Gavop shows you how to buy homeowners insurance in Walker County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $109,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $157,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $173,000 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $153,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $706 |
| Superior Protection Discount | -$78 | $793 |
| Fire & Security Discount | -$61 | $811 |
| Hail Resistant Roof Discount | -$26 | $846 |
| Newly Constructed Home Discount | -$218 | $654 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Walker County | $700 | $861 | $1,561 | $626 | $1,326 | $235 |
| Walker County, AL | $1,500 | $861 | $2,361 | $626 | $2,126 | $235 |
| Eldridge, AL | $500 | $582 | $1,082 | $423 | $923 | $159 |
| Lynn, AL | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Cardiff, AL | $500 | $603 | $1,103 | $438 | $938 | $165 |
| Garden City, AL | $1,000 | $824 | $1,824 | $599 | $1,599 | $225 |
| Tuscaloosa County, AL | $200 | $1,198 | $1,398 | $871 | $1,071 | $327 |
| Irondale, AL | $2,500 | $813 | $3,313 | $591 | $3,091 | $222 |
| Clay, AL | $300 | $941 | $1,241 | $684 | $984 | $257 |
| Brook Highland, AL | $1,000 | $994 | $1,994 | $723 | $1,723 | $272 |
| Gordo, AL | $400 | $959 | $1,359 | $697 | $1,097 | $262 |
| Argo, AL | $1,500 | $1,327 | $2,827 | $964 | $2,464 | $363 |
| Home Insurance Company Walker County, AL | Homeowners Insurance Agency Walker County, AL | Address | Popularity Score | Distance from Walker County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lacy Grice Insurance Agency | 1917 3rd Ave S, Jasper, AL, 35501 | 3.5 | |
| State Farm | Anthony Christian | 4505 Highway 78 E Ste 50, Jasper, AL, 35501-8883 | 5.4 | |
| Farmers | Nikeshia Williams | 1200 Corporate Dr Ste 220, Birmingham, AL, 35242 | 44.1 | |
| State Farm | Mike Johnson | 14675 Market St, Moulton, AL, 35650-1132 | 47.7 | |
| State Farm | Charles Hill | 1302 Highway 78 E, Jasper, AL, 35501-3965 | 4.5 | |
| State Farm | Lloyd Payne | 2496 Rocky Ridge Rd, Vestavia, AL, 35243-2850 | 39.6 | |
| State Farm | Mike Kennedy | 4513 Valleydale Road, Birmingham, AL, 35242-4662 | 43.0 | |
| State Farm | Allen Seehusen | 411 5th Avenue South, Jasper, AL, 35501 | 4.0 | |
| State Farm | Roger Wilson | 1812a 4th Ave S, Jasper, AL, 35501 | 3.2 | |
| State Farm | Jerome Sims | 1900 Crestwood Blvd Ste 105, Irondale, AL, 35210-2056 | 38.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,650 | $860 |
| Walker County, AL | $87,300 | $872 | $620 | $1,250 | $630 |
| Walker County, AL | $87,300 | $872 | $590 | $1,200 | $610 |
| Eldridge, AL | $45,000 | $589 | $430 | $810 | $380 |
| Lynn, AL | $65,200 | $751 | $500 | $1,070 | $570 |
| Cardiff, AL | $47,500 | $610 | $410 | $840 | $430 |
| Garden City, AL | $76,600 | $834 | $600 | $1,180 | $580 |
| Tuscaloosa County, AL | $161,700 | $1,213 | $820 | $1,730 | $910 |
| Irondale, AL | $130,200 | $823 | $580 | $1,140 | $560 |
| Clay, AL | $170,200 | $952 | $690 | $1,360 | $670 |
| Brook Highland, AL | $343,500 | $1,007 | $670 | $1,440 | $770 |
| Gordo, AL | $97,200 | $971 | $650 | $1,370 | $720 |
| Argo, AL | $171,200 | $1,343 | $970 | $1,850 | $880 |