Gavop shows you how to buy homeowners insurance in Butner, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $81,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $136,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $190,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $175,000 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $535 |
| Superior Protection Discount | -$66 | $595 |
| Fire & Security Discount | -$46 | $615 |
| Hail Resistant Roof Discount | -$13 | $648 |
| Newly Constructed Home Discount | -$132 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Granville County | $1,000 | $801 | $1,801 | $582 | $1,582 | $219 |
| Butner, NC | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Williamsboro, NC | $500 | $746 | $1,246 | $542 | $1,042 | $204 |
| Woodsdale, NC | $700 | $703 | $1,403 | $511 | $1,211 | $192 |
| Mebane, NC | $300 | $794 | $1,094 | $577 | $877 | $217 |
| Yanceyville, NC | $1,000 | $573 | $1,573 | $416 | $1,416 | $157 |
| Caswell County, NC | $500 | $595 | $1,095 | $433 | $933 | $163 |
| Center, NC | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Castalia, NC | $300 | $562 | $862 | $409 | $709 | $154 |
| Elevation, NC | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Sedalia, NC | $100 | $799 | $899 | $581 | $681 | $218 |
| Beulah, NC | $1,500 | $689 | $2,189 | $500 | $2,000 | $188 |
| Home Insurance Company Butner, NC | Homeowners Insurance Agency Butner, NC | Address | Popularity Score | Distance from Butner (miles) |
|---|---|---|---|---|
| Erie | Liles Insurance Group Inc. | 1788 Heritage Center Drive # 103, Wake Forest, NC, 27587 | 17.4 | |
| State Farm | Nicole Cockerham | 1124 St Marks Church Rd, Burlington, NC, 27215-9796 | 43.4 | |
| State Farm | Mary Wilson | 9630 Falls Of Neuse Rd Ste 115, Raleigh, NC, 27615-2472 | 17.6 | |
| State Farm | Ted Wilder | 934a Durham Rd, Wake Forest, NC, 27587-9033 | 15.5 | |
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 25.5 | |
| Allstate | Colin Desouza | 278 W Millbrook Rd, Raleigh, NC, 27609 | 19.9 | |
| State Farm | Debbie Leonard | 3702 Hillsborough Rd Ste 2b, Durham, NC, 27705-2953 | 14.3 | |
| Travelers | Middlesex Insurance Agency Inc | 10210 S Nash Street, Middlesex, NC, 27557 | 38.4 | |
| Allstate | A. P. Baker | 13200 Falls Of Neuse Rd Ste 107, Raleigh, NC, 27614 | 16.7 | |
| Nationwide | Larry H. Mitchell | 1598 Hwy 56 Suite 6, Creedmoor, NC, 27522-0748 | 1.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,230 | $590 |
| Granville County, NC | $146,100 | $811 | $540 | $1,160 | $620 |
| Butner, NC | $134,400 | $661 | $440 | $930 | $490 |
| Williamsboro, NC | $127,200 | $755 | $510 | $1,060 | $550 |
| Woodsdale, NC | $117,800 | $712 | $480 | $980 | $500 |
| Mebane, NC | $178,700 | $804 | $550 | $1,150 | $600 |
| Yanceyville, NC | $91,800 | $580 | $390 | $830 | $440 |
| Caswell County, NC | $104,700 | $603 | $430 | $840 | $410 |
| Center, NC | $233,900 | $803 | $580 | $1,100 | $520 |
| Castalia, NC | $89,800 | $569 | $410 | $790 | $380 |
| Elevation, NC | $130,900 | $648 | $470 | $900 | $430 |
| Sedalia, NC | $139,700 | $809 | $580 | $1,160 | $580 |
| Beulah, NC | $114,700 | $697 | $480 | $1,000 | $520 |