL | $100 | $885 | $985 | $643 | $743 | $242 |
| Springfield, FL | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Carolina, AL | $100 | $1,240 | $1,340 | $901 | $1,001 | $339 |
| Slocomb, AL | $700 | $718 | $1,418 | $522 | $1,222 | $196 |
| Home Insurance Company Walton County, FL | Homeowners Insurance Agency Walton County, FL | Address | Popularity Score | Distance from Walton County (miles) |
|---|---|---|---|---|
| Allstate | Mark S. Mckinney | 3009 Highway 77 Ste M, Panama City, FL, 32405 | 43.1 | |
| State Farm | Ryan Cabaniss | 1189 John Sims Pkwy E, Niceville, FL, 32578-2752 | 18.9 | |
| State Farm | Bo Burns | 1811 John Sims Pkwy E, Niceville, FL, 32578-2337 | 18.2 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 19.1 | |
| Travelers | Powell Agency Inc | 110 N Partin Dr, Niceville, FL, 32578 | 19.6 | |
| Allstate | Nancy S Ramsey | 1501 Mulberry Ave Ste 2, Panama City, FL, 32405 | 43.8 | |
| Travelers | Powell Agency Inc | 110 N Partin Dr, Niceville, FL, 32578 | 19.6 | |
| Travelers | Niceville Insurance Agency | 109 Bullock Blvd, Niceville, FL, 32578 | 19.1 | |
| Travelers | Affordable Home Insurance Inc | 3999 Commons Drive Suite F, Destin, FL, 32541 | 23.5 | |
| Allstate | Frances Faille | 917 Hospital Dr, Niceville, FL, 32578 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Walton County, FL | $203,100 | $1,350 | $1,050 | $1,810 | $760 |
| Walton County, FL | $203,100 | $1,350 | $1,050 | $1,810 | $760 |
| Walton Beaches, FL | $366,200 | $942 | $730 | $1,260 | $530 |
| West Holmes, FL | $82,100 | $801 | $630 | $1,070 | $440 |
| Fort Walton Beach, FL | $198,900 | $1,408 | $1,100 | $1,890 | $790 |
| Wright, FL | $160,100 | $1,054 | $820 | $1,410 | $590 |
| Washington County, FL | $102,700 | $920 | $720 | $1,230 | $510 |
| Samson, AL | $67,200 | $643 | $440 | $910 | $470 |
| Coffee Springs, AL | $85,500 | $896 | $640 | $1,270 | $630 |
| Springfield, FL | $105,500 | $792 | $620 | $1,060 | $440 |
| Carolina, AL | $150,400 | $1,255 | $890 | $1,720 | $830 |
| Slocomb, AL | $81,000 | $727 | $490 | $1,030 | $540 |