Gavop's guide to buying homeowners insurance in St. Peter, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| St. Peter, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Williams Ct, Ts 177, Brown St, 381st Ave, Nicollet Co 40, Twp Rd 81, N 3rd St, Granlund Ln, 526th St, 337th Ln | $111,500 | $100,000 | $100,000-$125,000 | $168,500 | $140,000 | $175,000-$200,000 |
| Acorn Ave, 376th St, 361st Ave, Valley View Dr, W Flandrau St, Cty Hwy 77, Oshawa Twp 200, Twp Rd 110, N Minnesota Ave, Meadowlark Ln | $165,000 | $160,000 | $150,000-$175,000 | $151,000 | $140,000 | $125,000-$150,000 |
| 370th St, Twp Rd 206, S 7th St, N 7th St, N 9th St, Co Rd 74, Belgrade Twp 193, Tnshp Rd, T-31, 375th Ave | $166,500 | $150,000 | $150,000-$175,000 | $221,500 | $200,000 | $200,000-$250,000 |
| Red Iron Ln, Hill Top Ln, Ts Rd 83, 520th St, Student Center Dr, 377th Ave, N Swift St, Bunker Ln, 348th St, 471st Ave | $106,500 | $90,000 | $100,000-$125,000 | $136,500 | $110,000 | $125,000-$150,000 |
| Oshawa Twp 203, Belgrade Twp 191, Martin St, W Medary St, Walnut St, McLeod Ave, W Welco Dr, Co Rd 20, T-14, Co Hwy 25 | $155,500 | $130,000 | $175,000-$200,000 | $200,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $738 |
| Superior Protection Discount | -$82 | $829 |
| Fire & Security Discount | -$73 | $838 |
| Hail Resistant Roof Discount | -$27 | $883 |
| Newly Constructed Home Discount | -$209 | $701 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nicollet County | $1,500 | $1,030 | $2,530 | $749 | $2,249 | $281 |
| St. Peter, MN | $2,500 | $900 | $3,400 | $654 | $3,154 | $246 |
| South Bend, MN | $200 | $1,023 | $1,223 | $743 | $943 | $279 |
| Cambria, MN | $1,500 | $897 | $2,397 | $652 | $2,152 | $245 |
| Blue Earth County, MN | $200 | $1,006 | $1,206 | $731 | $931 | $275 |
| Blooming Grove, MN | $1,000 | $1,275 | $2,275 | $926 | $1,926 | $348 |
| West Newton, MN | $300 | $1,135 | $1,435 | $825 | $1,125 | $310 |
| Rosendale, MN | $700 | $1,287 | $1,987 | $936 | $1,636 | $352 |
| Dunbar, MN | $100 | $1,029 | $1,129 | $747 | $847 | $281 |
| Hartland, MN | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Shorewood, MN | $500 | $1,112 | $1,612 | $808 | $1,308 | $304 |
| Bath, MN | $2,500 | $1,212 | $3,712 | $881 | $3,381 | $331 |
| Home Insurance Company St. Peter, MN | Homeowners Insurance Agency St. Peter, MN | Address | Popularity Score | Distance from St. Peter (miles) |
|---|---|---|---|---|
| State Farm | Joan Roisum | 7300 France Ave S Ste 220, Edina, MN, 55435-4542 | 48.8 | |
| State Farm | Dave Melle | 14831 Energy Way, Apple Valley, MN, 55124-5757 | 47.8 | |
| State Farm | Bryce Deter | 620 Babcock Blvd E, Delano, MN, 55328-8603 | 49.7 | |
| Allstate | John Bailey | 17909 Highway 7, Minnetonka, MN, 55345 | 46.2 | |
| State Farm | Brent Mohlenhoff | 220 W 98th St, Bloomington, MN, 55420-3859 | 48.1 | |
| Travelers | Insurance Advantage Agency Llc | 7600 Parklawn Ave Ste 350, Edina, MN, 55435 | 48.3 | |
| Travelers | Insurance Advantage Agency Llc | 7600 Parklawn Ave S #350, Edina, MN, 55435 | 48.3 | |
| Liberty Mutual Independent | Ross Nesbit Agencies Inc | 30502 Henderson Station Rd, Le Sueur, MN, 56058 | 13.5 | |
| Farmers | Michael Bishman | 121 W Broadway St, Owatonna, MN, 55060 | 40.3 | |
| State Farm | Tom Dolan | 6407 City West Pkwy Ste C5, Eden Prairie, MN, 55344-7851 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,690 | $830 |
| Nicollet County, MN | $178,000 | $1,043 | $760 | $1,430 | $670 |
| St. Peter, MN | $167,600 | $911 | $650 | $1,250 | $600 |
| South Bend, MN | $154,700 | $1,035 | $730 | $1,480 | $750 |
| Cambria, MN | $125,000 | $908 | $650 | $1,260 | $610 |
| Blue Earth County, MN | $170,800 | $1,018 | $680 | $1,450 | $770 |
| Blooming Grove, MN | $232,900 | $1,290 | $940 | $1,770 | $830 |
| West Newton, MN | $186,400 | $1,149 | $840 | $1,620 | $780 |
| Rosendale, MN | $237,500 | $1,303 | $930 | $1,800 | $870 |
| Dunbar, MN | $156,300 | $1,041 | $750 | $1,430 | $680 |
| Hartland, MN | $70,500 | $604 | $410 | $830 | $420 |
| Shorewood, MN | $436,100 | $1,126 | $810 | $1,540 | $730 |
| Bath, MN | $211,100 | $1,227 | $880 | $1,730 | $850 |