Gavop shows you how to buy homeowners insurance in Caruthersville, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $95,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $135,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $221,500 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $608 |
| Superior Protection Discount | -$65 | $658 |
| Fire & Security Discount | -$51 | $673 |
| Hail Resistant Roof Discount | -$22 | $702 |
| Newly Constructed Home Discount | -$203 | $521 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,319 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,222 |
| Home Insurance Company Caruthersville, MO | Homeowners Insurance Agency Caruthersville, MO | Address | Popularity Score | Distance from Caruthersville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Mitchell Insurance | P O Box 10, Sikeston, MO, 63801 | 48.2 | |
| Travelers | Self Insurance Agency | 2201 E Malone Ave, Sikeston, MO, 63801 | 49.1 | |
| Travelers | Self Insurance Agency | 2201 E Malone, Sikeston, MO, 63801 | 49.1 | |
| Allstate | Rinehart Insurance | 2102 N Outer Rd, Dexter, MO, 63841 | 46.7 | |
| Farmers | Melissa Coots | 603 S Main St Ste C, Sikeston, MO, 63801 | 48.1 | |
| Travelers | Byrum Culp Davis And Dell | 2103 N Douglass St, Malden, MO, 63863 | 32.8 | |
| State Farm | Chris Brannan | 912 N One Mile Road, Dexter, MO, 63841-1036 | 46.2 | |
| Travelers | Byrum Culp & Davis | 310 W Main St, Malden, MO, 63863 | 31.0 | |
| State Farm | Matt Steward | 1314 N Douglass St, Malden, MO, 63863-1350 | 32.1 | |
| Farmers | Troy Shearrer | 406 N Douglass St, Malden, MO, 63863 | 31.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,490 | $720 |
| Pemiscot County, MO | $73,300 | $710 | $520 | $970 | $450 |
| Caruthersville, MO | $77,300 | $723 | $510 | $1,030 | $520 |
| Pemiscot, MO | $68,800 | $826 | $550 | $1,180 | $630 |
| Le Sieur, MO | $67,000 | $818 | $600 | $1,170 | $570 |
| Gosnell, AR | $88,600 | $944 | $690 | $1,340 | $650 |
| Tallapoosa, MO | $29,200 | $633 | $460 | $870 | $410 |
| Senath, MO | $60,900 | $791 | $560 | $1,090 | $530 |
| New Madrid County, MO | $74,500 | $714 | $480 | $1,010 | $530 |
| East Oak Bluff-Blue Cane, AR | $66,600 | $831 | $600 | $1,140 | $540 |
| Brownsville, TN | $104,000 | $745 | $540 | $1,030 | $490 |
| Sharon, TN | $62,400 | $696 | $470 | $960 | $490 |