Gavop's guide to buying homeowners insurance in Hopedale, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $171,000 | $140,000 | $200,000-$250,000 |
| 3 Bedroom | $299,500 | $260,000 | $350,000-$400,000 |
| 4 Bedroom | $246,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $614,500 | $540,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $745 |
| Superior Protection Discount | -$92 | $828 |
| Fire & Security Discount | -$92 | $828 |
| Hail Resistant Roof Discount | -$28 | $892 |
| Newly Constructed Home Discount | -$230 | $690 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $700 | $1,012 | $1,712 | $735 | $1,435 | $276 |
| Hopedale, MA | $1,000 | $909 | $1,909 | $661 | $1,661 | $248 |
| Millis, MA | $200 | $968 | $1,168 | $703 | $903 | $265 |
| Douglas, MA | $700 | $835 | $1,535 | $607 | $1,307 | $228 |
| Plainville, MA | $200 | $937 | $1,137 | $681 | $881 | $256 |
| Framingham, MA | $700 | $1,326 | $2,026 | $963 | $1,663 | $362 |
| Dudley, MA | $100 | $895 | $995 | $651 | $751 | $245 |
| Chelmsford, MA | $1,500 | $1,314 | $2,814 | $955 | $2,455 | $359 |
| Norwell, MA | $200 | $1,018 | $1,218 | $740 | $940 | $278 |
| Plainfield Village, CT | $1,000 | $895 | $1,895 | $651 | $1,651 | $245 |
| Hardwick, MA | $300 | $989 | $1,289 | $719 | $1,019 | $270 |
| Belchertown, MA | $2,500 | $1,040 | $3,540 | $756 | $3,256 | $284 |
| Home Insurance Company Hopedale, MA | Homeowners Insurance Agency Hopedale, MA | Address | Popularity Score | Distance from Hopedale (miles) |
|---|---|---|---|---|
| Travelers | Elliot Whittier Insurance | 12 Revere St, Winthrop, MA, 2152 | 33.4 | |
| Travelers | Macdonald & Pangione | 104 Main St , North Andover, MA, 1845 | 44.9 | |
| Travelers | Babineau Insurance Agency | 546 Electric Avenue, Fitchburg, MA, 1420 | 33.9 | |
| Travelers | Kaplansky Insurance Agency Inc | 104 Prospect St, Cobbs Allen & Hall Inc., MA, 1757 | 1.9 | |
| Liberty Mutual Independent | Sylvia & Company Insurance Agency Inc | 500 Faunce Corner Rd, Dartmouth, MA, 2747 | 42.1 | |
| Travelers | Dempsey Ins Agency Inc | 145 Railroad Avenue, Norwood, MA, 2062 | 17.9 | |
| Liberty Mutual Independent | Provider Insurance Group Llc | 160 Gould St Ste 130, Needham, MA, 2494 | 19.9 | |
| Travelers | J M Whitney Ins Inc | 151 Coolidge Ave Unit 102, Watertown, MA, 2472 | 25.8 | |
| Travelers | Gammons-Adams Insurance Agency Inc | 328 Bedford St, Lakeville, MA, 2347 | 35.7 | |
| Travelers | Quincy Insurance Agency Inc | 144 Gould St Ste 152, Needham, MA, 2494 | 20.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $1,950 | $950 |
| Worcester County, MA | $260,800 | $1,024 | $690 | $1,410 | $720 |
| Hopedale, MA | $322,500 | $920 | $670 | $1,300 | $630 |
| Millis, MA | $387,100 | $980 | $700 | $1,400 | $700 |
| Douglas, MA | $291,000 | $845 | $570 | $1,200 | $630 |
| Plainville, MA | $333,300 | $948 | $690 | $1,340 | $650 |
| Framingham, MA | $371,200 | $1,342 | $900 | $1,850 | $950 |
| Dudley, MA | $252,700 | $906 | $640 | $1,250 | $610 |
| Chelmsford, MA | $368,500 | $1,330 | $970 | $1,880 | $910 |
| Norwell, MA | $583,300 | $1,031 | $700 | $1,430 | $730 |
| Plainfield Village, CT | $158,400 | $906 | $660 | $1,250 | $590 |
| Hardwick, MA | $221,600 | $1,001 | $680 | $1,430 | $750 |
| Belchertown, MA | $242,400 | $1,053 | $710 | $1,450 | $740 |