Gavop's guide to buying homeowners insurance in Sevier County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$220 | $781 |
| 30 year old | +$15 | $1,016 |
| 40 year old | +$26 | $1,027 |
| 50 year old | +$38 | $1,039 |
| Above 50 year old | +$48 | $1,049 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $851 |
| Superior Protection Discount | -$100 | $901 |
| Fire & Security Discount | -$70 | $931 |
| Hail Resistant Roof Discount | -$20 | $981 |
| Newly Constructed Home Discount | -$240 | $761 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sevier County | $1,000 | $989 | $1,989 | $718 | $1,718 | $270 |
| Sevier County, TN | $2,000 | $989 | $2,989 | $718 | $2,718 | $270 |
| Fairgarden, TN | $400 | $983 | $1,383 | $714 | $1,114 | $269 |
| Baneberry, TN | $1,000 | $1,206 | $2,206 | $877 | $1,877 | $330 |
| Fines Creek, NC | $500 | $987 | $1,487 | $717 | $1,217 | $270 |
| Webster, NC | $1,000 | $1,050 | $2,050 | $763 | $1,763 | $287 |
| Greenback, TN | $300 | $1,066 | $1,366 | $775 | $1,075 | $291 |
| Millshoal, NC | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Pigeon, NC | $300 | $916 | $1,216 | $666 | $966 | $250 |
| Oak Ridge, TN | $700 | $860 | $1,560 | $625 | $1,325 | $235 |
| Cecil, NC | $200 | $905 | $1,105 | $658 | $858 | $247 |
| Home Insurance Company Sevier County, TN | Homeowners Insurance Agency Sevier County, TN | Address | Popularity Score | Distance from Sevier County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Barnes Insurance Agency Inc | 190 Community Center Dr, Pigeon Forge, TN, 37863 | 3.6 | |
| Liberty Mutual Independent | Barnes Insurance Agency Inc | 190 Community Center Drive Pigeon Forge, Pigeon Forge, TN, 37863 | 3.6 | |
| Liberty Mutual Independent | Atchley & Associates | 112 East Main Street, Sevierville, TN, 37862 | 5.9 | |
| Farmers | Debra Loss | 217 Prince St Ste 2, Sevierville, TN, 37862 | 5.5 | |
| Liberty Mutual Independent | Atchley & Associates | 112 E Main St, Sevierville, TN, 37862 | 5.8 | |
| Travelers | Ownby Insurance Service Inc | 400 Court Avenue, Sevierville, TN, 37864 | 5.6 | |
| State Farm | Penny Kleinschmidt | 3232 Tazewell Pike Ste 101, Knoxville, TN, 37918-2529 | 27.7 | |
| State Farm | Jack Maness | 144 N Henderson Avenue, Sevierville, TN, 37864-4039 | 5.5 | |
| Allstate | Danny Mills | 525 W Morris Blvd Ste E, Morristown, TN, 37813 | 31.4 | |
| Travelers | Concord Insurance Llc | 9029 Tall Timber Dr, Knoxville, TN, 37931 | 33.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,490 | $740 |
| Sevier County, TN | $164,000 | $1,001 | $670 | $1,410 | $740 |
| Sevier County, TN | $164,000 | $1,001 | $670 | $1,420 | $750 |
| Fairgarden, TN | $135,000 | $995 | $680 | $1,370 | $690 |
| Baneberry, TN | $229,100 | $1,221 | $820 | $1,680 | $860 |
| Fines Creek, NC | $191,200 | $999 | $730 | $1,410 | $680 |
| Webster, NC | $211,600 | $1,063 | $710 | $1,460 | $750 |
| Greenback, TN | $165,100 | $1,079 | $770 | $1,500 | $730 |
| Millshoal, NC | $165,500 | $910 | $610 | $1,260 | $650 |
| Pigeon, NC | $170,000 | $927 | $670 | $1,310 | $640 |
| Oak Ridge, TN | $149,000 | $870 | $580 | $1,240 | $660 |
| Cecil, NC | $167,000 | $916 | $670 | $1,270 | $600 |