Gavop shows you how to buy homeowners insurance in McCulloch County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| McCulloch County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| US Hwy 377, Southgate Dr, Old Calf Creek Rd, Co Rd 316, FM 2822, 2nd St, E Burns St, Bee St, W 11th St, Live Oak St | $70,500 | $70,000 | $50,000-$75,000 | $49,500 | $40,000 | $25,000-$50,000 |
| Crew St, Bleeker St, Co Rd 504, Corn St, Kansas St, E Victoria St, S Loop Dr, Rochelle St, N Loop Dr, FM 1121 | $112,000 | $100,000 | $125,000-$150,000 | $84,500 | $70,000 | $75,000-$100,000 |
| FM 1121, Co Rd 136, US Hwy 283, Co Rd 458, Co Rd 421, S Wall St, S Bradley St, US Hwy 190, Co Rd 303, Dana St | $130,000 | $120,000 | $150,000-$175,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Co Rd 340, Co Rd 438, Co Rd 430, E White St, E Shore Dr, E 17th St, W 12th St, Utah St, W 4th St, W 17th St | $105,000 | $100,000 | $100,000-$125,000 | $54,500 | $40,000 | $50,000-$75,000 |
| FM 2309, Co Rd 100, Poplar Dr, Co Rd 214, Lawler Ln, Fair St, W 13th St, Banner St, Co Rd 112, Hackberry St | $106,000 | $90,000 | $75,000-$100,000 | $86,500 | $70,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $844 |
| Superior Protection Discount | -$102 | $916 |
| Fire & Security Discount | -$81 | $936 |
| Hail Resistant Roof Discount | -$31 | $987 |
| Newly Constructed Home Discount | -$285 | $733 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McCulloch County | $1,000 | $1,005 | $2,005 | $730 | $1,730 | $275 |
| McCulloch County, TX | $2,500 | $1,005 | $3,505 | $730 | $3,230 | $275 |
| Melvin, TX | $400 | $1,539 | $1,939 | $1,119 | $1,519 | $421 |
| Concho County, TX | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Mason, TX | $500 | $1,549 | $2,049 | $1,126 | $1,626 | $423 |
| Mason East, TX | $1,500 | $1,647 | $3,147 | $1,197 | $2,697 | $450 |
| Mason County, TX | $500 | $971 | $1,471 | $706 | $1,206 | $265 |
| Mason West, TX | $2,000 | $1,877 | $3,877 | $1,364 | $3,364 | $513 |
| Eola-Paint Rock, TX | $100 | $1,688 | $1,788 | $1,227 | $1,327 | $461 |
| Lake Brownwood, TX | $2,500 | $1,331 | $3,831 | $967 | $3,467 | $364 |
| Early, TX | $400 | $1,571 | $1,971 | $1,142 | $1,542 | $429 |
| Blanket, TX | $2,000 | $1,560 | $3,560 | $1,134 | $3,134 | $426 |
| Home Insurance Company McCulloch County, TX | Homeowners Insurance Agency McCulloch County, TX | Address | Popularity Score | Distance from McCulloch County (miles) |
|---|---|---|---|---|
| Travelers | Robnett-Integra Insurance Services | 508 Main St, Brownwood, TX, 76801 | 41.8 | |
| Farmers | Drew Hubbard | 1819 S Commercial Ave, Coleman, TX, 76834 | 42.2 | |
| Farmers | Kyle Allen | 411 Fort Mckavitt St Ste A, Mason, TX, 76856 | 32.3 | |
| State Farm | Larry Pullin | 400 C C Woodson Rd, Brownwood, TX, 76802-8205 | 42.2 | |
| State Farm | Mike Hall | 807 Center Ave Ste C, Brownwood, TX, 76801-2806 | 41.7 | |
| Travelers | Baskin Insurance Agency | 104 E Wallace, San Saba, TX, 76877 | 37.8 | |
| State Farm | Larry Holder | 1203 Coggin Ave, Brownwood, TX, 76801-3615 | 41.3 | |
| State Farm | Michael Thomas | 1107 W Wallace St, San Saba, TX, 76877-4220 | 37.3 | |
| Travelers | Brownwood Insurance Center | 301 N Center, Brownwood, TX, 76801 | 42.1 | |
| State Farm | Stan Amyett | 1206 S Bridge St, Brady, TX, 76825-6230 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| McCulloch County, TX | $82,000 | $1,017 | $670 | $1,570 | $900 |
| McCulloch County, TX | $82,000 | $1,017 | $670 | $1,570 | $900 |
| Melvin, TX | $108,800 | $1,558 | $1,030 | $2,400 | $1,370 |
| Concho County, TX | $109,800 | $978 | $650 | $1,510 | $860 |
| Mason, TX | $111,300 | $1,568 | $1,030 | $2,410 | $1,380 |
| Mason East, TX | $137,900 | $1,667 | $1,100 | $2,570 | $1,470 |
| Mason County, TX | $156,400 | $983 | $650 | $1,510 | $860 |
| Mason West, TX | $229,900 | $1,900 | $1,250 | $2,930 | $1,680 |
| Eola-Paint Rock, TX | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lake Brownwood, TX | $67,100 | $1,347 | $890 | $2,070 | $1,180 |
| Early, TX | $116,800 | $1,590 | $1,050 | $2,450 | $1,400 |
| Blanket, TX | $114,000 | $1,579 | $1,040 | $2,430 | $1,390 |