Gavop shows you how to buy homeowners insurance in Clear Creek, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $222,000 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $245,500 | $230,000 | $250,000-$300,000 |
| 4 Bedroom | $282,500 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $299,500 | $270,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $691 |
| Home and Two Car | -$120 | $631 |
| Home and Three Car | -$173 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $2,500 | $798 | $3,298 | $580 | $3,080 | $218 |
| Clear Creek, OH | $1,000 | $742 | $1,742 | $539 | $1,539 | $203 |
| Centerville, OH | $300 | $664 | $964 | $482 | $782 | $181 |
| Harlan, OH | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Milford, OH | $300 | $690 | $990 | $501 | $801 | $189 |
| Hamilton County, OH | $1,000 | $704 | $1,704 | $512 | $1,512 | $192 |
| Monfort Heights, OH | $100 | $635 | $735 | $461 | $561 | $174 |
| Dent, OH | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Highland Heights, KY | $200 | $715 | $915 | $519 | $719 | $195 |
| Fort Mitchell, KY | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
| Boone County, KY | $1,000 | $963 | $1,963 | $700 | $1,700 | $263 |
| Home Insurance Company Clear Creek, OH | Homeowners Insurance Agency Clear Creek, OH | Address | Popularity Score | Distance from Clear Creek (miles) |
|---|---|---|---|---|
| Farmers | Ross Crisp | 4496 Marie Dr, Middletown, OH, 45044 | 8.1 | |
| State Farm | Becki Taylor | 6374 Far Hills Ave, Centerville, OH, 45459-2724 | 8.8 | |
| Erie | Simpkins Foley Insurance Associates | 1135 E 2nd Street, Franklin, OH, 45005 | 4.8 | |
| Travelers | Maddox Insurance Agency | 1300-G Cincinnati Dayton Rd, Middletown, OH, 45044 | 8.4 | |
| Allstate | Andy Harmon | 2190 Hewitt Ave, Kettering, OH, 45440 | 9.8 | |
| Allstate | Robert Ford | 689 Miamisburg Centerville Rd, Dayton, OH, 45459 | 6.9 | |
| State Farm | Mark Neal | 779 Central Ave, Carlisle, OH, 45005-3318 | 7.4 | |
| State Farm | Kevin Cox | 245 North Main, Springboro, OH, 45066-9171 | 2.7 | |
| State Farm | Jay Lasky | 201 W Franklin St Ste A, Centerville, OH, 45459-4700 | 7.1 | |
| State Farm | Aaron Zollars | 2541 Far Hills Ave, Oakwood, OH, 45419-1572 | 12.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $520 | $980 | $460 |
| Warren County, OH | $200,100 | $808 | $580 | $1,110 | $530 |
| Clear Creek, OH | $239,500 | $751 | $550 | $1,030 | $480 |
| Centerville, OH | $180,500 | $672 | $450 | $950 | $500 |
| Harlan, OH | $185,500 | $809 | $560 | $1,150 | $590 |
| Milford, OH | $153,900 | $698 | $470 | $970 | $500 |
| Hamilton County, OH | $145,800 | $713 | $480 | $990 | $510 |
| Monfort Heights, OH | $160,900 | $643 | $440 | $880 | $440 |
| Dent, OH | $181,500 | $674 | $450 | $930 | $480 |
| Highland Heights, KY | $119,800 | $723 | $500 | $1,000 | $500 |
| Fort Mitchell, KY | $257,300 | $862 | $610 | $1,220 | $610 |
| Boone County, KY | $183,700 | $975 | $700 | $1,350 | $650 |