Gavop shows you how to buy homeowners insurance in Benton County, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Benton County, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW 6th St, SW Roth St, NW Larch Ave, SE Clearwater Dr, SW Airport Ave, Govier Pl, SW 16th St, NW Greeley Ave, SE Marion Ave, Oak Ln | $186,000 | $150,000 | $150,000-$175,000 | $129,000 | $120,000 | $150,000-$175,000 |
| NW Hickory St, Lowther Pl, Troon St NW, NW Live Oak Dr, SW 3rd St, NW Dream Pl, NW Glenwood Ave, NW 34th St, NW 11th St, NW Cypress Ave | $368,000 | $310,000 | $250,000-$300,000 | $197,000 | $170,000 | $175,000-$200,000 |
| NW Witham Hill Dr, NW 25th Pl, SW Western Blvd, NE Holly Ln, NE Conser St, Hartless Hill Ln, NW Royal Oaks Pl, Nichols Rd, NE Holly Oak Pl, Green Peak Rd | $391,500 | $340,000 | $350,000-$400,000 | $274,000 | $240,000 | $250,000-$300,000 |
| S 30th St, NW Penrose Ave, Rambo Ln, Sternwheeler Dr, NW Sunny Ln, NW Audene Dr, SE Dockside Dr, NE Plymouth Cir, NW Chipmunk Pl, SW Madison Ave | $256,500 | $240,000 | $200,000-$250,000 | $135,000 | $110,000 | $125,000-$150,000 |
| NW Starview Dr, Monroe Ave, NW Silktassel Dr, NW Ridgeview Ln, NW Sox Ln, SE Edgewater Ave, Byrd Ln, NE Pettibone Dr, NW Buena Vista Rd, NW Garryanna St | $221,000 | $180,000 | $200,000-$250,000 | $272,000 | $250,000 | $250,000-$300,000 |
| Territorial Hwy, SW Monroe Ave, Kings Valley E, NW Covey Run, NE Montgomery Pl, NW 9th St, NW Buena Vista St, NE Todd Dr, NE Belvue St, Stoneboro Pl | $230,000 | $210,000 | $200,000-$250,000 | $209,500 | $190,000 | $175,000-$200,000 |
| NW Orchard Ave, NW Elmwood Pl, NW Dixon St, NW Samaritan Dr, SW Commons Way, SW Winding Way, NW Kinglet Pl, NW Stewart Pl, SW 5th St, S 11th St | $351,500 | $320,000 | $350,000-$400,000 | $261,000 | $240,000 | $250,000-$300,000 |
| NW Niagra Dr, SW Butterfield Dr, Alsea-Deadwood Hwy, Gilbert Ln, Newton St, SW Monroe Ave, SW Birdie Dr, NW Rolling Green Dr, NW Juniper Ln, NW Linden Ave | $269,000 | $230,000 | $250,000-$300,000 | $220,500 | $180,000 | $200,000-$250,000 |
| NW Parker Pl, SW Grove St, Alsea Deadwood Hwy, Noon Rd, NW Picardy Ln, Lilac St, NW Crocker Ln, Bratten Hill, NW Covey Run, 28th Pl | $362,000 | $330,000 | $300,000-$350,000 | $281,000 | $230,000 | $200,000-$250,000 |
| NE Kirsten Pl, SW Tunison Ave, NW Independence Hwy, Pearson Pl, SE Vera Ave, NW Garryanna Pl, Christenson Rd, Columbine Dr, NW 19th St, SW Amberwood Ave | $247,000 | $220,000 | $250,000-$300,000 | $306,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $561 |
| Superior Protection Discount | -$67 | $601 |
| Fire & Security Discount | -$74 | $595 |
| Hail Resistant Roof Discount | -$20 | $648 |
| Newly Constructed Home Discount | -$134 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Benton County | $2,500 | $660 | $3,160 | $480 | $2,980 | $180 |
| Benton County, OR | $2,500 | $660 | $3,160 | $480 | $2,980 | $180 |
| Southeast Benton, OR | $400 | $653 | $1,053 | $475 | $875 | $178 |
| North Benton, OR | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| Harrisburg, OR | $200 | $636 | $836 | $462 | $662 | $174 |
| Crabtree, OR | $2,500 | $570 | $3,070 | $414 | $2,914 | $156 |
| Scio-Lacomb, OR | $400 | $693 | $1,093 | $503 | $903 | $189 |
| Marion, OR | $2,500 | $535 | $3,035 | $388 | $2,888 | $146 |
| Turner, OR | $300 | $612 | $912 | $444 | $744 | $167 |
| Dallas, OR | $700 | $636 | $1,336 | $462 | $1,162 | $174 |
| Linn County, OR | $100 | $722 | $822 | $525 | $625 | $197 |
| Home Insurance Company Benton County, OR | Homeowners Insurance Agency Benton County, OR | Address | Popularity Score | Distance from Benton County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Hanson Insurance Group | 2211 Nw Professional Dr #202, Corvallis, OR, 97330 | 10.0 | |
| State Farm | Barbara Furer | 1579 Edgewater St Nw, Salem, OR, 97304-4635 | 35.4 | |
| State Farm | Sherry Schaefers | 252 W 7th Ave, Eugene, OR, 97401-2664 | 34.6 | |
| Travelers | Huggins Insurance Services Inc | 1786 State St, Salem, OR, 97301 | 36.4 | |
| Liberty Mutual Independent | Hanson Insurance Group | 2211 Nw Professional Dr Ste 202, Corvallis, OR, 97330 | 9.9 | |
| State Farm | Monica Baez | 1025 Nw 9th St Ste B, Corvallis, OR, 97330-6162 | 9.8 | |
| Liberty Mutual Independent | Wall Insurance | 526 Main St, Dallas, OR, 97338 | 30.2 | |
| State Farm | Mike Speten | 1241 Pacific Blvd Se, Albany, OR, 97321-4824 | 19.2 | |
| State Farm | Doug Tomlinson | 629 Nw Hickory St Ste 110, Albany, OR, 97321-1758 | 18.6 | |
| Allstate | Greg Richards | 1979 14th Ave Se, Albany, OR, 97322 | 19.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $470 | $930 | $460 |
| Benton County, OR | $288,700 | $668 | $450 | $920 | $470 |
| Benton County, OR | $288,700 | $668 | $490 | $920 | $430 |
| Southeast Benton, OR | $265,600 | $661 | $470 | $920 | $450 |
| North Benton, OR | $303,500 | $709 | $490 | $970 | $480 |
| Harrisburg, OR | $169,400 | $644 | $460 | $910 | $450 |
| Crabtree, OR | $192,600 | $577 | $400 | $810 | $410 |
| Scio-Lacomb, OR | $297,500 | $701 | $500 | $960 | $460 |
| Marion, OR | $164,600 | $541 | $370 | $750 | $380 |
| Turner, OR | $228,600 | $619 | $440 | $850 | $410 |
| Dallas, OR | $214,400 | $644 | $430 | $880 | $450 |
| Linn County, OR | $184,900 | $731 | $530 | $1,050 | $520 |