Gavop shows you how to buy homeowners insurance in La Grange, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| La Grange, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Front St, Bucky Rd, Co Rd 107, S Franklin St, Rocky Creek Rd, Giese Ln, Race Track Rd, Camp Lone Star Rd, Bordovsky Rd, E Lower Line St | $158,500 | $130,000 | $125,000-$150,000 | $131,500 | $120,000 | $150,000-$175,000 |
| E Lake Ln, Co Rd 134, McInnis Ln, S Monroe St, Co Rd 159, E Front St, Sand Rock Rd, S Jefferson St, Alex Ln, Houston St | $223,000 | $210,000 | $250,000-$300,000 | $120,000 | $100,000 | $100,000-$125,000 |
| Oak Ridge Rd, E Laurie Ln, N Logan Ln, North Aly, E Guadalupe St, Park Prairie Rd, E Oak St, N Jefferson St, State Hwy 159, Bridge Valley Rd | $126,500 | $110,000 | $150,000-$175,000 | $106,500 | $90,000 | $75,000-$100,000 |
| Valentine Rd, W Walnut St, E Eblin St, Yaupon Ct, Greasy Bend Rd, S Washington St, Polasek Rd, Trinity School Rd, E Lindert St, N Vail St | $110,000 | $100,000 | $125,000-$150,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Raymond Rd, W Lafayette St, E Bluff Vw, Garrett, Fritsche Rd, River Dr, Janis St, Warda Blacktop Rd, Von Rosenberg, W Colorado St | $138,500 | $120,000 | $100,000-$125,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $807 |
| Superior Protection Discount | -$100 | $896 |
| Fire & Security Discount | -$100 | $896 |
| Hail Resistant Roof Discount | -$20 | $976 |
| Newly Constructed Home Discount | -$259 | $737 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company La Grange, TX | Homeowners Insurance Agency La Grange, TX | Address | Popularity Score | Distance from La Grange (miles) |
|---|---|---|---|---|
| Travelers | Wellmann Insurance Agency Inc | 103 E Academy St, Brenham, TX, 77833 | 32.2 | |
| Travelers | The Insurance Store Of Texas | 16 E. Main Street, Bellville, TX, 77418 | 38.0 | |
| Liberty Mutual Independent | Siegeler Insurance Agency Inc | 172 W Austin St, Giddings, TX, 78942 | 14.3 | |
| Liberty Mutual Independent | Siegeler Insurance Agency Inc | 172 W Austin St, Giddings, TX, 78942 | 14.3 | |
| State Farm | Jimmie Fucik | 661 Ellinger Road, La Grange, TX, 78945 | 5.2 | |
| Travelers | Leopold Insurance Agency | 900 N Texana St, Hallettsville, TX, 77964 | 36.5 | |
| State Farm | Cory Harris | 321 N Main St, Giddings, TX, 78942-2619 | 14.4 | |
| Allstate | Edmonds Insurance | 845 B 12th St, Hempstead, TX, 77445 | 49.2 | |
| Farmers | Gary Smith | 118 S Commerce St, Lockhart, TX, 78644 | 47.3 | |
| Travelers | Maney Insurance Agency | 304 Main St, Smithville, TX, 78957 | 16.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Fayette County, TX | $158,700 | $987 | $650 | $1,520 | $870 |
| La Grange, TX | $164,200 | $996 | $660 | $1,530 | $870 |
| Fayette County, TX | $158,700 | $987 | $650 | $1,520 | $870 |
| Giddings, TX | $119,500 | $1,002 | $660 | $1,540 | $880 |
| Columbus, TX | $149,900 | $972 | $640 | $1,500 | $860 |
| Moulton, TX | $144,900 | $1,689 | $1,110 | $2,600 | $1,490 |
| Waelder, TX | $70,000 | $1,364 | $900 | $2,100 | $1,200 |
| Austin County, TX | $175,200 | $967 | $640 | $1,490 | $850 |
| Shiner, TX | $155,600 | $1,721 | $1,140 | $2,650 | $1,510 |
| Lavaca County, TX | $143,300 | $960 | $630 | $1,480 | $850 |
| Lockhart, TX | $132,700 | $940 | $620 | $1,450 | $830 |
| Taylor, TX | $180,000 | $1,367 | $900 | $2,110 | $1,210 |