Gavop tells you how to get the best homeowners insurance in Spring Ridge, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $218,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $361,000 | $340,000 | $400,000-$500,000 |
| 4 Bedroom | $505,500 | $460,000 | $500,000-$600,000 |
| 5 Bedroom | $388,500 | $340,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $787 |
| Home and Two Car | -$147 | $717 |
| Home and Three Car | -$199 | $666 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Frederick County | $1,500 | $970 | $2,470 | $705 | $2,205 | $265 |
| Spring Ridge, MD | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Mount Lena, MD | $200 | $792 | $992 | $576 | $776 | $217 |
| Lovettsville, VA | $1,000 | $1,036 | $2,036 | $753 | $1,753 | $283 |
| Orrtanna, PA | $200 | $728 | $928 | $529 | $729 | $199 |
| West Laurel, MD | $1,500 | $1,168 | $2,668 | $849 | $2,349 | $319 |
| Kabletown, WV | $400 | $869 | $1,269 | $631 | $1,031 | $237 |
| Takoma Park, MD | $2,000 | $988 | $2,988 | $718 | $2,718 | $270 |
| Pimmit Hills, VA | $300 | $953 | $1,253 | $692 | $992 | $260 |
| Chillum, MD | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Colmar Manor, MD | $300 | $789 | $1,089 | $574 | $874 | $216 |
| Capitol Heights, MD | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Home Insurance Company Spring Ridge, MD | Homeowners Insurance Agency Spring Ridge, MD | Address | Popularity Score | Distance from Spring Ridge (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Insurance First Inc | 3530 Worthington Blvd, Urbana, MD, 21704 | 5.3 | |
| State Farm | Dale Clabaugh | 23 E Frederick St, Walkersville, MD, 21793-8234 | 5.4 | |
| Erie | Browning Reagle Insurance Agency | 117 S Main Street, Mount Airy, MD, 21771 | 10.0 | |
| State Farm | Kalin Wynn | 724 York Rd Fl 1 # North, Towson, MD, 21204-2399 | 39.2 | |
| Erie | Cumberland Valley Insurance Inc. | 18537 Maugans Avenue, Hagerstown, MD, 21742 | 28.4 | |
| Farmers | Ramona Jones-Mcclain | 606 Main St, Reisterstown, MD, 21136 | 27.8 | |
| State Farm | Will Ehrenpreis | 1003 W 7th St Ste B, Frederick, MD, 21701-4153 | 4.5 | |
| Allstate | Deborah Wallace | 36 W Frederick St, Walkersville, MD, 21793 | 5.3 | |
| Allstate | Benjamin Jessurun | 1 Park Ave Ste 1b, Mount Airy, MD, 21771 | 10.0 | |
| State Farm | Missy Baker | 3280 Urbana Pike Ste 205, Ijamsville, MD, 21754-9406 | 5.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Frederick County, MD | $315,400 | $982 | $780 | $1,240 | $460 |
| Spring Ridge, MD | $304,900 | $864 | $680 | $1,090 | $410 |
| Mount Lena, MD | $194,900 | $802 | $630 | $1,010 | $380 |
| Lovettsville, VA | $333,500 | $1,049 | $760 | $1,460 | $700 |
| Orrtanna, PA | $166,100 | $737 | $530 | $1,050 | $520 |
| West Laurel, MD | $358,600 | $1,182 | $930 | $1,490 | $560 |
| Kabletown, WV | $251,800 | $879 | $620 | $1,250 | $630 |
| Takoma Park, MD | $544,200 | $1,000 | $790 | $1,260 | $470 |
| Pimmit Hills, VA | $525,700 | $964 | $700 | $1,370 | $670 |
| Chillum, MD | $247,800 | $865 | $680 | $1,090 | $410 |
| Colmar Manor, MD | $193,600 | $799 | $630 | $1,010 | $380 |
| Capitol Heights, MD | $203,400 | $817 | $650 | $1,030 | $380 |