Gavop's guide to buying homeowners insurance in Medina County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Medina County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 5603, Curtis Ave, Val Verde St, S Sayers Dr, Co Rd 4311, Houston St, I- 35, Co Rd 7723, 30th St, Co Rd 448 | $89,000 | $80,000 | $75,000-$100,000 | $85,500 | $70,000 | $75,000-$100,000 |
| Pr 4322, Co Rd 7811, E Warhorse Dr, Pvt Rd 260 W, Sabine Pass Rd, Co Rd 266, Co Rd 2763, 18th St, Alamo St, Co Rd 548 | $99,500 | $80,000 | $100,000-$125,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Co Rd 343, Co Rd 312, 6th St, FM 2676, Pr 2670, Pr 6747, Co Rd 7718, Co Rd 363, E Herring Ave, Cedar St | $180,000 | $150,000 | $150,000-$175,000 | $129,000 | $120,000 | $100,000-$125,000 |
| Co Rd 512, Co Rd 543, Cardinal Dr, Geneva St, Co Rd 6721, L C Martin Dr, Co Rd 631, Koehler Ln, Co Rd 580, Co Rd 789 | $134,000 | $110,000 | $150,000-$175,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Pr Rd 4503, FM 1283, Colonial Pkwy, Pvt Rd 1701, Pr Rd 4665, Co Rd 769, Co Rd 5633, Co Rd 373, Heather Hollow, Co Rd 4518 | $229,500 | $190,000 | $200,000-$250,000 | $106,000 | $90,000 | $75,000-$100,000 |
| FM 462 S, 23rd St, Co Rd 6814, Ave R, Ave J, Co Rd 5605, Pr 1525, Co Rd 4526, Co Rd 633, Pr 2533 | $110,000 | $90,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Pr 5248, Co Rd 426, Co Rd 562, Co Rd 5781, Co Rd 6719, Co Rd 5223, Ave D, Co Rd 731, Palfrey St, E Moore Ave | $103,500 | $100,000 | $100,000-$125,000 | $124,000 | $100,000 | $100,000-$125,000 |
| State Hwy 16, Co Rd 478, Lytle-Lacoste Rd, Ave F, Co Rd 5631, Co Rd 4521, Co Rd 6841, Winding Trl, Berlin St, Pvt Rd 4660 | $121,500 | $110,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Co Rd 468, Pvt Rd 4315, Pr Rd 4421, Cr 731, Co Rd 244, Co Rd 7810, Co Rd 775, Co Rd 6813, River Meadow, 7th St | $103,500 | $90,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Covey Ln, Jack Nickolaus Dr, Ave A, Pvt Rd 2610, Tumbleweed Dr, Co Rd 456, Pr 1524, Hwy 132 N, Ave Y, Co Rd 7410 | $107,000 | $90,000 | $100,000-$125,000 | $63,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$238 | $1,251 |
| Superior Protection Discount | -$134 | $1,355 |
| Fire & Security Discount | -$104 | $1,385 |
| Hail Resistant Roof Discount | -$45 | $1,445 |
| Newly Constructed Home Discount | -$387 | $1,102 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Medina County | $700 | $1,472 | $2,172 | $1,069 | $1,769 | $402 |
| Medina County, TX | $2,000 | $1,472 | $3,472 | $1,069 | $3,069 | $402 |
| Hondo, TX | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Devine-Natalia, TX | $1,000 | $1,528 | $2,528 | $1,111 | $2,111 | $418 |
| LaCoste, TX | $500 | $1,416 | $1,916 | $1,029 | $1,529 | $387 |
| Natalia, TX | $1,000 | $1,294 | $2,294 | $941 | $1,941 | $354 |
| North Pearsall, TX | $500 | $1,534 | $2,034 | $1,115 | $1,615 | $419 |
| San Antonio Northwest, TX | $1,500 | $1,392 | $2,892 | $1,012 | $2,512 | $380 |
| Olmos Park, TX | $500 | $1,015 | $1,515 | $737 | $1,237 | $277 |
| Leming, TX | $1,000 | $1,430 | $2,430 | $1,039 | $2,039 | $391 |
| Uvalde, TX | $500 | $987 | $1,487 | $717 | $1,217 | $270 |
| Converse, TX | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| Home Insurance Company Medina County, TX | Homeowners Insurance Agency Medina County, TX | Address | Popularity Score | Distance from Medina County (miles) |
|---|---|---|---|---|
| Allstate | David Pfau | 17230 Bulverde Rd Ste 102, San Antonio, TX, 78247 | 45.1 | |
| Farmers | Ida Benavides | 114 N Ellison Dr Ste 118, San Antonio, TX, 78251 | 26.3 | |
| Travelers | Expedient Insurance Agency Llc | 19206 Huebner Rd Ste 101b, San Antonio, TX, 78258 | 40.5 | |
| Farmers | Justine Gonzales | 11888 Starcrest Dr Ste 114, San Antonio, TX, 78247 | 41.4 | |
| Travelers | Insurance Network | 7551 Callaghan Rd Ste 350, San Antonio, TX, 78229 | 34.9 | |
| Travelers | Dziga Insurance Agency | 7500 Eckhert Rd Ste 400, San Antonio, TX, 78240 | 31.1 | |
| State Farm | Fernando Massad | 6565 Babcock Rd Ste 16, San Antonio, TX, 78249-2345 | 33.0 | |
| Travelers | Alexander Insurance Agency | 112 State Hwy 132n, Devine, TX, 78016 | 19.1 | |
| Travelers | Alexander Insurance Agency | 14636 South Fm 2790 W Lytle, Devine, TX, 78052 | 19.2 | |
| Farmers | Abe Joe Lujan | 7903 Culebra Rd, San Antonio, TX, 78251 | 29.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Medina County, TX | $134,400 | $1,490 | $980 | $2,290 | $1,310 |
| Medina County, TX | $134,400 | $1,490 | $980 | $2,290 | $1,310 |
| Hondo, TX | $140,700 | $956 | $630 | $1,470 | $840 |
| Devine-Natalia, TX | $106,300 | $1,547 | $1,020 | $2,380 | $1,360 |
| LaCoste, TX | $82,400 | $1,433 | $950 | $2,210 | $1,260 |
| Natalia, TX | $61,000 | $1,310 | $860 | $2,020 | $1,160 |
| North Pearsall, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |
| San Antonio Northwest, TX | $170,000 | $1,409 | $930 | $2,170 | $1,240 |
| Olmos Park, TX | $675,600 | $1,027 | $680 | $1,580 | $900 |
| Leming, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Uvalde, TX | $77,200 | $999 | $660 | $1,540 | $880 |
| Converse, TX | $140,200 | $955 | $630 | $1,470 | $840 |