Gavop tells you how to get the best homeowners insurance in Lenoir, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lenoir, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hoods Creek Rd, Pennton Ave NW, Hunter Pl NW, State Rd 1367, Walker Cir, Cindilyn Ln, Creekway Dr NW, Lovins Way, Underdown Ave SW, Planters Beach Rd | $127,500 | $120,000 | $100,000-$125,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Sleepy Hollow Rd, Frank Martin Ln, Jenna Ln, Willow St NW, Jenednell Ct SW, Birchwood Ln, Eller Ct, Abington Rd NW, Allendale Cir, Forest Pl NW | $168,500 | $140,000 | $150,000-$175,000 | $77,000 | $60,000 | $50,000-$75,000 |
| Frances Pl SW, State Rd 1306, State Rd 1142, Keith Money Pl, Shook Pl, Howard St SW, Shaire Center Dr, Tolbert Rd, Basswood Pl, Southhaven Ct | $125,500 | $110,000 | $125,000-$150,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Setzer Gap Rd, Tiffany Pl SW, Merriman St NW, Vance St NW, Crump Rd, German St NW, Ila Jay Ln, Frazier Pl SW, Dulatown Rd, Old Farmhouse Rd | $137,000 | $120,000 | $125,000-$150,000 | $88,000 | $80,000 | $75,000-$100,000 |
| State Rd 1315, Main St NW, Bee Mountain Rd, Craig Hollow Ln, Planters Way, Finley Ave NW, Jawgiel Ln, Barcose St SW, State Rd 1301, Merrywood Dr | $138,500 | $130,000 | $125,000-$150,000 | $124,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $719 |
| Superior Protection Discount | -$77 | $779 |
| Fire & Security Discount | -$86 | $770 |
| Hail Resistant Roof Discount | -$26 | $830 |
| Newly Constructed Home Discount | -$248 | $608 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Caldwell County | $700 | $657 | $1,357 | $478 | $1,178 | $180 |
| Lenoir, NC | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| Lovelady, NC | $100 | $667 | $767 | $485 | $585 | $182 |
| Burke County, NC | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Ellendale, NC | $300 | $863 | $1,163 | $627 | $927 | $236 |
| Fairplains, NC | $700 | $599 | $1,299 | $435 | $1,135 | $164 |
| Mitchell County, NC | $500 | $675 | $1,175 | $490 | $990 | $184 |
| Rutherford County, NC | $1,500 | $641 | $2,141 | $466 | $1,966 | $175 |
| Price Creek, NC | $400 | $650 | $1,050 | $472 | $872 | $178 |
| Barringer, NC | $700 | $679 | $1,379 | $493 | $1,193 | $186 |
| Helton, NC | $100 | $655 | $755 | $476 | $576 | $179 |
| Cane River, NC | $1,000 | $920 | $1,920 | $668 | $1,668 | $251 |
| Home Insurance Company Lenoir, NC | Homeowners Insurance Agency Lenoir, NC | Address | Popularity Score | Distance from Lenoir (miles) |
|---|---|---|---|---|
| Erie | Connor Insurance Agency | 4145 Slanting Bridge Road, Sherrills Ford, NC, 28673 | 39.8 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 17.5 | |
| Erie | Brooks Insurance Agency Llc | 607 West Trade Street, Dallas, NC, 28034 | 45.5 | |
| Travelers | Hendren Insurance Agency | 493 Nc Hwy 16 South, Taylorsville, NC, 28681 | 23.3 | |
| Allstate | Robert Chester | 610 Jetton St Ste 180, Davidson, NC, 28036 | 48.9 | |
| Erie | Turner Houser Insurance Group | 333c E Main Street, Lincolnton, NC, 28092 | 34.3 | |
| State Farm | Howard Culbreth | 18738 W Catawba Ave, Cornelius, NC, 28031-5615 | 48.8 | |
| Allstate | Alan Carpenter | 479 N Generals Blvd, Lincolnton, NC, 28092 | 33.5 | |
| Allstate | Sandy Russ | 243 Mclean Dr Sw, Lenoir, NC, 28645 | 3.8 | |
| State Farm | Adam Sterken | 524 Fairview Dr Sw, Lenoir, NC, 28645-4933 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,230 | $580 |
| Caldwell County, NC | $112,400 | $665 | $480 | $940 | $460 |
| Lenoir, NC | $86,800 | $856 | $620 | $1,170 | $550 |
| Lovelady, NC | $138,500 | $675 | $460 | $950 | $490 |
| Burke County, NC | $115,400 | $680 | $470 | $940 | $470 |
| Ellendale, NC | $155,600 | $873 | $590 | $1,250 | $660 |
| Fairplains, NC | $96,700 | $606 | $440 | $830 | $390 |
| Mitchell County, NC | $140,600 | $683 | $490 | $940 | $450 |
| Rutherford County, NC | $109,000 | $649 | $430 | $890 | $460 |
| Price Creek, NC | $106,800 | $658 | $470 | $910 | $440 |
| Barringer, NC | $141,800 | $687 | $500 | $980 | $480 |
| Helton, NC | $107,700 | $663 | $460 | $950 | $490 |
| Cane River, NC | $171,300 | $931 | $660 | $1,280 | $620 |