Gavop's guide to buying homeowners insurance in Taylorville, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $106,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $171,000 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $308,000 | $290,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $760 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$192 | $643 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Christian County | $2,000 | $935 | $2,935 | $680 | $2,680 | $256 |
| Taylorville, IL | $2,500 | $825 | $3,325 | $600 | $3,100 | $226 |
| King, IL | $300 | $708 | $1,008 | $515 | $815 | $194 |
| Montgomery County, IL | $1,500 | $804 | $2,304 | $584 | $2,084 | $220 |
| Herrick, IL | $100 | $440 | $540 | $320 | $420 | $120 |
| Waverly No. 2, IL | $1,500 | $552 | $2,052 | $401 | $1,901 | $151 |
| Petersburg North No. 14, IL | $100 | $638 | $738 | $464 | $564 | $174 |
| Nortonville, IL | $1,000 | $649 | $1,649 | $472 | $1,472 | $177 |
| Nixon, IL | $100 | $517 | $617 | $376 | $476 | $141 |
| Jacksonville No. 6, IL | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Seminary, IL | $400 | $569 | $969 | $414 | $814 | $156 |
| Old Ripley, IL | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Home Insurance Company Taylorville, IL | Homeowners Insurance Agency Taylorville, IL | Address | Popularity Score | Distance from Taylorville (miles) |
|---|---|---|---|---|
| Travelers | Siegert-Lees Insurance | 28 E 2nd St, Pana, IL, 62557 | 17.6 | |
| State Farm | Katie Young | 315 Chatham Rd Ste 102, Springfield, IL, 62704-1484 | 25.3 | |
| Travelers | Siegert-Lees Insurance | 28 E 2nd St , Pana, IL, 62557 | 17.7 | |
| State Farm | Russ Ramsey | 3255 W Iles Ave, Springfield, IL, 62711-9671 | 25.5 | |
| Erie | Grieme Insurance Agency Llc | P O Box 890, Lincoln, IL, 62656 | 40.0 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 44.4 | |
| State Farm | Mike Mandrell | 1212 E Pershing Road, Decatur, IL, 62526-4729 | 29.1 | |
| State Farm | Eric Kahle | 650 North Webster, Taylorville, IL, 62568-1524 | 1.4 | |
| State Farm | Larry Welton | 315 W Johnson St, Clinton, IL, 61727-1329 | 44.6 | |
| State Farm | Joe L Meeks | 925 W Spresser St, Taylorville, IL, 62568-1831 | 1.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,200 | $600 |
| Christian County, IL | $87,500 | $947 | $640 | $1,340 | $700 |
| Taylorville, IL | $85,500 | $835 | $580 | $1,190 | $610 |
| King, IL | $121,700 | $717 | $520 | $990 | $470 |
| Montgomery County, IL | $81,000 | $814 | $590 | $1,150 | $560 |
| Herrick, IL | $49,700 | $445 | $320 | $630 | $310 |
| Waverly No. 2, IL | $75,300 | $559 | $380 | $790 | $410 |
| Petersburg North No. 14, IL | $98,900 | $646 | $470 | $920 | $450 |
| Nortonville, IL | $102,200 | $657 | $480 | $910 | $430 |
| Nixon, IL | $66,700 | $523 | $350 | $740 | $390 |
| Jacksonville No. 6, IL | $101,100 | $653 | $450 | $910 | $460 |
| Seminary, IL | $79,700 | $576 | $390 | $820 | $430 |
| Old Ripley, IL | $150,000 | $789 | $560 | $1,100 | $540 |