Gavop shows you how to buy homeowners insurance in Linn County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Linn County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| H Ave NW, Schultz Rd, James Dr, Ryan Ln NE, Derby Dr, Badger Dr SW, Lippisch Pl, Cherry Ln NE, 3rd St NE, Turtlerun Dr NE | $221,500 | $190,000 | $200,000-$250,000 | $161,500 | $130,000 | $175,000-$200,000 |
| E Elm St, Bent Tree Ct NE, Gilchrist Ln, Marion Blvd, Thomas Dr SW, Hillview Dr, Cardinal Ct NE, Valleyview Ct, N Iowa St, Hillcrest Heights Ln | $212,500 | $190,000 | $150,000-$175,000 | $132,000 | $120,000 | $100,000-$125,000 |
| Sue Ln NW, Robinwood Ln NE, Lark Ct NE, 1st St SE, 17th St NW, Linn Ridge Rd, Pro Farmer Rd, Martelle Rd, Grand Ave, 1st St SW | $132,000 | $110,000 | $100,000-$125,000 | $114,500 | $110,000 | $75,000-$100,000 |
| Shetland Dr NW, State Hwy 84, Skyline Ct NW, Leisure Blvd NE, 13th St SW, Recreation Ln, Van Vechten Rd SE, White Gate Ct, Kirkwood Ct SW, Stewart Rd SE | $180,000 | $150,000 | $175,000-$200,000 | $104,000 | $90,000 | $75,000-$100,000 |
| N Property Ln SE, 76th Ave SW, Blue Creek Ct, 7th St NE, 30th St SE, 8th Ave NW, 27th St, Fairview Rd, Grow St, Alexander Ave | $156,000 | $140,000 | $125,000-$150,000 | $109,000 | $90,000 | $125,000-$150,000 |
| Bethpage Cir SW, Norwick Rd SW, 14th St, Onyx Dr, Robins Square Dr, White Tail Ln NE, Honey Grove Rd, Biderman Ln, S 13th St, Heatons Valley Rd | $132,500 | $110,000 | $150,000-$175,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Stoney Point Rd NW, Fay Rd, Empire St, 11th St SE, Day St NW, Co Hwy E45, Emerald Ct, Dry Creek Ln, 7th St SE, 31st Street Dr SE | $152,000 | $140,000 | $125,000-$150,000 | $117,500 | $100,000 | $125,000-$150,000 |
| Schmidt Ln, Willow Creek Dr SW, N 2nd St, Mallard Ct NE, Co Hwy W6E, Pine Ave SE, S Ely St, Harvest Hill Rd SW, Coral Ln SW, Ottawa Dr | $96,000 | $80,000 | $75,000-$100,000 | $73,000 | $60,000 | $50,000-$75,000 |
| Woodview Dr NE, Waldenwood Ln NE, 74th St NE, Greenwood Dr SE, Stoney Point Rd NW, Avis Ln, S 8th St, S 6th St, Hunter St, Troy Mills Rd | $102,500 | $90,000 | $100,000-$125,000 | $135,000 | $120,000 | $150,000-$175,000 |
| Eastern Ave NE, Beverly Rd, W Park Rd NE, Owen St NW, Eva Mae Page Ln, Cedar River Rd, Required Rd, Greene St, Rosedale Rd, Golfview Ct | $229,000 | $190,000 | $250,000-$300,000 | $144,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $690 |
| Superior Protection Discount | -$84 | $757 |
| Fire & Security Discount | -$93 | $748 |
| Hail Resistant Roof Discount | -$17 | $824 |
| Newly Constructed Home Discount | -$193 | $648 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Linn County | $2,500 | $831 | $3,331 | $604 | $3,104 | $227 |
| Linn County, IA | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Bertram, IA | $300 | $991 | $1,291 | $720 | $1,020 | $271 |
| Shellsburg, IA | $2,500 | $844 | $3,344 | $613 | $3,113 | $231 |
| Walford, IA | $200 | $980 | $1,180 | $712 | $912 | $268 |
| Monticello, IA | $1,000 | $747 | $1,747 | $543 | $1,543 | $204 |
| Milo, IA | $400 | $1,021 | $1,421 | $742 | $1,142 | $279 |
| West Liberty, IA | $1,500 | $741 | $2,241 | $539 | $2,039 | $203 |
| Toronto, IA | $300 | $485 | $785 | $353 | $653 | $133 |
| Edgewood, IA | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Bernard, IA | $100 | $671 | $771 | $488 | $588 | $183 |
| Kinross, IA | $700 | $535 | $1,235 | $388 | $1,088 | $146 |
| Home Insurance Company Linn County, IA | Homeowners Insurance Agency Linn County, IA | Address | Popularity Score | Distance from Linn County (miles) |
|---|---|---|---|---|
| State Farm | Jim Humphreys | 3025 Mt Vern Rd Se, Cedar Rapids, IA, 52403-3563 | 7.1 | |
| State Farm | Kari Klien | 3011 Johnson Ave Nw, Cedar Rapids, IA, 52405-4628 | 9.3 | |
| State Farm | Heath Kilpatrick | 5200 Fountains Dr Ne Ste 108, Cedar Rapids, IA, 52411-6612 | 7.1 | |
| State Farm | Boyd Murray | 1570 S 1st Ave, Iowa City, IA, 52240-6012 | 30.4 | |
| State Farm | Shawn Devries | 4837 1st Ave Se Ste 100, Cedar Rapids, IA, 52402-3226 | 3.7 | |
| Allstate | David Redlinger | 955 29th Ave Ste B, Marion, IA, 52302 | 1.9 | |
| Allstate | Teri Jeter | 560 Boyson Rd Ne Ste C, Cedar Rapids, IA, 52402 | 3.1 | |
| Allstate | Dennis Karlan | 408 Edgewood Rd Nw Ste 102, Cedar Rapids, IA, 52405 | 9.2 | |
| State Farm | Willie Caldwell | 2000 1st Ave Ne Ste 200, Cedar Rapids, IA, 52402-6300 | 6.2 | |
| State Farm | Chuck Kent | 668 7th Ave, Marion, IA, 52302-5743 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Linn County, IA | $150,600 | $841 | $600 | $1,160 | $560 |
| Linn County, IA | $150,600 | $841 | $560 | $1,170 | $610 |
| Bertram, IA | $212,000 | $1,003 | $680 | $1,420 | $740 |
| Shellsburg, IA | $145,800 | $854 | $620 | $1,170 | $550 |
| Walford, IA | $206,000 | $992 | $660 | $1,400 | $740 |
| Monticello, IA | $115,200 | $756 | $550 | $1,050 | $500 |
| Milo, IA | $229,200 | $1,033 | $750 | $1,420 | $670 |
| West Liberty, IA | $113,400 | $750 | $550 | $1,070 | $520 |
| Toronto, IA | $55,600 | $491 | $330 | $670 | $340 |
| Edgewood, IA | $95,800 | $682 | $490 | $980 | $490 |
| Bernard, IA | $95,000 | $679 | $500 | $940 | $440 |
| Kinross, IA | $65,000 | $541 | $380 | $750 | $370 |