Gavop tells you how to get the best homeowners insurance in Simpsonville, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $92,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $182,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $209,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $345,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $282,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $797 |
| Superior Protection Discount | -$93 | $834 |
| Fire & Security Discount | -$102 | $825 |
| Hail Resistant Roof Discount | -$19 | $909 |
| Newly Constructed Home Discount | -$232 | $695 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $15,884 |
| Home Insurance Company Simpsonville, KY | Homeowners Insurance Agency Simpsonville, KY | Address | Popularity Score | Distance from Simpsonville (miles) |
|---|---|---|---|---|
| State Farm | Jennifer Starke | 315 N English Sta Rd, Louisville, KY, 40223-3911 | 8.6 | |
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd Ste 203, Fisherville, KY, 40023 | 7.4 | |
| State Farm | Jeff Kleier | 13303 Magisterial Dr, Louisville, KY, 40223-4212 | 8.8 | |
| Travelers | Harris Insurance Inc | 335 Frankfort Rd, Shelbyville, KY, 40065 | 8.5 | |
| Allstate | Bryan Fallon | 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014 | 9.7 | |
| Travelers | Whitenack Souder Insurance | 204 S Main St, Harrodsburg, KY, 40330 | 42.3 | |
| State Farm | Lance Kirtley | 10515 Meeting St Unit 102, Prospect, KY, 40059-6524 | 13.4 | |
| Allstate | Justin Beasley | 11712 Main St, Louisville, KY, 40243 | 10.0 | |
| State Farm | Leslie Gilley | 6427 W Highway 146 Ste 1, Crestwood, KY, 40014-9516 | 9.6 | |
| Travelers | Turner Insurance Agency Inc | 2460 Shelbyville Rd, Shelbyville, KY, 40065 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,250 | $640 |
| Shelby County, KY | $184,900 | $977 | $670 | $1,360 | $690 |
| Simpsonville, KY | $295,800 | $927 | $670 | $1,290 | $620 |
| Broeck Pointe, KY | $294,400 | $1,300 | $880 | $1,860 | $980 |
| La Grange, KY | $214,000 | $795 | $560 | $1,100 | $540 |
| Harrisonville, KY | $203,300 | $919 | $620 | $1,260 | $640 |
| Glenview, KY | $706,800 | $2,932 | $2,080 | $4,130 | $2,050 |
| Fairfield, KY | $88,100 | $735 | $540 | $1,050 | $510 |
| Fox Chase, KY | $226,700 | $1,146 | $830 | $1,640 | $810 |
| Jeffersonville, IN | $116,500 | $781 | $540 | $1,120 | $580 |
| Bedford, KY | $110,900 | $696 | $470 | $1,000 | $530 |
| Gratz, KY | $37,500 | $466 | $310 | $660 | $350 |
| Harrison County, IN | $136,400 | $838 | $610 | $1,180 | $570 |