Gavop's guide to buying homeowners insurance in Dock Junction, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $128,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $184,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $204,000 | $180,000 | $150,000-$175,000 |
| 5 Bedroom | $170,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $511 |
| Superior Protection Discount | -$62 | $561 |
| Fire & Security Discount | -$56 | $567 |
| Hail Resistant Roof Discount | -$19 | $604 |
| Newly Constructed Home Discount | -$150 | $474 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Glynn County | $1,500 | $969 | $2,469 | $704 | $2,204 | $265 |
| Dock Junction, GA | $2,500 | $616 | $3,116 | $447 | $2,947 | $168 |
| Country Club Estates, GA | $200 | $724 | $924 | $526 | $726 | $198 |
| Thalmann, GA | $1,000 | $812 | $1,812 | $590 | $1,590 | $222 |
| Jekyll Island, GA | $300 | $1,533 | $1,833 | $1,114 | $1,414 | $419 |
| Townsend, GA | $1,500 | $978 | $2,478 | $711 | $2,211 | $267 |
| Hoboken, GA | $200 | $832 | $1,032 | $604 | $804 | $227 |
| Offerman, GA | $2,500 | $477 | $2,977 | $347 | $2,847 | $130 |
| Flemington, GA | $500 | $1,038 | $1,538 | $755 | $1,255 | $284 |
| Ludowici North, GA | $1,000 | $798 | $1,798 | $580 | $1,580 | $218 |
| Richmond Hill, GA | $400 | $864 | $1,264 | $628 | $1,028 | $236 |
| Home Insurance Company Dock Junction, GA | Homeowners Insurance Agency Dock Junction, GA | Address | Popularity Score | Distance from Dock Junction (miles) |
|---|---|---|---|---|
| State Farm | Brian Huling | 4197 Second St N, Folkston, GA, 31537-9366 | 38.7 | |
| State Farm | Joseph Grant | 101 E Oglethorpe Hwy, Hinesville, GA, 31313-3603 | 44.8 | |
| Allstate | Niklaus Schuepbach | 113 Shoppers Way, Brunswick, GA, 31525 | 2.1 | |
| State Farm | Douglas Phelps | 104 Trade St Ste E, Brunswick, GA, 31525-0575 | 1.9 | |
| Farmers | David Crew | 801 E King Ave Ste C, Kingsland, GA, 31548 | 29.3 | |
| State Farm | Donnie Strickland | 222 Screven Ave, Waycross, GA, 31501-3452 | 49.5 | |
| Travelers | Clyde Aldridge Insurance | Po Box 885, Nahunta, GA, 31553 | 27.6 | |
| State Farm | Don Mason | 4607 New Jesup Hwy, Brunswick, GA, 31520-1204 | 0.6 | |
| State Farm | Butch Paxton | 3136 Cypress Mill Rd, Brunswick, GA, 31525-2434 | 2.7 | |
| State Farm | Adam Herndon | 790 Veterans Parkway Ste 105, Hinesville, GA, 31313-3991 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,390 | $650 |
| Glynn County, GA | $161,200 | $981 | $660 | $1,350 | $690 |
| Dock Junction, GA | $87,300 | $623 | $440 | $870 | $430 |
| Country Club Estates, GA | $124,400 | $732 | $530 | $1,010 | $480 |
| Thalmann, GA | $149,200 | $822 | $550 | $1,130 | $580 |
| Jekyll Island, GA | $365,200 | $1,552 | $1,070 | $2,130 | $1,060 |
| Townsend, GA | $152,400 | $990 | $680 | $1,410 | $730 |
| Hoboken, GA | $74,700 | $842 | $560 | $1,200 | $640 |
| Offerman, GA | $60,400 | $483 | $330 | $670 | $340 |
| Flemington, GA | $169,800 | $1,051 | $750 | $1,460 | $710 |
| Ludowici North, GA | $111,300 | $808 | $540 | $1,150 | $610 |
| Richmond Hill, GA | $238,500 | $875 | $640 | $1,220 | $580 |