Gavop's guide to buying homeowners insurance in Fillmore County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fillmore County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 131st Ave, Olmsted County Rd 138, Twp Rd 324, E Winona St, Jet Rd, 216th St, Grand Rd, Heron Rd, E Rushford Ave, County 16 | $156,500 | $130,000 | $125,000-$150,000 | $95,500 | $80,000 | $75,000-$100,000 |
| Co Rd 17, Crown Hill Rd W, Azalea Rd, Valley Ave, T 448, Main Ave S, S Washington Ave, T 239, Warner Ave, T 245 | $138,500 | $130,000 | $125,000-$150,000 | $132,000 | $110,000 | $125,000-$150,000 |
| 240th St, N Mill St, S Trailer Court Pl, Darr, Twp Rd 348, Parkside Dr SE, N Money Creek St, Library Ln SW, N Silver St, T 327 | $150,500 | $130,000 | $150,000-$175,000 | $145,500 | $140,000 | $150,000-$175,000 |
| Berry Ln, 1st St SE, Co Hwy 37, Ripley Rd NW, 111th Ave, Co Hwy 14, Nannestad Ln, 4th St NE, State Hwy 43, T-276 | $163,500 | $160,000 | $125,000-$150,000 | $78,000 | $60,000 | $75,000-$100,000 |
| Quail Rd, 135th Ave, T 207, County 3, Co Hwy 15, Amity Ave S, Minnesota Rd NW, West St, Franklin St SW, Village | $79,500 | $70,000 | $75,000-$100,000 | $103,500 | $80,000 | $75,000-$100,000 |
| Tower Ridge Rd, T 419, Twp Rd 308, W Prairie Ave, Parsons St, 116th St, Fillmore St E, N Main St, 270th Ave, Harrow Rd | $213,000 | $190,000 | $200,000-$250,000 | $89,000 | $80,000 | $75,000-$100,000 |
| Tuff, Co Hwy 6, Ekern Rd, Township Rd, N 2nd St, W Carimona St, Donegal Ln SE, Hunter Rd, 371st Ave, Eagle Rd | $162,000 | $140,000 | $125,000-$150,000 | $109,000 | $90,000 | $75,000-$100,000 |
| Karst Rd, Maple St, Jefferson St SE, Twp Rd 349, Lincoln St SE, Liberty St SE, S Porter Aly, 106th St, Twp Rd 448, Stateline Rd | $155,000 | $130,000 | $150,000-$175,000 | $119,500 | $100,000 | $100,000-$125,000 |
| 171st St, Center St SE, T-279, Hawk Dr, River St SW, 341st Ave, Twp Rd 346, Crystal Creek Rd, 431 Ave, Benson Ln | $161,000 | $140,000 | $150,000-$175,000 | $89,000 | $70,000 | $75,000-$100,000 |
| Maple Dr, T-12, Co Rd 124, Bowery St, E Grandview St, Kenilworth Ave S, Dairy Ln, Ivy Rd, 166th St, Co Rd 119 | $193,000 | $160,000 | $200,000-$250,000 | $125,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $713 |
| Superior Protection Discount | -$85 | $764 |
| Fire & Security Discount | -$85 | $764 |
| Hail Resistant Roof Discount | -$17 | $831 |
| Newly Constructed Home Discount | -$238 | $611 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fillmore County | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Fillmore County, MN | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Bristol, MN | $200 | $1,213 | $1,413 | $882 | $1,082 | $332 |
| Sumner, MN | $1,500 | $1,349 | $2,849 | $980 | $2,480 | $369 |
| Black Hammer, MN | $500 | $1,179 | $1,679 | $857 | $1,357 | $322 |
| Altura, MN | $700 | $978 | $1,678 | $711 | $1,411 | $267 |
| McIntire, IA | $200 | $454 | $654 | $330 | $530 | $124 |
| Union, MN | $1,500 | $1,360 | $2,860 | $989 | $2,489 | $372 |
| Campbell, WI | $400 | $659 | $1,059 | $479 | $879 | $180 |
| Waucoma, IA | $2,000 | $559 | $2,559 | $406 | $2,406 | $153 |
| New Hampton, IA | $500 | $695 | $1,195 | $505 | $1,005 | $190 |
| Holland, WI | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Home Insurance Company Fillmore County, MN | Homeowners Insurance Agency Fillmore County, MN | Address | Popularity Score | Distance from Fillmore County (miles) |
|---|---|---|---|---|
| State Farm | Sue Madden | 914 Brdwy Ave N, Rochester, MN, 55906-6802 | 30.5 | |
| State Farm | Shawn Christensen | 1903 S Broadway Ste 8, Rochester, MN, 55904-7924 | 28.6 | |
| State Farm | Micah Hanson | 310 S Mill St Ste 110, Rushford, MN, 55971-8824 | 19.3 | |
| Allstate | David Severson | 1906 8th St Nw Ste C, Austin, MN, 55912 | 44.7 | |
| Liberty Mutual Independent | Heartman Insurance | 203 N Main St, Austin, MN, 55912 | 44.2 | |
| State Farm | Loren Wendroth | 2434 Superior Dr Nw Ste 102, Rochester, MN, 55901-2591 | 33.4 | |
| Travelers | Hirman Insurors | Mn Invalid Addr1, Rochester, MN, 55902 | 30.4 | |
| State Farm | Rick Bell | 216 Main St S, Chatfield, MN, 55923-1225 | 12.5 | |
| Liberty Mutual Independent | G & L Insurance Group | 3224 6th Avenue Ne, Rochester, MN, 55906 | 31.7 | |
| State Farm | Greg Meyer | 1110 First Avenue Sw, Austin, MN, 55912-2404 | 44.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $800 | $1,660 | $860 |
| Fillmore County, MN | $148,300 | $848 | $580 | $1,200 | $620 |
| Fillmore County, MN | $148,300 | $848 | $610 | $1,200 | $590 |
| Bristol, MN | $211,500 | $1,228 | $900 | $1,730 | $830 |
| Sumner, MN | $260,000 | $1,365 | $970 | $1,920 | $950 |
| Black Hammer, MN | $200,000 | $1,193 | $820 | $1,660 | $840 |
| Altura, MN | $143,500 | $990 | $710 | $1,380 | $670 |
| McIntire, IA | $50,000 | $460 | $340 | $650 | $310 |
| Union, MN | $264,400 | $1,377 | $990 | $1,900 | $910 |
| Campbell, WI | $158,600 | $667 | $450 | $940 | $490 |
| Waucoma, IA | $70,000 | $566 | $410 | $780 | $370 |
| New Hampton, IA | $101,000 | $703 | $480 | $960 | $480 |
| Holland, WI | $213,400 | $746 | $510 | $1,040 | $530 |