Gavop's guide to buying homeowners insurance in Milford Mill, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $209,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $192,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $281,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $428,500 | $370,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $573 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$74 | $600 |
| Hail Resistant Roof Discount | -$13 | $661 |
| Newly Constructed Home Discount | -$162 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baltimore County | $1,000 | $858 | $1,858 | $624 | $1,624 | $235 |
| Milford Mill, MD | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Pasadena, MD | $500 | $844 | $1,344 | $613 | $1,113 | $231 |
| Hampstead, MD | $2,000 | $734 | $2,734 | $533 | $2,533 | $200 |
| Bel Air, MD | $100 | $734 | $834 | $533 | $633 | $200 |
| McSherrystown, PA | $2,500 | $698 | $3,198 | $507 | $3,007 | $191 |
| Deale, MD | $100 | $1,125 | $1,225 | $818 | $918 | $308 |
| Clinton, MD | $1,000 | $911 | $1,911 | $662 | $1,662 | $249 |
| Floris, VA | $300 | $1,079 | $1,379 | $784 | $1,084 | $295 |
| Sully, VA | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Newington Forest, VA | $500 | $947 | $1,447 | $688 | $1,188 | $259 |
| Home Insurance Company Milford Mill, MD | Homeowners Insurance Agency Milford Mill, MD | Address | Popularity Score | Distance from Milford Mill (miles) |
|---|---|---|---|---|
| State Farm | Paul Funk | 307 Frederick Rd, Catonsville, MD, 21228-4620 | 5.6 | |
| State Farm | Mike Sawyer | 9275 Baltimore Natl Pike #101, Ellicott City, MD, 21042 | 5.9 | |
| State Farm | Kalin Wynn | 724 York Rd Fl 1 # North, Towson, MD, 21204-2399 | 9.6 | |
| State Farm | Michael Feliz | 1945 Lansdowne Rd, Baltimore, MD, 21227-1707 | 8.6 | |
| State Farm | John Stephens | 1128 Baldwin Mill Rd, Jarrettsville, MD, 21084-1914 | 23.5 | |
| Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 9.4 | |
| State Farm | Alice Kwon | 10035 Balto Natl Pike Ste 330, Ellicott City, MD, 21042-3611 | 6.7 | |
| Erie | Insurance Partners Llc | 32 West Road Suite 200b, Towson, MD, 21204 | 9.4 | |
| Erie | William M Sparks Insurance Agency Inc. | 22 W Padonia Road Suite B329, Timonium, MD, 21093 | 10.4 | |
| State Farm | Chris Duncan | 1120 N Charles St Ste 102, Baltimore, MD, 21201-5593 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Baltimore County, MD | $249,600 | $869 | $690 | $1,090 | $400 |
| Milford Mill, MD | $195,500 | $675 | $530 | $850 | $320 |
| Pasadena, MD | $300,100 | $854 | $670 | $1,080 | $410 |
| Hampstead, MD | $239,400 | $743 | $590 | $940 | $350 |
| Bel Air, MD | $239,300 | $743 | $590 | $940 | $350 |
| McSherrystown, PA | $150,400 | $706 | $500 | $980 | $480 |
| Deale, MD | $344,800 | $1,139 | $900 | $1,440 | $540 |
| Clinton, MD | $275,600 | $922 | $730 | $1,160 | $430 |
| Floris, VA | $668,500 | $1,092 | $750 | $1,510 | $760 |
| Sully, VA | $499,800 | $960 | $690 | $1,370 | $680 |
| Newington Forest, VA | $441,700 | $958 | $640 | $1,320 | $680 |