Gavop's guide to buying homeowners insurance in Walsh County, ND covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 3 Bedroom | $99,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $185,000 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $606 |
| Home and Two Car | -$105 | $553 |
| Home and Three Car | -$151 | $507 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Walsh County | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| Walsh County, ND | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Fertile, ND | $100 | $1,355 | $1,455 | $984 | $1,084 | $370 |
| Harriston, ND | $700 | $723 | $1,423 | $526 | $1,226 | $198 |
| Johnstown, ND | $400 | $1,066 | $1,466 | $775 | $1,175 | $291 |
| Skane, MN | $200 | $687 | $887 | $499 | $699 | $188 |
| Kennedy, MN | $1,000 | $372 | $1,372 | $271 | $1,271 | $102 |
| Home Insurance Company Walsh County, ND | Homeowners Insurance Agency Walsh County, ND | Address | Popularity Score | Distance from Walsh County (miles) |
|---|---|---|---|---|
| State Farm | Val Brown | 206 Division Avenue South, Cavalier, ND, 58220 | 29.1 | |
| State Farm | Sharon Opdahl | 2534 17th Ave S Ste F, Grand Forks, ND, 58201-5215 | 44.6 | |
| State Farm | Randy Fenley | 2750 S 26th St Ste A, Grand Forks, ND, 58201-6432 | 45.2 | |
| Liberty Mutual Independent | Insure Forward | 3350 S Columbia Rd Ste A, Grand Forks, ND, 58201 | 45.4 | |
| Allstate | Scott Corbin | 2512 S Washington St Ste B, Grand Forks, ND, 58201 | 45.7 | |
| State Farm | Randy Kottsick | 2600 Demers Ave Ste 105, Grand Forks, ND, 58201-4100 | 44.1 | |
| Liberty Mutual Independent | Insure Forward | 3311 S Washington St Grand Forks, Grand Forks, ND, 58201 | 46.1 | |
| State Farm | Kevin Kouba | 724 N Washington St, Grand Forks, ND, 58203-3135 | 44.1 | |
| Liberty Mutual Independent | Vaaler Insurance Inc | 2701 S Columbia Rd, Grand Forks, ND, 58201 | 45.1 | |
| Travelers | Mostad Insurance Services Inc | 724 3rd St, Langdon, ND, 58249 | 39.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $840 | $1,640 | $800 |
| Walsh County, ND | $83,700 | $659 | $440 | $940 | $500 |
| Walsh County, ND | $83,700 | $659 | $450 | $900 | $450 |
| Fertile, ND | $250,000 | $1,371 | $950 | $1,950 | $1,000 |
| Harriston, ND | $73,300 | $732 | $490 | $1,030 | $540 |
| Johnstown, ND | $154,200 | $1,079 | $740 | $1,540 | $800 |
| Skane, MN | $85,000 | $695 | $480 | $950 | $470 |
| Kennedy, MN | $39,400 | $377 | $250 | $540 | $290 |