Gavop tells you how to get the best homeowners insurance in Floyd County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Floyd County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 231, Co Rd 91, Co Rd 38, W Jackson St, W Price St, N 2nd St, S W 8th St, W Marivena St, W Jeffie Ave, N 17th St | $126,500 | $120,000 | $125,000-$150,000 | $95,000 | $80,000 | $75,000-$100,000 |
| S E 4th St, Brown St, SW 2nd St, S Ralls Hwy, FM 786, Co Rd 131, W Virginia St, E Virginia St, Poplar St, Co Rd 77 | $95,500 | $80,000 | $75,000-$100,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Co Rd 80, Co Rd 129, W 11th St, Center St, US Hwy 70, S Leonard St, W 9th St, Co Rd 280, Co Rd 50, E California St | $88,000 | $80,000 | $50,000-$75,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Burrus St, Sandhill, W Mississippi St, US Hwy 62, Co Rd 252, Seventeentn St, N 10th St, N Main St, W Poplar St, FM 37 | $104,500 | $90,000 | $100,000-$125,000 | $95,000 | $90,000 | $100,000-$125,000 |
| S 4th St, Commercial St, S 12th St, N 14th St, E Marivena St, State Hwy 207, Co Rd 232, Co Rd 76, FM 788, W Kentucky St | $89,000 | $80,000 | $75,000-$100,000 | $56,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $753 |
| Superior Protection Discount | -$84 | $846 |
| Fire & Security Discount | -$102 | $827 |
| Hail Resistant Roof Discount | -$28 | $901 |
| Newly Constructed Home Discount | -$232 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Floyd County | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Floyd County, TX | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Seth Ward, TX | $300 | $1,191 | $1,491 | $865 | $1,165 | $325 |
| Crosbyton, TX | $1,500 | $1,264 | $2,764 | $918 | $2,418 | $345 |
| Lorenzo, TX | $100 | $1,308 | $1,408 | $951 | $1,051 | $357 |
| Turkey, TX | $2,000 | $1,253 | $3,253 | $910 | $2,910 | $342 |
| Dickens County, TX | $400 | $889 | $1,289 | $646 | $1,046 | $243 |
| Slaton, TX | $1,000 | $1,022 | $2,022 | $743 | $1,743 | $279 |
| Shallowater, TX | $200 | $967 | $1,167 | $702 | $902 | $264 |
| Hall County, TX | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Happy, TX | $100 | $1,359 | $1,459 | $987 | $1,087 | $371 |
| Spur, TX | $1,000 | $1,244 | $2,244 | $904 | $1,904 | $340 |
| Home Insurance Company Floyd County, TX | Homeowners Insurance Agency Floyd County, TX | Address | Popularity Score | Distance from Floyd County (miles) |
|---|---|---|---|---|
| Travelers | Charles Short Insurance Agency Inc | 2415 20th, Lubbock, TX, 79411 | 47.2 | |
| State Farm | Peter Griffith | 409 Frankford Ave, Lubbock, TX, 79416-4188 | 49.5 | |
| Farmers | Rc Calderon | 1314 50th St, Lubbock, TX, 79412 | 48.0 | |
| Farmers | Joe Schoenig | 7402 University Ave, Lubbock, TX, 79423 | 49.8 | |
| State Farm | Lynn Alexander | 3302 64th St Ste C, Lubbock, TX, 79413-5743 | 50.0 | |
| State Farm | Lisa Caldwell | 2418 19th St, Lubbock, TX, 79401-4414 | 47.2 | |
| Farmers | Jennie Laird | 722 Ash St, Plainview, TX, 79072 | 24.2 | |
| State Farm | Nelda Jett | 3833 50th Street, Lubbock, TX, 79413-3800 | 49.8 | |
| State Farm | Rick Rosas | 2400 G Goodacre Blvd Ste 106-D, Lubbock, TX, 79401-2282 | 46.7 | |
| State Farm | Kevin Watson | 3524 34th St, Lubbock, TX, 79410-2832 | 48.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Floyd County, TX | $60,500 | $929 | $610 | $1,430 | $820 |
| Floyd County, TX | $60,500 | $929 | $610 | $1,430 | $820 |
| Seth Ward, TX | $45,200 | $1,205 | $800 | $1,860 | $1,060 |
| Crosbyton, TX | $56,100 | $1,279 | $840 | $1,970 | $1,130 |
| Lorenzo, TX | $63,300 | $1,324 | $870 | $2,040 | $1,170 |
| Turkey, TX | $54,400 | $1,268 | $840 | $1,950 | $1,110 |
| Dickens County, TX | $54,200 | $900 | $590 | $1,390 | $800 |
| Slaton, TX | $86,600 | $1,034 | $680 | $1,590 | $910 |
| Shallowater, TX | $110,100 | $978 | $650 | $1,510 | $860 |
| Hall County, TX | $48,700 | $874 | $580 | $1,350 | $770 |
| Happy, TX | $71,800 | $1,375 | $910 | $2,120 | $1,210 |
| Spur, TX | $53,100 | $1,259 | $830 | $1,940 | $1,110 |