Gavop's guide to buying homeowners insurance in Deschutes River Woods, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $170,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $314,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $345,000 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $464,500 | $430,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $477 |
| Superior Protection Discount | -$52 | $530 |
| Fire & Security Discount | -$58 | $524 |
| Hail Resistant Roof Discount | -$17 | $565 |
| Newly Constructed Home Discount | -$151 | $431 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Deschutes County | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Deschutes River Woods, OR | $1,000 | $575 | $1,575 | $418 | $1,418 | $157 |
| Seventh Mountain, OR | $100 | $1,270 | $1,370 | $923 | $1,023 | $347 |
| Tetherow, OR | $700 | $2,061 | $2,761 | $1,498 | $2,198 | $563 |
| Deschutes County, OR | $200 | $673 | $873 | $489 | $689 | $184 |
| Pronghorn, OR | $1,500 | $2,063 | $3,563 | $1,499 | $2,999 | $564 |
| Sisters, OR | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Grandview, OR | $1,000 | $700 | $1,700 | $509 | $1,509 | $191 |
| Culver, OR | $500 | $642 | $1,142 | $466 | $966 | $175 |
| Metolius, OR | $1,000 | $378 | $1,378 | $275 | $1,275 | $103 |
| Jefferson County, OR | $100 | $631 | $731 | $458 | $558 | $172 |
| Prineville, OR | $700 | $631 | $1,331 | $458 | $1,158 | $172 |
| Home Insurance Company Deschutes River Woods, OR | Homeowners Insurance Agency Deschutes River Woods, OR | Address | Popularity Score | Distance from Deschutes River Woods (miles) |
|---|---|---|---|---|
| Travelers | Noble Insurance Solution | 1303 Nw Galveston Ave, Bend, OR, 97701 | 5.0 | |
| Farmers | Dennis Marbell | 520 Sw Evergreen Ave, Redmond, OR, 97756 | 21.7 | |
| State Farm | Brian Elder | 515 Sw 6th St, Redmond, OR, 97756-2702 | 21.7 | |
| State Farm | Mike Hornback | 399 Nw 3rd St, Prineville, OR, 97754-1817 | 33.4 | |
| State Farm | Jim Bowlin | 2214 Ne Division St Ste 109, Bend, OR, 97701-3551 | 6.4 | |
| State Farm | James Chrisman | 1288 Sw Simpson Ave Ste B1, Bend, OR, 97702-3196 | 4.4 | |
| State Farm | Travis Bryan | Ste A-4 62968 O B Riley Rd Ste 4, Bend, OR, 97701-9461 | 7.3 | |
| Allstate | Rowdy Swafford | 1350 Se Reed Market Rd Ste 201, Bend, OR, 97702 | 5.0 | |
| Allstate | Sean Sartell | 449 Nw 3rd St Ste A, Prineville, OR, 97754 | 33.3 | |
| Allstate | Cheri Towery | 141 Nw 6th St, Redmond, OR, 97756 | 22.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $480 | $930 | $450 |
| Deschutes County, OR | $298,200 | $681 | $500 | $940 | $440 |
| Deschutes River Woods, OR | $235,600 | $582 | $390 | $820 | $430 |
| Seventh Mountain, OR | $548,700 | $1,285 | $910 | $1,840 | $930 |
| Tetherow, OR | $1,105,600 | $2,086 | $1,500 | $2,980 | $1,480 |
| Deschutes County, OR | $298,200 | $681 | $460 | $970 | $510 |
| Pronghorn, OR | $1,107,100 | $2,088 | $1,420 | $2,900 | $1,480 |
| Sisters, OR | $282,900 | $682 | $490 | $950 | $460 |
| Grandview, OR | $303,900 | $709 | $520 | $970 | $450 |
| Culver, OR | $188,400 | $650 | $470 | $900 | $430 |
| Metolius, OR | $78,200 | $383 | $280 | $550 | $270 |
| Jefferson County, OR | $178,300 | $639 | $440 | $890 | $450 |
| Prineville, OR | $170,100 | $639 | $430 | $900 | $470 |