Gavop shows you how to buy homeowners insurance in Elk City, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Elk City, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shore Dr, Clubhouse Cir, Sycamore Ave, E Broadway Ave, Sunset St, S Frontage Rd, N 1974 Rd, Brian Rd, S Pioneer Rd, Bluestem Ln | $164,500 | $130,000 | $175,000-$200,000 | $127,500 | $110,000 | $150,000-$175,000 |
| Bk 34, Mac Dr, E 1080 Rd, N 1960, Herring Dr, W Lakeview Rd, Swales Blvd, 1928 Rd, E 1113 Rd, W 10th St | $188,500 | $150,000 | $175,000-$200,000 | $153,500 | $150,000 | $125,000-$150,000 |
| Mulberry, Mitchell St, N2000 Rd, Clubhouse Ct, W 8th St, N 1963 Rd, N 2000 Rd, S Randall Ave, Gamble Ln, S Lester St | $110,000 | $90,000 | $75,000-$100,000 | $97,000 | $90,000 | $75,000-$100,000 |
| S State Ave, Sleepy Hollow Ct, Bell Ave, W 9th St, E 1st St, Maple St, E 1150 Rd, N 1910 Rd, N 2000, Cripple Creek Ln | $80,500 | $70,000 | $50,000-$75,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Merritt Dr, Bk L, N 1900 Rd, W 6th St, Bk H, S Oliver Ave, Liberty Ln, N2030 Rd, S Franklin St, W 9th St | $159,000 | $150,000 | $150,000-$175,000 | $117,500 | $110,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $823 |
| Superior Protection Discount | -$88 | $891 |
| Fire & Security Discount | -$88 | $891 |
| Hail Resistant Roof Discount | -$29 | $950 |
| Newly Constructed Home Discount | -$216 | $764 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,054 |
| Home Insurance Company Elk City, OK | Homeowners Insurance Agency Elk City, OK | Address | Popularity Score | Distance from Elk City (miles) |
|---|---|---|---|---|
| State Farm | Stephenie Collins | 1001 W Gary Blvd, Clinton, OK, 73601-2723 | 29.7 | |
| Farmers | Jack Hogg | 901 S Main St, Hobart, OK, 73651 | 34.1 | |
| Allstate | Tyler Hughes | 113 N Broadway St, Weatherford, OK, 73096 | 44.3 | |
| Farmers | Rickey Squires | 223 N Madison Ave, Elk City, OK, 73644 | 4.4 | |
| Allstate | Brittain & Associates | 301 S 6th St, Clinton, OK, 73601 | 29.9 | |
| Allstate | Marjory Brooks | 100 N Broadway, Hobart, OK, 73651 | 33.4 | |
| Farmers | Joe Bell | 107 Janets Way # 107, Elk City, OK, 73644 | 2.4 | |
| State Farm | John Downing | 227 North Oklahoma, Mangum, OK, 73554-4234 | 36.0 | |
| State Farm | Cindy Box | 520 S 30th St, Clinton, OK, 73601-3631 | 28.2 | |
| Travelers | Teal Insurance Agency | 100 N 2nd Street, Mountain View, OK, 73062 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,010 | $2,130 | $1,120 |
| Beckham County, OK | $117,100 | $1,011 | $720 | $1,430 | $710 |
| Elk City, OK | $135,900 | $980 | $700 | $1,400 | $700 |
| Strong City, OK | $125,000 | $1,483 | $1,010 | $2,050 | $1,040 |
| Sentinel, OK | $54,500 | $882 | $590 | $1,230 | $640 |
| Willow, OK | $55,400 | $891 | $610 | $1,220 | $610 |
| Rocky, OK | $46,500 | $805 | $550 | $1,150 | $600 |
| Hobart, OK | $62,900 | $961 | $700 | $1,320 | $620 |
| Northeast Washita, OK | $91,200 | $1,211 | $840 | $1,680 | $840 |
| Putnam, OK | $36,000 | $702 | $510 | $980 | $470 |
| Southeast Washita, OK | $121,900 | $1,459 | $1,010 | $2,060 | $1,050 |
| Dewey County, OK | $86,700 | $833 | $600 | $1,190 | $590 |
| Thomas, OK | $89,600 | $1,197 | $830 | $1,640 | $810 |